Payday Loans in Lodi, Texas

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No payday loan companies in Lodi, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
First cash pawn 12009 Lake June Rd, Mesquite, TX 75180 +1 (972) 289 - 6677
Walmart Supercenter 141 Interstate 45 S, Huntsville, TX 77340 +1 (936) 293 - 1066
Atlas Credit Co 311 West Edinburg Avenue, Elsa, TX 78543
Tiempo Loans 416 Forrest St, Yoakum, TX 77995 +1 (361) 293 - 9113
Inter-America Finance Corp. 919 Fabens Rd B, Fabens, TX 79838 +1 (915) 764 - 2274
Cash Store 108 US-175 Frontage Rd, Seagoville, TX 75159
check n go, Check n Go Store Directory 1000 Pasadena Blvd, Pasadena, TX 77506 +1 (713) 534 - 0004
Crane County Abstract 304 W 6th St, Crane, TX 79731 +1 (432) 558 - 3112
World Finance Corporation 114 Farquhar St #104, Navasota, TX 77868
Walmart Money Center 2003 S Dumas Ave, Dumas, TX 79029

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lodi, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in San Marcos, TX, Payday Loans in Schertz, TX, Payday Loans in Sherman, TX, Payday Loans in Socorro, TX, Online Loans in Southlake, TX, Payday Loans in Spring, TX, Payday Loans in Sugar Land, TX and Payday Loans in Temple, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lodi, TX.

Are Payday Loans Legal In Lodi, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Lodi, TX payday loan calculator

Payday Loans in Lodi, Texas: A Comprehensive Guide

In Texas, payday loans are considered legal. This means that if you find yourself in a tough financial spot, you may be able to take out a payday loan to help you cover your expenses until your next payday. In this article, we’ll take a closer look at payday loans in Lodi, Texas, to help you better understand how they work, the eligibility requirements, and other important things to know.

How do Payday Loans Work in Lodi, Texas?

Payday loans are usually short-term, high-interest loans that have to be repaid by your next payday. In Lodi, Texas, payday lenders can charge a maximum of 10% interest per $100 borrowed. This may not sound like a lot, but it can add up quickly if you’re unable to pay back the loan on time. For example, if you borrow $500, you’ll have to pay back $550, which might be difficult if you’re already struggling to make ends meet.

Eligibility Requirements for Payday Loans in Lodi, Texas

To qualify for a payday loan in Lodi, Texas, you’ll need to meet certain eligibility requirements. These requirements will vary from lender to lender, but typically include:

  • Being at least 18 years old
  • Having a government-issued ID
  • Having a stable source of income
  • Having an active checking account

It’s important to note that even if you meet these requirements, you may not be approved for a payday loan. Lenders will also take into account your credit score and other factors to determine if you’re a good candidate for a loan.

Benefits of Payday Loans in Lodi, Texas

Payday loans can be useful in certain situations. For example, if you have an unexpected expense and you don’t have enough money to cover it, a payday loan can help you bridge the gap until your next paycheck. Additionally, payday loans are usually easy to get and don’t require a lot of paperwork. This can be a big advantage if you need cash quickly.

Risks of Payday Loans in Lodi, Texas

Despite their benefits, payday loans also come with some risks. For one, the interest rates can be very high, which can make it difficult to pay back the loan on time. Additionally, if you’re unable to pay back the loan, the lender may charge you additional fees and interest, which can quickly spiral out of control. Finally, payday loans can be a quick fix, but they won’t solve your long-term financial problems. If you’re having trouble making ends meet, it’s important to seek out other options to help you get back on your feet.

Interesting Facts and Statistics about Payday Loans in Lodi, Texas

  • The average payday loan amount in Texas is $570
  • In Texas, payday lenders can charge up to 667% APR
  • In 2019, Texans paid over $1.6 billion in fees and interest on payday loans

Apply Now for a Payday Loan in Lodi, Texas

If you need cash fast and are considering a payday loan, TheGuaranteedLoans can connect you with potential lenders in Lodi, Texas. Our easy online application process takes just a few minutes to complete, and we’ll do all the work of finding a lender that meets your needs. Remember, TheGuaranteedLoans is not a direct lender; we simply connect you with potential lenders so that you can find the right loan for you. Apply now for a payday loan in Lodi, Texas and get the cash you need to cover your expenses.

Disclaimer: Payday loans are meant for short-term financial needs only and are not intended to be a long-term financial solution. Make sure you understand the terms of the loan before you apply and make sure to only borrow what you can afford to pay back.

F.A.Q.

Are there any protections for consumers who take out payday loans in Lodi, Texas?

Yes, Texas has several consumer protections in place for individuals who take out payday loans. These include a maximum allowable interest rate, a cooling-off period after a certain number of loans, and a requirement for lenders to provide clear and concise information about the terms and conditions of the loan.

Can I be sued or have my wages garnished if I default on a payday loan in Lodi, Texas?

Yes, if you default on a payday loan in Lodi, Texas, the lender may take legal action against you to collect the debt. This could include filing a lawsuit or obtaining a court order to garnish your wages. It is important to communicate with your lender and seek legal advice if you are unable to make your loan repayment.