Payday Loans in Guthrie, Texas

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No payday loan companies in Guthrie, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Credit Co 106 Michigan Ave, San Antonio, TX 78201 +1 (210) 227 - 1356
LiftFund Laredo 902 E Calton Rd 6359, Laredo, TX 78041 +1 (888) 215 - 2373
San Angelo Finance Co 228 S Chadbourne St, San Angelo, TX 76903 +1 (325) 655 - 3432
Security Finance 1436 W Moore Ave, Terrell, TX 75160 +1 (972) 563 - 2621
First United Bank 201 N Broadway, Dimmitt, TX 79027 +1 (806) 647 - 4151
Star Loans of Texas 208 E Colorado St, Pearsall, TX 78061
A to Z Loans 106 N 5th St, Carrizo Springs, TX 78834 +1 (830) 876 - 9795
The First State Bank 206 W North St, Louise, TX 77455 +1 (979) 648 - 2691
Regional Finance 1420 Farm to Market 1960 Bypass Rd E Suite 118, Humble, TX 77338 +1 (281) 540 - 0302
Sun Loan Company 131 Business Park Dr #400, Kenedy, TX 78119

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Guthrie, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Waco, TX, Payday Loans in Waxahachie, TX, Payday Loans in Weslaco, TX, Payday Loans in Wichita Falls, TX, Payday Loans in Wylie, TX, Payday Loans in Abilene, TX, Quick Loan in Allen, TX and Quick Loan in Amarillo, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Guthrie, TX.

Payday Loans Available in Guthrie, TX By The Following ZIP Codes:

79236

Are Payday Loans Legal In Guthrie, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Guthrie, TX payday loan calculator

Payday Loans in Guthrie, Texas – Quick and Easy Money When You Need It

In Texas, Payday loans are a popular way for people to borrow money quickly and without the need for a credit check. For residents of Guthrie, Texas, finding a reliable payday loan lender is essential when times are tough between paychecks. But what exactly are payday loans, and how do they work?

Payday loans are short-term loans that are usually payable on the borrower’s next payday. These loans typically range from $100 to $1500, depending on the borrower’s income and the lender’s policies. To qualify for a payday loan, a borrower must have a valid bank account, a steady source of income, and identification.

The Benefits of Payday Loans

Payday loans come with numerous benefits for those who need quick cash. One of the most significant advantages is the lack of a credit check. This aspect makes a payday loan a popular choice for those who have poor credit or no credit history at all. Additionally, the application process is straightforward, and most borrowers will get the funds within 24 hours after they submit the application.

Another benefit of payday loans is that they can be used for any purpose. This means that borrowers can use the money to pay for anything they need, from emergency bills to car repairs or even vacations.

The Risks of Payday Loans

While payday loans can be a useful tool for many people, they do come with some risks. One of the most significant risks is that they can be very costly. Payday loans often come with high interest rates and fees that can quickly add up. Borrowers should be aware of the total cost of the loan before entering into an agreement with a lender.

Another risk of payday loans is that they can lead to a cycle of debt. If a borrower cannot pay back the loan on time, they may be forced to roll it over, meaning that they take out another loan to pay off the first one. This can lead to a dangerous cycle of debt that can be challenging to escape.

Pick a Reputable Payday Loan Lender in Guthrie, Texas

If you need a payday loan in Guthrie, Texas, it’s essential to find a reputable lender. You can do this by checking online reviews and by asking for recommendations from friends and family members who have used payday loan services in the past. It’s also important to read the terms and conditions carefully before agreeing to a loan.

Another essential consideration is the lender’s rates and fees. Different lenders may have different policies and charges, so it’s essential to compare them carefully before choosing a lender. You should also make sure that the lender is licensed to operate in Texas to avoid any legal issues.

Interesting Facts and Statistics About Payday Loans in Guthrie, Texas

  • – In 2020, the average payday loan amount in Guthrie was $400.
  • – 37% of payday loan borrowers in Texas end up defaulting on their loans.
  • – The average annual percentage rate (APR) for payday loans in Texas is approximately 419%.
  • – In Guthrie, approximately 17% of households don’t have a bank account.
  • – Texas is home to more payday loan storefronts than any other state in the US, with over 3,300 locations in total.

Apply Now for a Payday Loan in Guthrie

If you need a payday loan in Guthrie, Texas, TheGuaranteedLoans can help connect you with potential lenders quickly and easily. Our online application process is simple and straightforward, and we work with a network of trusted lenders. Remember, we are not a direct lender, but a connector service that will facilitate your connection with potential lenders.

To apply for a payday loan, simply fill out our secure online application form and let us do the rest. We’ll match you with a lender who meets your needs and connects you with them as quickly as possible. Apply now for a payday loan in Guthrie and get the money you need to help you make it until your next paycheck.

F.A.Q.

Can I file a complaint about a payday lender in Guthrie, Texas?

Yes, if you have a complaint about a payday lender in Guthrie, Texas, you can file a complaint with the Texas Office of Consumer Credit Commissioner. This office is responsible for regulating payday lenders and enforcing consumer protection laws.

Are there any restrictions on the number of payday loans I can take out in Guthrie, Texas?

Yes, Texas law limits the number of payday loans that an individual can take out at one time. The maximum number of payday loans that can be outstanding at any given time is three.