Payday Loans in Laird Hill, Texas

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No payday loan companies in Laird Hill, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
El Centro Finance Co 209 W Jefferson Blvd, Dallas, TX 75208 +1 (214) 942 - 4493
Check 'n Go 1608 E Main St, Madisonville, TX 77864
ACE Cash Express 1500 E Court St Ste 104, Seguin, TX 78155 +1 (830) 379 - 3223
Reliable Finance Co 101 E 2nd St, Rio Grande City, TX 78582 +1 (956) 487 - 4187
Loanstar Title Loans 1121 S Jackson St, Jacksonville, TX 75766 +1 (903) 586 - 3029
Happy State Bank 104 O Reilly St, Presidio, TX 79845
First State Bank Central Texas 813 N Main St, Taylor, TX 76574 +1 (512) 352 - 5880
Citizens Bank 311 E Main St, Yorktown, TX 78164 +1 (361) 564 - 4242
Car Title Loan 400 W University Dr, Denton, TX 76201 +1 (940) 380 - 8739
Texas Car Title & Payday Loan Services, Inc. 1713 E Main St, Alice, TX 78332

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Laird Hill, TX, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Mission, TX, Payday Loans in Missouri City, TX, Quick Loan in Nacogdoches, TX, Payday Loans in New Braunfels, TX, Payday Loans in North Richland Hills, TX, Payday Loans in Odessa, TX, Payday Loans in Pasadena, TX and Payday Loans in Pearland, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Laird Hill, TX.

Are Payday Loans Legal In Laird Hill, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Laird Hill, TX payday loan calculator

Payday Loans in Laird Hill, Texas: A Guide to Understanding Borrowing and Repayment Terms

Payday loans are a hot topic in Laird Hill, Texas, and for good reason. With the high cost of living and unexpected expenses, many residents turn to payday lenders for quick cash. In this guide, we’ll explore what payday loans are, how to obtain them in Laird Hill, Texas, and understand the repayment terms.

What is a payday loan?

A payday loan is a type of loan that is designed to provide borrowers with quick cash until their next paycheck. These loans typically have high interest rates and fees, making them expensive options for borrowing money.

In Texas, payday loans are legal, and lenders are required to adhere to state regulations. However, borrowers should be aware of the risks associated with these loans and their potential impact on personal finances.

How to obtain a payday loan in Laird Hill, Texas

To obtain a payday loan in Laird Hill, Texas, borrowers must meet the following requirements:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Have a steady source of income
  • Provide contact information, including a phone number and email address

To apply for a payday loan in Laird Hill, Texas, borrowers must complete an online application, providing the necessary information and documentation. Once approved, borrowers can receive funds within 24 hours.

Understanding repayment terms

Repayment terms for payday loans in Laird Hill, Texas vary depending on the lender and amount borrowed. Typically, borrowers have two to four weeks to repay the loan, with interest rates and fees adding to the total due at repayment.

It’s important to understand the repayment terms and fees associated with payday loans before borrowing. Failure to repay the loan can result in additional fees and damage to credit scores.

Interesting facts about payday loans in Laird Hill, Texas

  • The average payday loan in Texas is $500
  • Over 80% of payday loans in Texas are renewed or refinanced
  • Payday loan borrowers in Texas pay an average of $23.53 per $100 borrowed
  • Texas has the highest rate of payday loan storefronts in the nation

Apply Now

If you’re in need of quick cash and considering a payday loan in Laird Hill, Texas, TheGuaranteedLoans can help. As a connector service, we work with a network of lenders to match borrowers with potential loan options.

To get started, complete our online application, providing the necessary information and documentation. We’ll then work to connect you with potential lenders, helping you get the cash you need quickly and efficiently.

Remember, payday loans can be expensive, and borrowers should carefully consider the risks and repayment terms before applying. But when used responsibly, payday loans can provide much-needed relief for unexpected expenses and financial emergencies.

F.A.Q.

How much can I borrow with a payday loan in Laird Hill, Texas?

The maximum amount that can be borrowed with a payday loan in Laird Hill, Texas is $500. However, lenders may not lend more than 20% of the borrower's gross monthly income or 25% of their net income.

What are the fees and interest rates associated with payday loans in Laird Hill, Texas?

Payday loans in Laird Hill, Texas have a maximum APR of 661%. Lenders are also allowed to charge a loan origination fee of up to $10 per $100 borrowed, as well as a database verification fee of up to $2.50 per loan.