Payday Loans in Krum, Texas

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No payday loan companies in Krum, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Roscoe State Bank 710 TX-71 W, Bastrop, TX 78602 +1 (512) 303 - 1800
First National Bank-Livingston 2121 U.S. Hwy 190, Livingston, TX 77351 +1 (936) 327 - 1234
FAMSA 510 N Salinas Blvd Ste 3A, Donna, TX 78537 +1 (956) 274 - 0642
Herring Bank - Seymour 323 N Main St, Seymour, TX 76380 +1 (940) 889 - 6363
BBVA Bank 123 S Harrison St, San Augustine, TX 75972 +1 (936) 275 - 3478
ACE Cash Express 202 Sawdust Rd #104, Spring, TX 77380
Sun Loan Company 2305 Ave F NW Ste 300, Childress, TX 79201 +1 (940) 226 - 0217
Action Credit, San Antonio 2 941 S General McMullen Dr 103, San Antonio, TX 78237 +1 (210) 845 - 1161
World Finance Corporation 104 W Sinton St, Sinton, TX 78387
Kwik Cash Loans 3851 Airport Blvd 104A, Austin, TX 78722 +1 (512) 477 - 2244

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Krum, TX, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Euless, TX, Online Loans in Farmers Branch, TX, No Credit Check Loans in Flower Mound, TX, Payday Loans in Fort Worth, TX, Bad Credit Loans in Friendswood, TX, Payday Loan for Frisco, TX, Bad Credit Loans in Galveston, TX and Payday Loans in Garland, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Krum, TX.

Payday Loans Available in Krum, TX By The Following ZIP Codes:

76249

Are Payday Loans Legal In Krum, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Krum, TX payday loan calculator

Payday Loans in Krum, Texas: Everything You Need to Know

Are you in a financial bind and living in Krum, Texas? If so, you may be considering a payday loan. These loans can help bridge the gap between paychecks, allowing you to cover unforeseen expenses or make ends meet when your finances are tight.

Payday loans are legal in Texas, but there are some things you need to know before taking one out. In this article, we’ll explain what payday loans are, how they work, and what you need to consider before applying for one in Krum. We’ll also highlight some interesting facts and statistics about payday loans in Krum and provide information on how to apply for a loan.

What Are Payday Loans?

Payday loans are short-term loans that typically range from $100-$1000 and are meant to be paid back on your next payday (usually 2-4 weeks after the loan is issued). They are designed to help you cover unexpected expenses or bills when you’re short on cash and can’t wait until your next paycheck.

The application process for payday loans is usually quick and easy, and many lenders offer same-day or next-day funding. However, these loans come with high interest rates and fees, so you’ll want to make sure you can afford to repay the loan before taking one out.

How Do Payday Loans Work?

To apply for a payday loan in Krum, you’ll need to provide proof of income, a government-issued ID, and a checking account. You’ll also need to sign a loan agreement that outlines the terms of the loan, including the interest rate, fees, and repayment schedule.

Once you’re approved for a loan, the funds will be deposited directly into your checking account. When the loan is due, the lender will automatically deduct the loan amount plus fees from your account. If you can’t afford to repay the loan, the lender may offer you the option to roll the loan over for an additional fee.

What to Consider Before Taking Out a Payday Loan in Krum

While payday loans can be a helpful option when you’re in a pinch, they come with some significant risks to consider. Before taking out a loan, ask yourself:

  • Can I afford to repay the loan on my next payday?
  • What are the fees and interest rates associated with the loan?
  • What happens if I can’t repay the loan on time?
  • Are there alternative options I can consider, such as a personal loan or credit card?

It’s important to carefully consider these factors before taking out a payday loan. If you’re unable to repay the loan on time, you can quickly find yourself in a cycle of debt that’s difficult to escape.

Interesting Facts and Statistics About Payday Loans in Krum, Texas

  • In Texas, payday loan fees and interest rates are unregulated. This means that lenders can charge whatever they want, and rates can exceed 500%.
  • In 2019, Texans took out 10.2 million payday loans. The average loan amount was $470, and the average fee was $23.41 per $100 borrowed.
  • Krum is a small town in Denton County, Texas, with a population of just over 5,000 people. There are several payday lenders located in and around Krum, including ACE Cash Express, Advance America, and Cash Store.

Apply Now for a Payday Loan in Krum

If you’re in need of a payday loan in Krum, TheGuaranteedLoans can help. We are a connector service that can help match you with potential lenders who can provide the funds you need.

It’s important to note that TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. Instead, we work with a network of trusted lenders to help you find the best loan option for your needs.

To get started, simply fill out our online application. We’ll ask you for some basic information, such as your name, address, and income. Once you submit your application, we’ll work to match you with a lender who can provide the funds you need.

With TheGuaranteedLoans, applying for a payday loan in Krum is fast, easy, and convenient. Apply now and get the financial assistance you need today!

F.A.Q.

How long does it take to receive the funds from a payday loan in Krum, Texas?

If the borrower is approved for a payday loan in Krum, Texas, the funds are typically deposited into their checking account within one business day. However, the exact timeline may vary depending on the lender and the borrower's individual circumstances.

Can I cancel a payday loan in Krum, Texas?

Yes, borrowers in Krum, Texas have the right to cancel a payday loan within 72 hours of taking out the loan. To do so, the borrower must return the full amount of the loan and any associated fees to the lender.