Payday Loans in Lazbuddie, Texas

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No payday loan companies in Lazbuddie, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
First State Bank 100 E Main St, Italy, TX 76651 +1 (972) 483 - 6326
Lola's Loans 214 S Stanton St, El Paso, TX 79901 +1 (915) 543 - 9040
Western Finance 225-A E Kleberg Ave, Kingsville, TX 78363 +1 (361) 592 - 3872
Justice Finance Co 318 E Oak St, Denton, TX 76201 +1 (940) 898 - 0988
World Finance 623 St Paul St, Gonzales, TX 78629 +1 (830) 672 - 7414
Regional Finance 503 S Zapata Hwy Suite 3, Laredo, TX 78043 +1 (956) 795 - 8660
Wells Fargo Bank 2313 Main St, Waller, TX 77484 +1 (936) 372 - 1710
Toledo Finance Corporation 1321 Clarksville St, Paris, TX 75460 +1 (903) 737 - 8890
GECU 12400 Montwood Dr, El Paso, TX 79928 +1 (915) 778 - 9221
Cash America Pawn 1432 S State Hwy 121, Lewisville, TX 75067 +1 (972) 436 - 3643

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lazbuddie, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Weslaco, TX, Payday Loans in Wichita Falls, TX, Payday Loans in Wylie, TX, No Credit Check Loans in Abilene, TX, Payday Loans in Allen, TX, Short-term Loans in Amarillo, TX, Payday Loan for Arlington, TX and Short-term Loans in Austin, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lazbuddie, TX.

Are Payday Loans Legal In Lazbuddie, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Lazbuddie, TX payday loan calculator

Payday Loans in Lazbuddie, Texas

Are you facing a financial emergency and struggling to make ends meet? If so, you may be considering payday loans to help bridge the gap until your next paycheck. In Lazbuddie, Texas, payday loans are legal and readily available to those in need. However, it’s essential to understand the risks and benefits of these loans before applying.

Understanding Payday Loans

A payday loan is a short-term loan designed to provide temporary financial relief between paychecks. Typically, these loans are for small amounts, ranging from $100 to $1,000, and are due on the borrower’s next payday. The loan terms and fees vary by lender, but generally, borrowers must repay the loan plus interest within two to four weeks.

Benefits of Payday Loans

The primary benefit of a payday loan is quick access to much-needed cash. Unlike traditional loans, which can take days or weeks to process, payday loans can be approved and funded within a few hours’ time. Additionally, payday lenders typically have less stringent credit requirements than banks, making them an option for those with poor credit or no credit history.

Risks of Payday Loans

While payday loans may seem like a convenient solution to a financial crisis, they come with significant risks. The interest rates on these loans are often incredibly high, with some lenders charging up to 500% APR. Borrowers who cannot pay back the loan on time may face additional fees and collection calls, and repeated late payments can damage their credit score.

It’s essential to remember that payday loans should only be used in an emergency and should not be relied upon as a long-term financial solution.

Payday Loans in Lazbuddie, Texas: Interesting Facts and Statistics

Did you know that there are over 3,500 payday lending locations in Texas, more than any other state? In 2019, Texans took out over 10 million payday loans totaling nearly $4 billion in borrowed funds. The average payday loan amount was $410, and the average APR was 664%.

Apply Now for a Payday Loan in Lazbuddie, Texas

At TheGuaranteedLoans, we’re committed to helping individuals in need of financial assistance connect with potential lenders. We’re not a direct lender, but we function as a connector service, which means we facilitate your connection with potential lenders.

If you’re considering a payday loan in Lazbuddie, Texas, fill out our simple online application to get started. Our application process takes just a few minutes, and our network of lenders is available 24/7 to review your application and potentially offer you a loan. Remember to understand the loan terms and fees carefully before signing any contract.

Apply for a payday loan today and find the financial relief you need.

Disclaimer: TheGuaranteedLoans is not a direct lender and does not make credit decisions. Instead, we function as a connector service, facilitating your connection with potential lenders. TheGuaranteedLoans cannot guarantee loan approval or loan terms.

F.A.Q.

Are there any restrictions on how I can use the funds from a payday loan in Lazbuddie, Texas?

You are free to use the funds from a payday loan in Lazbuddie, Texas for any purpose, as long as it is legal. However, most payday loans are used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.

Are there any fees or charges associated with payday loans in Lazbuddie, Texas?

Yes, there are fees and charges associated with payday loans in Lazbuddie, Texas. These may include application fees, origination fees, interest charges, and late payment fees. It is important to carefully review the terms and conditions of your payday loan to understand all of the fees and charges you may be responsible for.