Payday Loans in Killeen, Texas

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Payday Loan Companies in Killeen, TX

Company nameAddressZip codePhone number
ACE Cash Express 1040 S Fort Hood St 76541 +1 (254) 526 - 2621
Action Pawn 1 1107 S Fort Hood St 76542 +1 (254) 634 - 4488
Advance America 2600 Trimmier Rd 400 76542 +1 (254) 634 - 7720
Austin Finance Co 333 E Avenue D 76541 +1 (254) 526 - 6775
Cash Plus Loans 1001-3 Willow Springs Rd 76549
Cash Store 1200 Lowes Blvd Ste 104 76542 +1 (254) 616 - 5885
Covington Credit 3401 W Stan Schlueter Loop 76549 +1 (817) 458 - 4625
Heart O'Texas Federal CU 1612 S Fort Hood St 76542 +1 (254) 634 - 7722
Omni Military Loans 914 W Rancier Ave a 76541 +1 (254) 554 - 2444
PFS Auto Finance 2201 South W S Young Drive 105b 76543 +1 (254) 432 - 5026
Pioneer Services Military Loans - Fort Hood 1033 S Fort Hood St Ste 400 76541
Regional Finance 3301 E Rancier Ave Suite 103G 76543 +1 (254) 669 - 6137
Security Finance 311 N Gray St 76541 +1 (254) 526 - 8528
Service Loans 902 W Central Texas Expy 76541 +1 (254) 554 - 6226
Stepstone Credit 830 S Fort Hood St 76541 +1 (254) 213 - 0263
Western Finance 2006 E Rancier Ave Ste 800 76541 +1 (254) 634 - 0017
World Finance 309 N 10th St Ste 102 76541 +1 (254) 628 - 1411

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Killeen, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Kyle, TX, Quick Loan in La Porte, TX, Payday Loans in Lancaster, TX, Payday Loans in Laredo, TX, Quick Loan in League City, TX, Payday Loan Without a Credit Check in Leander, TX, Short-term Loans in Lewisville, TX and Payday Loans in Little Elm, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Killeen, TX.

Payday Loans Available in Killeen, TX By The Following ZIP Codes:

76549, 76540, 76543, 76542, 76544, 76541, 76546, 76547, 76545

Are Payday Loans Legal In Killeen, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Killeen, TX payday loan calculator

What Are Payday Loans?

Payday loans are short-term, high-cost loans that provide cash advances to individuals who need quick access to money. They are typically used to cover emergency expenses, such as rent and other bills. The loans are secured against the borrower’s next paycheck and must be paid back within a short time period, usually 2-4 weeks. Payday loans are legal in Texas and are regulated by the Texas Office of the Consumer Credit Commissioner.

Payday Loans in Killeen, Texas

Killeen, Texas is located in Bell County and has a population of around 140,000 people. Killeen is home to Fort Hood, one of the largest military bases in the United States, which has a large effect on the local economy. There are numerous payday loan lenders in Killeen, Texas, providing residents with quick access to cash.

Payday Loan Regulations in Killeen

The Office of the Consumer Credit Commissioner licenses and regulates payday lenders in the state of Texas. Payday loans in Killeen come with the same regulations as everywhere else in the state. These include:

  • Maximum Loan Amount: The maximum loan amount for a payday loan is $500.
  • Maximum Fees: The maximum fee for a payday loan is $20 per $100 borrowed.
  • Maximum Term: The maximum term for a payday loan is seven days.
  • Rollovers: Rollovers are not allowed on payday loans in Texas.

Benefits of Payday Loans

Payday loans can offer several benefits to borrowers, including:

  • Fast Funding: Payday loans are typically funded quickly, often within the same day or even the same hour.
  • No Credit Check: Payday loans do not require a credit check, so even those with bad credit can be approved.
  • No Collateral: Payday loans do not require any collateral, making them a good option for those who do not have assets to use as collateral.
  • Flexible Repayment Terms: Payday loan repayment terms are flexible and can be customized to fit the borrower’s budget and needs.

Drawbacks of Payday Loans

Despite their benefits, payday loans also can come with several drawbacks. These include:

  • High Interest Rates: Payday loan interest rates can be high and can lead to borrowers paying back significantly more than they borrowed.
  • Short-Term: Payday loans are only meant to be short-term, and borrowers without a plan to pay them off quickly can get caught in a cycle of debt.
  • Fees: Payday lenders typically charge various fees, which can add up quickly.

F.A.Q.

Can I get a payday loan with bad credit?
Yes, you can get a payday loan with bad credit. Payday loans do not require a credit check and typically do not consider your credit score when determining eligibility.

How long does it take to get a payday loan?
Payday loans are typically funded quickly, often within the same day or even the same hour.

What happens if I can’t pay back my payday loan?
If you can’t pay back your payday loan on time, you may be able to extend the loan or roll it over into a new loan. However, it’s important to be aware that doing this will likely result in additional fees and interest charges.

Are payday loans legal in Texas?
Yes, payday loans are legal in Texas and are regulated by the Texas Office of the Consumer Credit Commissioner.

Apply Now

If you are in need of a payday loan in Killeen, Texas, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders who can provide the funding you need. Fill out our online application and we will match you with a lender who can get you the cash you need, fast.

More F.A.Q.

What if I can't repay my payday loan in Killeen, Texas?

If you are unable to repay your payday loan in Killeen, Texas, it's important to contact your lender as soon as possible to discuss your options. Your lender may be able to work with you to come up with a repayment plan or other solution.

Are there any alternatives to payday loans in Killeen, Texas?

Yes, there are several alternatives to payday loans in Killeen, Texas, including personal loans, credit card advances, and borrowing from friends or family. It's important to compare the terms and costs of different options before deciding on a loan.

How Many Cash Advance Companies are in Killeen, TX?

With the help of our service, you will be able to find 17 cash advance companies in Killeen, TX

What Cash Advance Companies in Killeen, TX are the most popular?

You should check ACE Cash Express, Action Pawn 1, and Advance America. Also, you can start your application online on our website.