Payday Loans in Hooks, Texas

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No payday loan companies in Hooks, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 3805 N Navarro St Ste. B, Victoria, TX 77901 +1 (361) 582 - 0648
Discount Finance and Personal Loans Brownsville 3855 International Blvd 3, Brownsville, TX 78521 +1 (956) 621 - 1090
Southside Bank 2510 S Main St, Lindale, TX 75771 +1 (903) 882 - 1912
Justice Finance Co 1652 W Henderson St I, Cleburne, TX 76033 +1 (817) 556 - 3590
Redco 710 10th St, Wichita Falls, TX 76301 +1 (940) 723 - 7770
Advance America Cash Advance 509 W Douglas Blvd, Tyler, TX 75702
Paycheck Advance 2420 E Main St A, Uvalde, TX 78801 +1 (830) 591 - 2271
Advance America 3011 11th St Ste. 101-B, Huntsville, TX 77340 +1 (936) 295 - 5973
Titlebucks Cockrell Hill Tx 4129 W Jefferson Blvd, Dallas, TX 75211 +1 (972) 707 - 5029
Check n Go 121 N Kenazo Ave Suite 103, El Paso, TX 79928 +1 (915) 852 - 4661

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hooks, TX, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Fort Worth, TX, Payday Loans in Friendswood, TX, Payday Loan for Frisco, TX, Payday Loans in Galveston, TX, Payday Loans in Garland, TX, Payday Loans in Georgetown, TX, Payday Loans in Grand Prairie, TX and Payday Loans in Grapevine, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hooks, TX.

Payday Loans Available in Hooks, TX By The Following ZIP Codes:

75561

Are Payday Loans Legal In Hooks, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Hooks, TX payday loan calculator

Exploring Payday Loans in Hooks, Texas

Life can be unpredictable, and emergencies can arise when you least expect them. Whether it’s an unexpected car repair or a medical emergency, sometimes you need quick access to cash to cover these expenses. This is where payday loans can help.

In this article, we’ll take a closer look at payday loans in Hooks, Texas, and what you need to know if you’re considering getting one.

How Do Payday Loans Work?

Payday loans are short-term loans that typically range from $100 to $1,000. The loan amount is typically based on your income and credit rating. To apply for a payday loan, you must be at least 18 years old, have a valid ID, an active checking account, and a regular source of income.

After you apply for a payday loan, the lender will typically require you to post-date a check for the loan amount plus fees. On the due date, the lender will deposit the check, and if there’s not enough money in your account, you’ll be charged additional fees.

Payday Loans in Hooks, Texas

Payday loans are legal in Texas, and Hooks is no exception. However, there are regulations in place to ensure that lenders operate legally and ethically. According to the Texas state law, payday lenders are required to be licensed with the Texas Office of Consumer Credit Commissioner, and they must follow specific guidelines.

For example, payday lenders cannot lend more than 20% of your gross monthly income. Additionally, the maximum term for a payday loan is 180 days, and lenders cannot charge more than 10% of the loan amount in fees.

Benefits of Payday Loans

  • Quick access to funds when you need them.
  • No collateral required.
  • Easy application process.
  • You can use the money for any purpose.
  • Payday loans can be a helpful tool if used responsibly.

Drawbacks of Payday Loans

  • High fees and interest rates.
  • Can lead to a cycle of debt if not used responsibly.
  • Payday loans can be addictive and lead to financial struggles.

Interesting Facts about Payday Loans in Hooks, Texas

  • According to a report by the Texas Office of Consumer Credit Commissioner, there was a 13.2% increase in the number of payday lenders in Texas from 2018 to 2019.
  • Multiple payday lenders in Hooks, Texas offer installment loans with longer repayment terms and lower interest rates.
  • Payday loans in Hooks, Texas, are available to anyone who meets the eligibility requirements, including those with bad credit or no credit history.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can arise at any time. That’s why we offer access to a network of trusted lenders who offer payday loans in Hooks, Texas, and other locations throughout the state.

If you need quick cash to cover an emergency expense, simply fill out our online application form. We’ll process your application quickly and connect you with potential lenders who can offer you a loan that meets your needs.

Please note that TheGuaranteedLoans is a connector service, and we are not a direct lender. We work with a network of trusted lenders to help you find the loan that’s right for you.

Conclusion

Overall, payday loans can be a helpful tool for those who need quick access to cash. With the right information and responsible borrowing habits, payday loans can be a valuable financial resource in the right circumstances.

Remember to use payday loans responsibly, and only borrow what you need and can afford to pay back. Be sure to understand the terms and fees associated with your loan, and if you have any questions or concerns, be sure to contact your lender before you sign the loan agreement.

Thank you for reading, and we hope you found this article useful as you navigate the world of payday loans in Hooks, Texas.

F.A.Q.

Can I apply for a payday loan online in Hooks, Texas?

Yes, many payday lenders in Hooks, Texas offer the option to apply for a loan online. This can be a convenient option for borrowers who prefer to apply from the comfort of their own home or who do not have access to a physical payday loan store.

What information do I need to provide when applying for a payday loan in Hooks, Texas?

When applying for a payday loan in Hooks, Texas, borrowers will typically need to provide proof of income, a valid government-issued ID, and proof of a checking account. Lenders may also require additional information, such as references or proof of residence.