Payday Loans in Gober, Texas

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No payday loan companies in Gober, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Bridge City Bank 57 Strickland Dr, Orange, TX 77630
Security Finance 703 W Main St Suite C, Atlanta, TX 75551 +1 (903) 796 - 4431
Texas Car Title & Payday Loan Services, Inc 821 Talbot Ave, Canutillo, TX 79835 +1 (915) 243 - 0328
Swift Cash 1917 Crockett Rd 1, Palestine, TX 75801 +1 (903) 723 - 3336
Mr. Payroll 1315 S Commercial St, Aransas Pass, TX 78336 +1 (361) 758 - 8092
Weatherford Pawn 1720 Fort Worth Hwy, Weatherford, TX 76086 +1 (817) 594 - 8511
First cash pawn 12009 Lake June Rd, Mesquite, TX 75180 +1 (972) 289 - 6677
Texas Regional Bank 206 E Main St, Johnson City, TX 78636 +1 (830) 868 - 0680
Sun Loan Company 106 S Main St, Perryton, TX 79070 +1 (806) 435 - 7242
Continental Finance & Thrift 1027 Austin Ave, Waco, TX 76701 +1 (254) 754 - 5449

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gober, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Burleson, TX, Payday Loans in Carrollton, TX, Payday Loans in Cedar Hill, TX, Emergency Loan in Cedar Park, TX, Same Day Loans in Channelview, TX, Payday Loans in College Station, TX, Payday Loans in Conroe, TX and Same Day Loans in Coppell, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gober, TX.

Are Payday Loans Legal In Gober, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Gober, TX payday loan calculator

The Truth About Payday Loans in Gober, Texas

When you’re facing a financial emergency, it can be stressful to try to figure out how to make ends meet. That’s where payday loans come in – short-term loans that can help you get through a tough time until your next paycheck. In Texas, payday loans are legal, and many people in the small town of Gober have used them to bridge a temporary gap in their finances. However, like any financial product, it’s important to understand the details before taking out a payday loan. Here’s a breakdown of what you need to know.

How Payday Loans Work in Gober, Texas

Payday loans in Gober are meant to be short-term loans – generally, you’ll pay the loan back on your next payday. You’ll need to provide proof of income and identification to qualify for the loan. The loan amount is typically between $100 and $1,000, and the fees and interest rates can vary depending on the lender.

What sets payday loans apart from traditional loans is that they’re often easy to qualify for, even if you have bad credit. However, this means that the fees can be higher than other types of loans. In Texas, the maximum annual percentage rate (APR) that payday lenders can charge is 662.60% for loans of up to $2,000. For loans over $2,000, the APR is capped at 48%. It’s important to understand the fees and interest rates before taking out any loan, including payday loans in Gober, Texas.

The Pros and Cons of Payday Loans in Gober, Texas

Like any financial product, payday loans have both pros and cons. Here’s a breakdown of what to consider.

Pros:

  • Easy to qualify for, even with bad credit or no credit
  • Quick access to cash when you need it
  • No collateral required

Cons:

  • High fees and interest rates
  • Short repayment terms can lead to a cycle of debt
  • Not a long-term solution for financial difficulties

Interesting Facts About Payday Loans in Gober, Texas

Did you know that in 2019, Texans took out more than 10 million payday loans, totaling more than $8 billion? That’s a lot of loans, and it shows just how popular payday loans are in the Lone Star State. However, it’s also important to note that the average APR for payday loans in Texas is around 500%. While payday loans can be helpful in the short term, they can also lead to a cycle of debt if not used responsibly.

Apply Now for a Payday Loan in Gober, Texas

At TheGuaranteedLoans, we understand that unexpected expenses can come up when you least expect them. That’s why we’re here to help connect you with potential lenders. All you need to do is fill out our online application, and we’ll take care of the rest. Keep in mind that we’re a connector service, not a direct lender, so we don’t make any lending decisions ourselves. However, we’ll work to connect you with reputable lenders who may be able to offer you a payday loan in Gober, Texas. Apply now and take the first step towards getting the financial help you need.

F.A.Q.

How do I apply for a payday loan in Gober, Texas?

To apply for a payday loan in Gober, Texas, you will typically need to visit a payday lender in person and provide proof of income, a valid ID, and an active checking or savings account. Some lenders may also allow you to apply online or over the phone. It is important to carefully review the terms and conditions of any payday loan before agreeing to borrow.

What are the alternatives to payday loans in Gober, Texas?

There are several alternatives to payday loans in Gober, Texas, including borrowing from friends or family, applying for a personal loan from a bank or credit union, or using a credit card. It is also possible to apply for assistance from government programs or nonprofit organizations, or to negotiate payment plans with creditors. It is important to carefully research and compare your options before deciding on a course of action.