Payday Loans in Knott, Texas

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No payday loan companies in Knott, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Loan Express 2405 W Waco Dr suite b, Waco, TX 76707 +1 (254) 756 - 5684
Payday Advance 4844 Fairmont Pkwy, Pasadena, TX 77505 +1 (281) 991 - 5995
Chase Bank 1305 Washington St, Commerce, TX 75428 +1 (903) 886 - 2112
Auto Finance Locators 350 N Sam Houston Pkwy E 275, Houston, TX 77060 +1 (281) 820 - 2000
Speedy Cash 4650 Farm to Market 1626 Ste 103, Kyle, TX 78640 +1 (512) 295 - 2200
West Texas National Bank 101 S East Ave, Kermit, TX 79745 +1 (432) 586 - 5876
Fiesta Loans and Tax Service 101 S Avasolo St Suite 6, Rio Grande City, TX 78582 +1 (956) 370 - 7910
TitleMax Title Loans 2823 Southwest Pkwy, Wichita Falls, TX 76308 +1 (940) 692 - 0625
Loanstar Title Loans 611 S Gregg St, Big Spring, TX 79720 +1 (432) 897 - 1330
Woodforest National Bank 220 US-175, Seagoville, TX 75159 +1 (972) 287 - 3389

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Knott, TX, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in San Antonio, TX, Payday Loan Without a Credit Check in San Juan, TX, Quick Loan in San Marcos, TX, Payday Loan Companies in Schertz, TX, Online Loans in Sherman, TX, Guaranteed Loans in Socorro, TX, Payday Loans in Southlake, TX and Payday Loans in Spring, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Knott, TX.

Are Payday Loans Legal In Knott, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Knott, TX payday loan calculator

Payday Loans in Knott, Texas: Everything You Need to Know

Payday loans are short-term loans that are typically used to cover unexpected expenses or to tide over individuals until their next payday. In Knott, Texas, payday loans are legal.

How Do Payday Loans Work?

Payday loans are generally easy to obtain, as they do not require credit checks or collateral. Instead, payday lenders will ask for proof of income, a valid identification card, and a checking or savings account.

Once a borrower is approved, they will receive the loan amount in cash or transferred to their bank account. The borrower will then have to repay the loan, along with any fees and interest, on their next payday.

What Are the Pros and Cons of Payday Loans?

Payday loans have their advantages and disadvantages, and it’s important to consider both before taking out a loan. Some of the pros of payday loans include:

  • Easy to apply for and obtain
  • No credit check required
  • Fast access to cash

However, payday loans also have their downsides, which include:

  • High fees and interest rates
  • Short repayment terms
  • Potential to trap borrowers in debt cycles

It’s essential to understand and weigh the pros and cons of payday loans before deciding whether to take one out.

Payday Loans in Knott, Texas

In Knott, Texas, payday loans are legal, and borrowers can obtain up to $1,000 or 20% of their gross monthly income, whichever is less. Loan terms cannot exceed 180 days, and lenders are not allowed to charge more than 10% of the loan amount in fees.

Additionally, lenders in Texas must be licensed by the Office of Consumer Credit Commissioner (OCCC). The OCCC is responsible for regulating and supervising payday lenders to ensure they comply with the state’s laws and regulations.

Apply Now

If you’re in need of a payday loan in Knott, Texas, TheGuaranteedLoans can help. We are a connector service that works with a network of reputable lenders.

To apply for a payday loan, simply fill out our online application form, and we’ll match you with potential lenders. Remember, TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. Instead, we facilitate the connection between borrowers and lenders.

Interesting Facts about Payday Loans in Knott, Texas

Did you know that the average payday loan borrower in Texas takes out eight loans a year? Or that in 2019, Texas payday lenders made more than $1.5 billion in loans?

These statistics highlight the popularity of payday loans in Texas and the potential financial impact they can have on borrowers.

F.A.Q.

How do I apply for a payday loan in Knott, Texas?

To apply for a payday loan in Knott, Texas, you will typically need to visit a payday lender in person and provide proof of income, a valid ID, and an active checking or savings account. Some lenders may also allow you to apply online or over the phone. It is important to carefully review the terms and conditions of any payday loan before agreeing to borrow.

What are the alternatives to payday loans in Knott, Texas?

There are several alternatives to payday loans in Knott, Texas, including borrowing from friends or family, applying for a personal loan from a bank or credit union, or using a credit card. It is also possible to apply for assistance from government programs or nonprofit organizations, or to negotiate payment plans with creditors. It is important to carefully research and compare your options before deciding on a course of action.