Payday Loans in Liverpool, Texas

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No payday loan companies in Liverpool, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Sunbelt Credit 704 Bonham St, Paris, TX 75460 +1 (903) 784 - 6616
Custom Loans Inc 4310 Old Spanish Trail A, Houston, TX 77021 +1 (713) 741 - 6700
Covington Credit 1600 W Frank Ave Ste A, Lufkin, TX 75904 +1 (936) 639 - 6674
Texan Credit Corporation 509 S Timberland Dr, Lufkin, TX 75901 +1 (936) 632 - 1728
First Cash Pawn 5251 River Oaks Blvd, Fort Worth, TX 76114 +1 (817) 731 - 9132
ACE Cash Express 3464 Palmer Hwy, Texas City, TX 77590 +1 (409) 949 - 4700
Ike Wade Bookkeeping & Tax Services 127 N Patrick St, Dublin, TX 76446 +1 (254) 445 - 4797
Lendmark Financial Services LLC 621 SW Johnson Ave Suite B, Burleson, TX 76028 +1 (817) 295 - 3197
Loan Express 120 W San Antonio St, San Marcos, TX 78666 +1 (512) 392 - 6637
LoanStar Title Loans 8550 US-287, Amarillo, TX 79108 +1 (806) 318 - 7000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Liverpool, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hurst, TX, Payday Loans in Irving, TX, Same Day Loans in Keller, TX, No Credit Check Loans in Killeen, TX, Payday Loan Without a Credit Check in Kyle, TX, Payday Loans in La Porte, TX, Payday Loans in Lancaster, TX and Payday Loans in Laredo, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Liverpool, TX.

Payday Loans Available in Liverpool, TX By The Following ZIP Codes:

77577

Are Payday Loans Legal In Liverpool, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Liverpool, TX payday loan calculator

Payday Loans in Liverpool, Texas: Everything You Need to Know

When unexpected expenses arise, many Americans turn to payday loans to get the cash they need. Payday loans are short-term loans that are meant to be repaid within the next pay period. They can help you bridge the gap between paychecks, cover unexpected expenses, and avoid costly overdraft fees.

Payday loans are legal in the state of Texas, and Liverpool residents have access to these loans. However, it’s essential to understand the details of payday loans and how they work. In this article, we’ll cover everything you need to know about payday loans in Liverpool, Texas.

How Do Payday Loans Work?

Payday loans are designed to be a short-term solution to a financial emergency. When you apply for a payday loan, you’ll be borrowing money against your next paycheck. The lender will give you the cash you need, and you’ll be expected to repay the loan, along with interest and fees, on your next payday.

The amount you can borrow with payday loans varies from state to state and lender to lender. In Texas, the maximum amount you can borrow is $1,800. Your loan terms and interest rates will also vary depending on your lender and the amount you borrow.

It’s essential to understand that payday loans come with high fees and interest rates. In Texas, the average interest rate for a payday loan is 661%. This means that if you borrow $500 for two weeks, you’ll pay back nearly $800. If you can’t repay the loan, the fees and interest can quickly add up, making it even more challenging to pay off the loan.

The Advantages and Disadvantages of Payday Loans

Advantages

  • Quick access to cash when you need it: Payday loans are designed to be quick and easy to get. In most cases, you can get the cash you need within 24 hours.
  • No credit check required: Payday lenders typically don’t require a credit check, which can be a big advantage for people with bad credit.
  • Flexible terms: Payday loans are designed to be flexible. You can borrow as much or as little as you need, and you can choose how long you need to repay the loan.

Disadvantages

  • High fees and interest rates: Payday loans come with high fees and interest rates, which can make it challenging to repay the loan on time.
  • Risk of getting trapped in debt: If you can’t repay the loan on time, the fees and interest can quickly add up, making it even more challenging to pay off the loan.
  • Not a long-term solution: Payday loans are designed to be a short-term solution to a financial emergency. They should not be used as a long-term solution to financial problems.

Is it Safe to Get a Payday Loan?

While payday loans can be a useful tool in the right circumstances, there are risks involved. To protect yourself, it’s essential to choose a trustworthy lender and carefully read the loan agreement before signing anything.

The state of Texas has several laws in place to protect borrowers from predatory lending practices. For example, lenders must be licensed with the state, and they must disclose all fees and interest rates before issuing the loan. If you have any concerns about a lender, you can contact the Texas Office of Consumer Credit Commissioner for assistance.

Interesting Facts and Statistics About Payday Loans in Liverpool, Texas

  • The average APR for a payday loan in Texas is 661%.
  • Payday lenders in Texas collected almost $1.4 billion in fees in 2019.
  • Most payday loan borrowers in Texas are between the ages of 25 and 44.
  • 60% of payday loan borrowers in Texas are female.

Apply Now

If you need a payday loan in Liverpool, Texas, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders in our network. We make it easy to apply for a loan, and we’ll do our best to match you with a lender who can meet your needs.

Remember, payday loans can be a useful tool in the right circumstances, but they come with risks. Before applying for a payday loan, make sure you understand the terms, fees, and interest rates. And always borrow responsibly.

F.A.Q.

Can I cancel a payday loan in Liverpool, Texas?

Yes, borrowers in Liverpool, Texas have the right to cancel a payday loan within 72 hours of taking out the loan. To do so, the borrower must return the full amount of the loan and any associated fees to the lender.

Are there any alternative options to payday loans in Liverpool, Texas?

Yes, there are several alternative options to payday loans in Liverpool, Texas, such as personal loans from banks or credit unions, borrowing from friends or family, or seeking assistance from non-profit organizations. These options may have lower interest rates and fees, and can help borrowers avoid the potential pitfalls of payday loans.