Payday Loans in Latexo, Texas

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No payday loan companies in Latexo, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Unified Loan 4640 Doniphan Dr B, El Paso, TX 79922 +1 (915) 585 - 3813
Advance America 117 Hwy. 332 West K, Lake Jackson, TX 77566 +1 (979) 297 - 1563
Continental Credit 323 Denrock Ave, Dalhart, TX 79022
TD Securities Houston Center, 909 Fannin St 1950, Houston, TX 77010 +1 (713) 653 - 8200
FirstBank Southwest - Pampa 300 W Kingsmill Ave, Pampa, TX 79065 +1 (806) 665 - 2341
Raymond James Financial Services 110 N E 2nd St, Knox City, TX 79529 +1 (940) 658 - 3527
Walmart Money Center 4609 Texas Loop 436, Carthage, TX 75633 +1 (903) 693 - 8881
Southwest Funding 13150 Coit Rd 100, Dallas, TX 75240 +1 (877) 878 - 8989
World Finance 1502 W Oaklawn Rd Ste A & B, Pleasanton, TX 78064 +1 (830) 569 - 2174
Texas Car Title & Payday Loan Services, Inc. 1111 E Henderson St, Cleburne, TX 76031 +1 (817) 641 - 2700

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Latexo, TX, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in New Braunfels, TX, Payday Loans in North Richland Hills, TX, Payday Loans in Odessa, TX, Payday Loan Companies in Pasadena, TX, Payday Loans in Pearland, TX, Payday Loan Companies in Pflugerville, TX, Online Loans in Pharr, TX and 24-Hour Loan in Plano, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Latexo, TX.

Payday Loans Available in Latexo, TX By The Following ZIP Codes:

75849

Are Payday Loans Legal In Latexo, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Latexo, TX payday loan calculator

Understanding Payday Loans in Latexo, Texas

Payday loans are short-term loans often used to cover unexpected expenses such as car repairs or medical bills. In the state of Texas, payday loans are legal, but the amount that can be borrowed and the fees associated with the loan are regulated by the government.

The Basics of Payday Loans in Latexo, Texas

In Latexo, borrowers can apply for a payday loan up to $1,000. The loan term can range from 7-31 days, and the maximum finance charge that can be applied is 10% of the loan amount. For example, if you borrow $500, the finance charge cannot be more than $50.

It’s important to note that while payday loans can be a helpful tool for those in need of quick cash, they also come with high fees and interest rates. It’s crucial to fully understand all terms and fees associated with the loan before agreeing to it. Failure to repay the loan on time can also result in additional fees and damage to your credit score.

Applying for a Payday Loan in Latexo, Texas

Applying for a payday loan in Latexo, Texas typically involves filling out an online application on TheGuaranteedLoans website.

  • Personal information: Name, address, phone number, Social Security Number, and email address.
  • Employment information: Name and address of employer, length of employment, and monthly income.
  • Banking information: Bank name, routing number, and account number.

After submitting your application, you will receive a decision within minutes. If approved, funds will be deposited into your bank account within one business day.

Interesting Facts about Payday Loans in Latexo, Texas

  • According to the Texas Office of Consumer Credit Commissioner, there were 2,191 licensed payday lenders in Texas as of March 2021.
  • In 2020, Texans borrowed over $5.8 billion in payday loans.
  • The average APR (Annual Percentage Rate) for payday loans in Texas is 400%.

Apply Now with TheGuaranteedLoans

TheGuaranteedLoans is not a direct lender, but a connector service that matches borrowers with potential lenders. By filling out our online application, we can help connect you with lenders in the Latexo area.

It’s important to remember that payday loans should only be used for short-term financial needs and should be repaid on time to avoid further fees and damage to your credit score. If you’re in need of quick cash in Latexo, Texas, TheGuaranteedLoans can help connect you with potential lenders.

F.A.Q.

Can I file a complaint about a payday lender in Latexo, Texas?

Yes, if you have a complaint about a payday lender in Latexo, Texas, you can file a complaint with the Texas Office of Consumer Credit Commissioner. This office is responsible for regulating payday lenders and enforcing consumer protection laws.

Are there any restrictions on the number of payday loans I can take out in Latexo, Texas?

Yes, Texas law limits the number of payday loans that an individual can take out at one time. The maximum number of payday loans that can be outstanding at any given time is three.