Payday Loans in Keller, Texas

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Payday Loan Companies in Keller, TX

Company nameAddressZip codePhone number
ACE Cash Express 419 N Main St 76248 +1 (817) 337 - 0452
Check n Go 8653 N Beach St Suite 229 76248 +1 (817) 431 - 4630

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Keller, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Killeen, TX, Bad Credit Loans in Kyle, TX, Payday Loans in La Porte, TX, Payday Loans in Lancaster, TX, Payday Loans in Laredo, TX, No Credit Check Loans in League City, TX, Payday Loans in Leander, TX and Short-term Loans in Lewisville, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Keller, TX.

Payday Loans Available in Keller, TX By The Following ZIP Codes:

76244, 76248

Are Payday Loans Legal In Keller, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Keller, TX payday loan calculator

Payday Loans in Keller, Texas: What You Need to Know

Are you looking for a short-term loan in Keller, Texas? Payday loans may be the answer. Payday loans are a type of loan that offer cash advances to borrowers that are repaid in full when their next paycheck arrives. In Texas, these types of loans are legal, and there are multiple lenders that offer them.

What is a Payday Loan?

A payday loan is a type of short-term loan that is designed to provide quick cash to borrowers in between paychecks. Unlike traditional loans that are repaid in smaller monthly payments over a long period of time, payday loans are intended to be repaid within a few weeks or on your next payday. Payday loans typically range from $100 to $1,000, depending on the lender and the borrower’s income.

Are Payday Loans Legal in Texas?

Yes. Payday loans are legal in the state of Texas. The Texas Office of Consumer Credit Commissioner regulates payday loans and has established consumer protections for borrowers. The regulations include limits on the amount of money that can be borrowed, the maximum interest rate lenders can charge, and limits on rollover payments and late fees.

How Do I Apply for a Payday Loan in Keller, Texas?

Applying for a payday loan in Keller, Texas is easy. You can apply online through TheGuaranteedLoans website. We will connect you with lenders that provide payday loans in your area. Simply fill out our easy application and provide the necessary information, including your income and employment information. Once your application is submitted, a representative from a lender may contact you within 24 hours to discuss your loan options.

What do I Need to Qualify for a Payday Loan?

In order to qualify for a payday loan, you must meet certain criteria. You must be at least 18 years old, a US citizen or permanent resident, have a valid email address, a valid checking account and a verifiable source of income. In addition, you must reside in Texas and provide proof of address, such as a driver’s license or state ID.

How Much Can I Borrow?

The amount of money you can borrow will depend on your income and other factors. The maximum amount you can borrow in Texas is $1,000.

How Long Does it Take to Get Approved and Funded?

Once your application is submitted, it usually takes 24 to 48 hours to get approved and funded. If you are approved, the funds will be deposited directly into your checking account.

Are There Any Fees or Penalties?

Yes. Payday loans typically come with additional fees and penalties. These may include loan origination fees, late fees, and rollover fees. Be sure to read the loan agreement carefully before signing and ask your lender any questions you may have.

F.A.Q.

Q: How much do payday loans cost in Keller, Texas?
A: The cost of payday loans in Keller, Texas depends on the lender, the amount borrowed, and other factors. Your lender will be able to provide you with more information about the specific costs associated with the loan.

Q: How do I repay my payday loan?
A: Payday loans are typically repaid in full when your next paycheck arrives. Some lenders may offer repayment plans to borrowers who are unable to repay the loan in full. Be sure to check with your lender if you would like to explore available repayment options.

Q: What happens if I can’t repay my payday loan?
A: If you are unable to repay your payday loan on time, you should contact your lender right away. The lender may be able to offer you a payment plan or other options. You should also be aware that lenders may use aggressive collection practices to try and collect unpaid loans.

Apply Now

If you are in need of a short-term loan in Keller, Texas, you can fill out TheGuaranteedLoans online application. We will connect you with lenders that offer payday loans in your area. Please note that TheGuaranteedLoans is not a lender and does not offer payday loans directly.

More F.A.Q.

Are there any fees or charges associated with payday loans in Keller, Texas?

Yes, payday loans in Keller, Texas may come with fees and charges, including interest, origination fees, and late payment fees. It's important to carefully review the terms of your loan before borrowing to understand all associated costs.

Can I renew or extend my payday loan in Keller, Texas?

In some cases, you may be able to renew or extend your payday loan in Keller, Texas, but this will depend on your lender's policies and state regulations. It's important to note that renewing or extending a payday loan can increase the total cost of the loan and should be considered carefully.

How Many Cash Advance Companies are in Keller, TX?

With the help of our service, you will be able to find 2 cash advance companies in Keller, TX

What Cash Advance Companies in Keller, TX are the most popular?

You should check ACE Cash Express and Check n Go. Also, you can start your application online on our website.