Payday Loans in Kenney, Texas

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No payday loan companies in Kenney, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
EZPAWN 1010 S Gregg St, Big Spring, TX 79720 +1 (432) 267 - 1370
Sun Loan Company I-35, New Braunfels, TX 78130 +1 (830) 620 - 6211
Security Finance 344 W Hidalgo Ave, Raymondville, TX 78580 +1 (956) 689 - 2495
Texas State Bank 113 Cade St, Chester, TX 75936 +1 (936) 969 - 2231
Lloyd's Credit Co 111 NE Main St, Ennis, TX 75119 +1 (972) 875 - 3866
World Finance 1308 Fannin St, Columbus, TX 78934 +1 (979) 733 - 0430
AFC Automotive Finance Corp. 14651 Gateway Blvd W, El Paso, TX 79927 +1 (915) 352 - 2025
Texan Credit Corporation 2708 Southwest Pkwy Ste 124, Wichita Falls, TX 76308 +1 (940) 692 - 0600
Apache finance and leasing LLC 199 Blossom St A, Webster, TX 77598 +1 (281) 332 - 0888
Texan Credit Corporation 5270 E US Hwy 83 Ste B, Rio Grande City, TX 78582 +1 (956) 487 - 0279

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kenney, TX, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Little Elm, TX, Payday Loans in Longview, TX, Payday Loan Without a Credit Check in Lubbock, TX, Payday Loan for Lufkin, TX, Payday Loans in Mansfield, TX, Payday Loans in McAllen, TX, No Credit Check Loans in McKinney, TX and No Credit Check Loans in Mesquite, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kenney, TX.

Are Payday Loans Legal In Kenney, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Kenney, TX payday loan calculator

Understanding Payday Loans in Kenney, Texas

If you are a resident of Kenney, Texas, you may have come across payday loans and wondered what they are and how they work. Payday loans are short-term loans that are designed to help borrowers meet their immediate financial needs until their next paycheck arrives. They typically have a high-interest rate and are meant to be repaid within a few weeks to a month, along with the principal amount borrowed.

How Payday Loans Work in Kenney, Texas

In Texas, payday loans are legal, but there are strict laws that regulate their operations in the state. For instance, the maximum amount you can borrow is $1,800, and the maximum term allowed is six months. Lenders are also required by law to disclose the interest charges in dollar amounts and Annual Percentage Rate (APR) before you sign the loan agreement.

Here’s what the payday loan application process typically looks like:

  • You fill out an online application or approach a physical payday lender in Kenney, Texas.
  • You provide personal and financial information, including proof of employment or income and your bank account details.
  • The lender evaluates your application and verifies your information. They may also conduct a credit check to determine your creditworthiness.
  • If you meet the lender’s requirements, they deposit the loan amount into your bank account within a few hours or the next business day.
  • You will repay the loan, along with the interest charges and any fees, on your next payday or within the agreed timeframe.

Pros and Cons of Payday Loans

While payday loans can be a useful financial tool to meet your short-term needs, they also come with pros and cons that you should consider before applying:

Pros:

  • Easy and fast application process
  • No collateral or credit checks required
  • You can get the loan amount quickly, usually within a few hours or the next business day

Cons:

  • High interest rates, which can be as high as 500% APR
  • Short repayment term, which can lead to rollover or default
  • You may get trapped in a debt cycle if you take out additional loans to repay the previous ones

Interesting Facts and Statistics about Payday Loans in Kenney, Texas

  • According to a study by the Pew Charitable Trusts, 8% of adult Texans have taken out a payday loan in the past year.
  • The average payday loan amount in Texas is $470, while the average APR is 410%.
  • Kenney, Texas has several payday lenders that operate both online and offline, including ACE Cash Express, Check Into Cash, and Speedy Cash.

Apply Now

If you are facing a financial emergency and need a payday loan in Kenney, Texas, you can fill out an online application on TheGuaranteedLoans website. We are a connector service that works with a network of potential lenders who may be able to offer you a loan that meets your requirements and fits your budget.

It’s important to note that we are not a direct lender, and we don’t make any lending decisions. Our role is to facilitate your connection with potential lenders who may be interested in offering you a loan based on your application and creditworthiness.

To get started, simply fill out our online application form, provide the required information, and wait for our response. We will connect you with potential lenders who may offer you a loan within a few hours or the next business day.

F.A.Q.

What information do I need to provide when applying for a payday loan in Kenney, Texas?

When applying for a payday loan in Kenney, Texas, borrowers will typically need to provide proof of income, a valid government-issued ID, and proof of a checking account. Lenders may also require additional information, such as references or proof of residence.

How long does it take to receive the funds from a payday loan in Kenney, Texas?

If the borrower is approved for a payday loan in Kenney, Texas, the funds are typically deposited into their checking account within one business day. However, the exact timeline may vary depending on the lender and the borrower's individual circumstances.