Payday Loans in Guy, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Guy, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Reliable Finance 860 S Sam Houston Blvd, San Benito, TX 78586 +1 (956) 276 - 0217
Guaranty Bank & Trust 116 S Greer Blvd, Pittsburg, TX 75686 +1 (903) 855 - 0007
Texas Car Title & Payday Loan Services, Inc. 105 W Broadway St, Brownfield, TX 79316 +1 (806) 637 - 9505
Peoples Bank 11011 Quaker Ave, Lubbock, TX 79424 +1 (806) 776 - 2012
World Finance 623 St Paul St, Gonzales, TX 78629 +1 (830) 672 - 7414
Troy Tompkins - Prudential Financial 401 Austin St 105, Big Spring, TX 79720 +1 (432) 263 - 0180
ACE Cash Express 223 E, FM1382 136, Cedar Hill, TX 75104 +1 (469) 272 - 3149
Covington Credit 4327 S 1st St, Austin, TX 78745 +1 (512) 445 - 3279
Gold Star Finance 109 W Main St, Grand Prairie, TX 75050 +1 (469) 332 - 3484
First Cash Pawn 16510 Farm to Market Rd 529 104, Houston, TX 77095 +1 (281) 858 - 9089

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Guy, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Arlington, TX, Payday Loans in Austin, TX, Payday Loans in Baytown, TX, Same Day Loans in Beaumont, TX, Payday Loans in Bedford, TX, Payday Loans in Brownsville, TX, Payday Loans in Bryan, TX and No Credit Check Loans in Burleson, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Guy, TX.

Are Payday Loans Legal In Guy, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Guy, TX payday loan calculator

Understanding Payday Loans in Guy, Texas

If you are a resident of Guy, Texas, and are in need of some quick cash to tide you over until your next paycheck, payday loans may seem like an attractive option. This form of short-term credit has been around for decades and is a popular choice for people who need a small amount of money quickly. However, it is important to understand the risks associated with payday loans and how they work before deciding to take one out.

What are payday loans?

Payday loans are a type of short-term loan that usually has a repayment term of about two weeks. They are also commonly referred to as cash advances, paycheck advances, or check loans. These loans are typically for small amounts – usually, a few hundred dollars or less – and carry high-interest rates and fees.

How do payday loans work?

When you take out a payday loan, you write a post-dated check for the amount you are borrowing plus the fees and interest. The lender will then advance you the money you need, and they will hold onto your check until your next payday when they will cash it. If you don’t have enough money in your account to cover the check, you could be hit with additional fees from your bank.

What are the risks of payday loans?

The biggest risk associated with payday loans is the high-interest rates and fees. These loans can have an annual percentage rate (APR) of up to 400%. This means that if you borrow $500 for two weeks, you could end up owing $600 or more when you factor in the fees and interest. If you can’t pay back the loan on time, you could be hit with additional fees and interest, and the debt can quickly spiral out of control.

Are payday loans legal in Guy, Texas?

Yes, payday loans are legal in Texas. However, there are some regulations in place to protect borrowers from excessive fees and interest rates. For example, lenders are not allowed to charge more than 10% of the loan amount in fees, and the repayment term cannot exceed 31 days. Borrowers are also limited to taking out no more than one payday loan at a time.

Interesting Facts and Statistics about Payday Loans in Guy, Texas

  • According to a 2016 report by the Texas Office of Consumer Credit Commissioner, Texans paid $1.4 billion in fees for payday and auto title loans in 2015.
  • The average APR for a payday loan in Texas is 574%.
  • As of 2021, there were over 3,000 payday and auto title lending locations in Texas.
  • The majority of payday loan borrowers in Texas are white females between the ages of 24 and 44.

Apply Now

If you are considering taking out a payday loan in Guy, Texas, TheGuaranteedLoans can help connect you with a lender who can provide you with the funds you need. Our online application process is quick and easy, and we work with a network of lenders who offer competitive rates and flexible repayment terms. Keep in mind that we are not a direct lender, but a connector service that helps facilitate your connection with potential lenders. Apply now to get started.

F.A.Q.

Can I roll over my payday loan in Guy, Texas?

Yes, Texas law allows payday loans to be rolled over or extended, but only once per loan. This means that if you are unable to repay the loan on the due date, you can extend the loan for an additional 14 days, but you will be charged additional fees and interest for this service.

Can I obtain a payday loan in Guy, Texas if I have bad credit?

Yes, payday loans in Guy, Texas are typically available to individuals with bad credit. Lenders do not typically require a credit check, but may still require proof of income and a valid checking or savings account.