Payday Loans in Hankamer, Texas

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No payday loan companies in Hankamer, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Lone Star National Bank 305 E Grant St, Roma, TX 78584 +1 (956) 847 - 2150
Amegy Bank 811 S Dill St, East Bernard, TX 77435 +1 (281) 238 - 7171
Extraco Banks Temple: Downtown 18 S Main St, Temple, TX 76501 +1 (254) 774 - 5500
Yoakum County Title 630 Cowboy Way, Plains, TX 79355 +1 (806) 456 - 2615
Approved Money Center 203 W Houston St, Beeville, TX 78102
Z Cash 1984 Cypress Creek Pkwy, Houston, TX 77090 +1 (281) 444 - 5255
Walmart Money Center 1202 E Broadway St, Cuero, TX 77954
Speedy Cash 4650 Farm to Market 1626 Ste 103, Kyle, TX 78640 +1 (512) 295 - 2200
Riviera Finance 705 W Wadley Ave Suite 210, Midland, TX 79705 +1 (432) 237 - 0242
EZ Money Loan Services 1100 N 16th St, Orange, TX 77630 +1 (409) 886 - 5359

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hankamer, TX, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in McAllen, TX, Payday Loans in McKinney, TX, Payday Loans in Mesquite, TX, Payday Loans in Midland, TX, Payday Loans in Mission, TX, Online Loans in Missouri City, TX, Payday Loans in Nacogdoches, TX and Payday Loans in New Braunfels, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hankamer, TX.

Are Payday Loans Legal In Hankamer, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Hankamer, TX payday loan calculator

Understanding Payday Loans in Hankamer, Texas

Payday loans are a type of short-term loan that is typically repaid on the borrower’s next payday. These loans are popular among consumers who need quick access to cash for emergencies or unexpected expenses. Payday loans are legal in Texas and can be accessed by residents in Hankamer, Texas. In this article, we will explore what payday loans are, how they work, and what you need to know before applying for one in Hankamer, Texas.

How Do Payday Loans Work?

Payday loans are designed to be a short-term solution to financial emergencies. When you apply for a payday loan, you will be required to provide proof of income, a checking account, and a valid form of ID. The lender will then provide you with a loan amount based on your income. The loan will typically be due on your next payday, and the lender will withdraw the funds from your checking account.

The amount of money you can borrow with a payday loan in Hankamer, Texas, will depend on your income and other factors. Payday loan amounts in Texas can range from $100 to $1,000, and the loan term can vary from two weeks to a month.

Benefits of Payday Loans in Hankamer, Texas

Payday loans in Hankamer, Texas, can be beneficial for consumers who need cash quickly. Unlike traditional bank loans, payday loans do not require a lengthy application process, and borrowers can receive their funds within 24 hours.

Payday loans can also be helpful for people who have bad credit or no credit history. Many payday lenders do not require a credit check, which means that borrowers with poor credit can still be approved for a loan.

What are the Risks of Payday Loans in Hankamer, Texas?

While payday loans can be a helpful solution for people who need quick cash, they can also come with significant risks. One of the main risks of payday loans is that they have very high-interest rates. In Texas, payday lenders can charge up to 661.78% APR. This means that if you borrow $500 for two weeks, you could end up paying back $575 in fees and interest.

Another risk of payday loans is that they can lead to a cycle of debt. If you are unable to repay your loan on time, the lender will charge additional fees and interest. This can make it difficult to repay the loan, and you may end up borrowing more money to pay off the previous loan.

Important Things to Consider Before Taking Out a Payday Loan in Hankamer, Texas

  • Payday loans should only be used as a last resort.
  • You should make sure you can repay the loan on time and avoid rolling over the loan. Rolling over the loan can lead to additional fees and interest charges.
  • Be sure to read the loan agreement carefully before signing it. Pay attention to the fees and interest charges to ensure you understand the total cost of the loan.
  • Consider alternative options for borrowing money. Ask friends or family for a loan, or look into a personal loan from a bank or credit union.

Interesting Facts and Statistics about Payday Loans in Hankamer, Texas

  • According to a study by the Center for Public Policy Priorities, Texans collectively paid over $1.4 billion in payday and auto title fees in 2013.
  • The average payday loan in Texas is $470.
  • 28% of payday loan borrowers in Texas have taken out payday loans over ten times in one year.

Apply Now for a Payday Loan in Hankamer, Texas

If you need quick access to cash in Hankamer, Texas, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application today to get started. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We can help facilitate your connection with a potential lender and make the process of getting a payday loan easier than ever.

F.A.Q.

Are payday loans legal in Hankamer, Texas?

Yes, payday loans are legal in Hankamer, Texas. The Texas Office of Consumer Credit Commissioner regulates the payday lending industry in the state.

How much can I borrow with a payday loan in Hankamer, Texas?

The maximum amount that can be borrowed with a payday loan in Hankamer, Texas is $500. However, lenders may not lend more than 20% of the borrower's gross monthly income or 25% of their net income.