Payday Loans in La Ward, Texas

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No payday loan companies in La Ward, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Tesoro Loan Co 1309 S Port Ave, Corpus Christi, TX 78405 +1 (361) 881 - 8993
First State Bank 630 Main St, Paradise, TX 76073 +1 (940) 969 - 2265
terms of use mypaydayloans.com 1302 Waugh Dr, Houston, TX 77019 +1 (800) 279 - 8974
Western Union Cash Stop, 408 W Scurry St, Daingerfield, TX 75638 +1 (903) 645 - 5626
Lindsey Hicks - Raymond James 116 W Blanco Rd, Boerne, TX 78006 +1 (830) 331 - 9252
Loanstar Title Loans 1600 W University Dr, McKinney, TX 75069 +1 (972) 548 - 8282
Western Finance 109 Linda Dr B, Sulphur Springs, TX 75482 +1 (903) 439 - 4172
Shelby Savings Bank 103 Worth St, Hemphill, TX 75948 +1 (409) 787 - 3102
Advance America 1503 S Jackson St 2, Jacksonville, TX 75766 +1 (903) 586 - 8884
Security Financial Services 1329 University Ave D, Huntsville, TX 77340 +1 (936) 295 - 9171

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in La Ward, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in College Station, TX, Payday Loans in Conroe, TX, Payday Loans in Coppell, TX, Quick Loan in Copperas Cove, TX, Payday Loans in Corpus Christi, TX, Payday Loans in Dallas, TX, Payday Loan Without a Credit Check in Deer Park, TX and Payday Loan Without a Credit Check in Del Rio, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in La Ward, TX.

Payday Loans Available in La Ward, TX By The Following ZIP Codes:

77970

Are Payday Loans Legal In La Ward, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

La Ward, TX payday loan calculator

Everything You Need to Know About Payday Loans in La Ward, Texas

Payday loans are a popular option for many people who need quick access to cash. If you live in La Ward, Texas, you’re in luck! Payday loans are legal in the state of Texas, and there are plenty of lenders in the area who can help you out when you need some extra money.

What are Payday Loans?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to help you cover unexpected expenses or bills that come up before your next paycheck. The amount you can borrow varies depending on the lender and your income level, but it’s usually between $100 and $1,000.

The process of getting a payday loan is relatively simple. You’ll need to provide the lender with some basic information about yourself, including your name, address, and employment status. You’ll also need to provide proof of income, such as a pay stub or bank statement.

What are the Requirements for Getting a Payday Loan in La Ward, Texas?

While each lender may have their own specific requirements, there are some basic requirements that you’ll need to meet in order to be eligible for a payday loan in Texas:

  • You must be at least 18 years old
  • You must be a resident of Texas
  • You must have a steady source of income
  • You must provide the lender with a valid phone number and email address

It’s important to note that you don’t need good credit or collateral to qualify for a payday loan. As long as you meet the basic requirements, you should be able to get approved for a loan.

What are the Fees and Interest Rates for Payday Loans in La Ward, Texas?

The fees and interest rates for payday loans vary depending on the lender and the amount you borrow. In Texas, lenders are only allowed to charge up to 10% of the loan amount as a fee. For example, if you borrow $500, the maximum fee you can be charged is $50.

The interest rates for payday loans can be high, but Texas has some of the lowest rates in the country. The maximum annual percentage rate (APR) that lenders can charge in Texas is 662%. While this may seem high, it’s important to remember that payday loans are designed to be short-term loans, so the actual amount of interest you’ll pay will depend on how long you keep the loan.

What Happens if You Can’t Repay Your Loan?

If you’re unable to repay your payday loan on time, you may be subject to additional fees and interest charges. In some cases, the lender may also report your delinquent account to the credit bureaus, which can negatively impact your credit score.

If you’re having trouble repaying your loan, it’s important to contact the lender as soon as possible to discuss your options. Some lenders may be willing to work with you to set up a payment plan or extend the due date of the loan.

Interesting Facts and Statistics about Payday Loans in La Ward, Texas

  • According to a study by the Center for Public Policy Priorities, Texans take out more payday loans than residents of any other state.
  • In 2019, Texans took out over 10 million payday loans, with a total of $4.3 billion in loan volume.
  • The average payday loan amount in Texas is $460, with an average APR of 410%.
  • In April 2020, the Texas Supreme Court ruled that payday lenders could not sue borrowers for defaulting on their loans.

Apply Now for a Payday Loan in La Ward, Texas

If you need quick access to cash, TheGuaranteedLoans can help connect you with potential lenders in La Ward and throughout Texas. We are a connector service, which means we can help you find the right lender for your needs. Simply fill out our online application and we’ll do the rest!

Remember, payday loans can be a useful tool for managing unexpected expenses, but they should be used responsibly. Before taking out a loan, make sure you understand the fees and interest rates involved, and be sure to only borrow what you can afford to repay.

F.A.Q.

Are there any restrictions on the use of payday loan proceeds in La Ward, Texas?

Yes, payday loan proceeds in La Ward, Texas can only be used for short-term financial needs, such as emergency expenses or bills. They cannot be used to pay off existing loans or credit card debt. It is important to carefully consider your financial needs and the terms of the loan before borrowing.

What are the eligibility requirements for payday loans in La Ward, Texas?

To be eligible for a payday loan in La Ward, Texas, you must be at least 18 years old, have a regular source of income, and have an active checking or savings account.