Payday Loans in Haltom City, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Haltom City, TX

Company nameAddressZip codePhone number
ACE Cash Express 3905 E Belknap St 76111 +1 (817) 831 - 6588
Advance America 3187-B, Denton Hwy 76117 +1 (817) 838 - 9351
Cash America Pawn 4530 NE 28th St 76117 +1 (817) 834 - 0301
Covington Credit 6201 Denton Hwy 250 76148 +1 (682) 334 - 8093
Loanstar Title Loans 3201 Denton Hwy 76117 +1 (817) 759 - 0700
Sunbelt Pawn Jewelry & Loan 4750 E Belknap St 76117 +1 (817) 834 - 2223
World Finance 3159 Denton Hwy Suite C 76117 +1 (682) 204 - 1444

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Haltom City, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Harlingen, TX, Payday Loan Without a Credit Check in Houston, TX, Payday Loan for Huntsville, TX, Short-term Loans in Hurst, TX, Payday Loans in Irving, TX, Payday Loans in Keller, TX, Online Loans in Killeen, TX and Payday Loans in Kyle, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Haltom City, TX.

Payday Loans Available in Haltom City, TX By The Following ZIP Codes:

76117

Are Payday Loans Legal In Haltom City, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Haltom City, TX payday loan calculator

Payday Loans in Haltom City, Texas: What You Should Know

Payday loans are an invaluable tool for individuals in Haltom City, Texas. They can be used to help with emergency expenses, such as medical bills and car repairs, or to pay for unexpected expenses, such as rent or food. Payday loans are also a great option for those who are struggling to make ends meet and need a short-term loan to bridge the gap until their next paycheck arrives.

Payday loans are legal in Texas, and they are regulated by the Texas Finance Commission. In order to protect consumers, the Texas Finance Commission has put in place several rules and regulations that lenders must adhere to when providing payday loans. First, loans must not exceed 20 percent of a borrower’s gross monthly income. Second, the loan must be paid back within 30 days of the date of the loan. Third, the loan must be verified, meaning that the borrower must provide proof of his or her income and expenses. Finally, lenders must provide borrowers with a copy of the loan agreement, which outlines the terms and conditions of the loan.

Borrowers must also be aware of potential fees that can be associated with payday loans. These may include application fees, origination fees, late fees, and non-sufficient funds fees. It is important to read the fine print carefully and understand all fees that may be associated with the loan.

Qualifying for a payday loan in Haltom City, Texas can be relatively straightforward. Generally, lenders will want to see that borrowers have a steady source of income, are employed, and have an active checking or savings account.

Once qualified, borrowers can apply for a payday loan online or in-person at a local payday loan shop. The process is typically quick and easy, and most borrowers will receive their loan funds in as little as one business day.

Benefits of Payday Loans in Haltom City, Texas

Payday loans can be a great option for individuals in Haltom City, Texas for a variety of reasons. First, payday loans are quick and easy to apply for and receive. Second, these loans can help individuals bridge the gap between paychecks, providing much-needed relief in times of financial hardship. Third, these loans can provide individuals with access to cash when they need it most. Finally, these loans can be a flexible solution, as borrowers can choose the amount of money they wish to borrow, as well as the repayment schedule that works best for them.

Risks of Payday Loans

Payday loans are not without their risks. Borrowers should be aware of the potential fees and interest associated with these loans. Additionally, borrowers should make sure that they understand the terms of the loan agreement, and that they can afford to repay the loan on time. Finally, borrowers should be aware that missed or late payments may result in additional fees.

Alternatives to Payday Loans in Haltom City, Texas

For those who may be unable to qualify for a payday loan or for those who do not wish to take on the risks of a payday loan, there are alternatives in Haltom City, Texas. These may include borrowing money from friends and family or taking out a personal loan from a bank or credit union. Additionally, some employers may provide short-term loans or payroll advances. Additionally, individuals may consider applying for a line of credit or a credit card to help bridge the gap between paychecks.

Apply Now

If you are in need of a payday loan in Haltom City, Texas, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders who offer competitive rates and terms. To get started, simply fill out our brief online application and we’ll do the rest.

Frequently Asked Questions

What are payday loans?

Payday loans are short-term loans that can provide a quick solution for individuals struggling to make ends meet. They are designed to be repaid within 30 days and can be taken out for any purpose.

Are payday loans legal in Haltom City, Texas?

Yes, payday loans are legal in Texas. The Texas Finance Commission regulates payday loans in the state, and lenders must adhere to certain rules and regulations.

What are the fees associated with a payday loan?

The fees associated with a payday loan can vary depending on the lender, but some may include application fees, origination fees, late fees, and non-sufficient funds fees. It is important to read the loan agreement carefully and understand all fees before taking out a loan.

What are some alternatives to payday loans?

Alternatives to payday loans may include borrowing money from friends and family or taking out a personal loan from a bank or credit union. Additionally, some employers may provide short-term loans or payroll advances. Finally, individuals may consider applying for a line of credit or a credit card to help bridge the gap between paychecks.

More F.A.Q.

Can payday lenders seize my property in Haltom City, Texas?

No, payday lenders cannot seize your property in Haltom City, Texas to recover a debt from a payday loan. However, if you default on a payday loan and the lender takes legal action, the lender may be able to garnish your wages or bank accounts to repay the debt.

Can I take out a payday loan if I am on unemployment in Haltom City, Texas?

Yes, you can take out a payday loan if you are on unemployment in Haltom City, Texas. However, you may need to provide proof of income, such as a letter from the unemployment office, to qualify for the loan.

How Many Cash Advance Companies are in Haltom City, TX?

With the help of our service, you will be able to find 7 cash advance companies in Haltom City, TX

What Cash Advance Companies in Haltom City, TX are the most popular?

You should check ACE Cash Express, Advance America, and Cash America Pawn. Also, you can start your application online on our website.