Payday Loans in Grandfalls, Texas

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No payday loan companies in Grandfalls, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
ACE Cash Express 215 S High St, Longview, TX 75601 +1 (903) 236 - 3691
Loan Express 120 W San Antonio St, San Marcos, TX 78666 +1 (512) 392 - 6637
World Finance 1009 S College Ave, Levelland, TX 79336 +1 (806) 897 - 1126
Cash Store 1240 W Belt Line Rd Ste A, DeSoto, TX 75115 +1 (972) 274 - 2754
Loanstar Title Loans 6700 Boulevard 26, Richland Hills, TX 76180 +1 (817) 284 - 0653
Oportun 238 SW Military Dr, San Antonio, TX 78221 +1 (210) 714 - 1957
IBC Bank 2320 Bob Bullock Loop 20, Laredo, TX 78043 +1 (956) 728 - 0062
Cash Store 3427 W, FM 120 Ste 103, Denison, TX 75020 +1 (903) 465 - 5933
Speedy Cash 2201 N Frazier St, Conroe, TX 77303 +1 (936) 494 - 2472
Commercial Bank of Texas, N.A. 877 7th St, Cushing, TX 75760 +1 (936) 326 - 4261

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grandfalls, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mesquite, TX, Payday Loans in Midland, TX, Quick Loan in Mission, TX, Payday Loans in Missouri City, TX, Payday Loans in Nacogdoches, TX, Bad Credit Loans in New Braunfels, TX, 24-Hour Loan in North Richland Hills, TX and Payday Loans in Odessa, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grandfalls, TX.

Payday Loans Available in Grandfalls, TX By The Following ZIP Codes:

79742

Are Payday Loans Legal In Grandfalls, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Grandfalls, TX payday loan calculator

Are you in need of quick cash to handle an unexpected expense? Payday loans may be the solution you are looking for. In Grandfalls, Texas, payday loans are legal and readily available to those who qualify.

What are Payday Loans?

Payday loans are short-term loans that are designed to be repaid by the borrower’s next paycheck. They are an option for those who need emergency funds quickly and do not have access to traditional loans due to poor credit or low income. In Texas, payday loans can be obtained at storefront locations or online.

How Do Payday Loans Work?

Getting a payday loan is relatively simple. The borrower will need to provide proof of income, such as a pay stub or bank statement, as well as a valid ID and proof of residency. The lender will then determine the amount the borrower is eligible to borrow, which is typically a percentage of their income.

The borrower will agree to a repayment date, which is typically their next payday. On the repayment date, the borrower will be required to pay back the loan amount plus any interest and fees. If the borrower cannot repay the loan on time, they may be eligible for a loan extension or rollover, but this often comes with additional fees and interest.

Benefits of Payday Loans

  • Quick access to cash
  • Easy application process
  • No credit check required
  • Flexible repayment options

Disadvantages of Payday Loans

  • High interest rates and fees
  • Potential for debt cycle if unable to repay on time
  • May impact credit score
  • Not a long-term solution for financial difficulties

Payday Loans in Grandfalls, Texas: Interesting Facts and Statistics

According to the Texas Office of Consumer Credit Commissioner, there were 2,158 licensed payday lenders in Texas as of December 2020. In the same year, Texans took out over 1.8 million payday loans, with a total loan amount of over $8.3 billion.

It is important to note that not all lenders are licensed and regulated in Texas, so it is important to do research and choose a reputable lender. Additionally, the Texas Payday Law and Consumer Credit Commissioner have regulations in place to protect borrowers from excessive fees and charges.

Apply Now

If you are in need of a payday loan in Grandfalls, Texas, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application to get started. Please note that TheGuaranteedLoans is a connector service and not a direct lender. We work to facilitate your connection with potential lenders who may be able to provide you with the funds you need.

Don’t let unexpected expenses derail your finances. A payday loan may be the solution to help you get back on track. Remember to only borrow what you can afford to repay, and research lenders to ensure that you are working with a reputable company.

F.A.Q.

Are there any fees or charges associated with payday loans in Grandfalls, Texas?

Yes, there are fees and charges associated with payday loans in Grandfalls, Texas. These may include application fees, origination fees, interest charges, and late payment fees. It is important to carefully review the terms and conditions of your payday loan to understand all of the fees and charges you may be responsible for.

What happens if I cannot repay my payday loan in Grandfalls, Texas on time?

If you are unable to repay your payday loan in Grandfalls, Texas on time, you may be charged late payment fees and your loan may be subject to collection actions. You may also be charged additional interest on any unpaid balances. It is important to contact your lender as soon as possible if you are unable to make your scheduled loan payments, so that they can work with you to find a solution.