Payday Loans in LaCoste, Texas

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No payday loan companies in LaCoste, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
ACE Cash Express 1029 N Saginaw Blvd Ste F8, Saginaw, TX 76179 +1 (817) 232 - 5199
Your Loan Depot 1421 W South Loop, Stephenville, TX 76401 +1 (254) 918 - 0555
Advance America 1424 E Ridge Rd Ste. 6, McAllen, TX 78503 +1 (956) 994 - 9743
Speedy Cash 695 S Sam Houston Blvd, San Benito, TX 78586 +1 (956) 276 - 0312
EZPAWN 1420 U.S. Hwy 190, Copperas Cove, TX 76522 +1 (254) 547 - 4214
Weatherford Pawn 1720 Fort Worth Hwy, Weatherford, TX 76086 +1 (817) 594 - 8511
First National Bank of Dublin 809 N Texas St, De Leon, TX 76444 +1 (254) 893 - 5544
First Bank of Muleshoe 202 S 1st St, Muleshoe, TX 79347 +1 (806) 272 - 4515
Capitol Finance Co 1330 N McDonald St 105, McKinney, TX 75071 +1 (972) 542 - 0116
Western Finance 418 E Main St, Alice, TX 78332

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in LaCoste, TX, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Denton, TX, Payday Loans in DeSoto, TX, Payday Loans in Duncanville, TX, Short-term Loans in Edinburg, TX, Payday Loans in El Paso, TX, Emergency Loan in Euless, TX, Emergency Loan in Farmers Branch, TX and Quick Loan in Flower Mound, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in LaCoste, TX.

Payday Loans Available in LaCoste, TX By The Following ZIP Codes:

78039

Are Payday Loans Legal In LaCoste, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

LaCoste, TX payday loan calculator

Payday Loans in LaCoste, Texas – A Comprehensive Guide

If you find yourself in need of quick cash in LaCoste, Texas, you may want to consider taking out a payday loan. These short-term loans are designed to help individuals cover unexpected expenses until their next paycheck. Despite their convenience, it’s important to understand the ins and outs of payday loans before deciding to take one out. In this article, we’ll cover everything you need to know about payday loans in LaCoste, Texas.

How Payday Loans Work

Payday loans are typically small, unsecured loans that are meant to be paid back in full by your next paycheck. The amount you can borrow will depend on your income, as well as other factors like your credit history and current debts. To apply for a payday loan, you will typically need to provide proof of income and identity.

Once you are approved for a payday loan, you will receive your funds in the form of cash, a check, or a direct deposit to your bank account. You will then be required to pay back the loan in full, plus any interest and fees, on your next payday. If you are unable to pay the loan back in full, you may be able to roll it over by paying a fee to extend the due date.

Payday Loan Regulations in Texas

It’s important to note that payday loans are legal in Texas, but there are regulations in place to protect borrowers. For example, Texas law prohibits lenders from charging more than 10% interest on a payday loan. Additionally, the amount you can borrow is limited based on your income, and lenders are required to fully disclose all terms and fees associated with the loan before you sign on the dotted line.

While these regulations are designed to protect borrowers, it’s important to be aware that payday loans can come with high fees and interest rates. If you are unable to pay the loan back in full by your next payday, you may end up paying a significant amount of interest and fees over time.

Applying for a Payday Loan in LaCoste, Texas

Applying for a payday loan in LaCoste, Texas is a simple process. You can typically apply online or in person at a payday loan store. To apply, you will need to provide proof of income and identity, as well as other personal information like your address and phone number.

Once you have been approved for a payday loan, you will receive your funds quickly – often on the same day. However, it’s important to remember that these loans often come with high interest rates and fees, so you should only take one out if you are confident that you will be able to pay it back on time.

Interesting Facts and Statistics

  • According to the Texas Office of the Consumer Credit Commissioner, there were 23,951 payday loan storefronts operating in Texas in 2021.
  • In 2020, Texans borrowed a total of $8.2 billion in payday loans.
  • The average interest rate for a payday loan in Texas is 662%, according to the Center for Responsible Lending.
  • More than 80% of payday loans in Texas are rolled over or renewed, according to the Office of the Consumer Credit Commissioner.

Apply Now

If you find yourself in need of a payday loan in LaCoste, Texas, TheGuaranteedLoans can help. We are a connector service that will help you connect with potential lenders who can provide you with the funds you need. Simply fill out our online application with your personal and financial information, and we’ll do the rest. It’s important to note that we are not a direct lender, but we work with a network of reputable lenders to help you find the right loan for your needs. Apply now to get started!

Remember, payday loans are a convenient way to get quick cash in LaCoste, Texas, but they can also come with high fees and interest rates. It’s important to fully understand the terms of the loan before signing on the dotted line, and to only take out a loan if you are confident that you will be able to pay it back in full on time.

F.A.Q.

What is the maximum amount I can borrow with a payday loan in LaCoste, Texas?

The maximum amount you can borrow with a payday loan in LaCoste, Texas is $1,000, with a maximum loan term of 6 months.

Are there any restrictions on how I can use the funds from a payday loan in LaCoste, Texas?

You are free to use the funds from a payday loan in LaCoste, Texas for any purpose, as long as it is legal. However, most payday loans are used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.