Payday Loans in London, Texas

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No payday loan companies in London, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Covington Credit 300 Tiney Browning Blvd, Port Lavaca, TX 77979 +1 (361) 552 - 3232
A+ Federal Credit Union 731 TX-71, Bastrop, TX 78602 +1 (512) 302 - 6800
Western Finance 290 S Archie St, Vidor, TX 77662
Texan Credit Corporation 1709 E Expy 83 #4, Penitas, TX 78576
Check Cashing & More 1700 Decker Dr, Baytown, TX 77520 +1 (281) 837 - 9700
Advance America 14045 FM 2100 Rd, Ste. 100, Crosby, TX 77532 +1 (281) 462 - 8270
Loanstar Title Loans 3280 S 14th St, Abilene, TX 79605 +1 (325) 691 - 0981
ACE Cash Express 1348 Southmore Ave, Pasadena, TX 77502 +1 (713) 473 - 6663
ACE Cash Express 2611 E Main St, Alice, TX 78332
Lone Star Loans and Tax Service 220 W Jefferson Blvd, Dallas, TX 75208 +1 (214) 946 - 2304

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in London, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Channelview, TX, Payday Loan for College Station, TX, 24-Hour Loan in Conroe, TX, Payday Loan for Coppell, TX, Payday Loans in Copperas Cove, TX, Payday Loans in Corpus Christi, TX, Payday Loans in Dallas, TX and Payday Loans in Deer Park, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in London, TX.

Are Payday Loans Legal In London, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

London, TX payday loan calculator

Payday Loans in London, Texas: What You Need to Know

Are you living in London, Texas, and in need of quick financial assistance? Sometimes unexpected expenses just pop up, and you may find yourself short of cash to cater to them. In such situations, a payday loan can be a perfect solution to get you the amount you need fast. In this article, we will provide comprehensive information about payday loans in London, Texas, to help you make a better-informed decision when it comes to applying for one.

What Are Payday Loans and How Do They Work?

A payday loan is a short-term loan designed to cover unexpected expenses until your next payday. They are also known as cash advances. If you opt to take out a payday loan, you must know that the repayment period can last from a few days to a month, depending on your lender. When you apply for a payday loan, you will be required to provide proof of income and a valid identification document. Based on the amount of your income, your lender will then determine how much they are willing to lend you and the applicable interest rate.

Once your loan application has been approved, the lender will transfer the money to your account, usually within 24 hours. On the repayment date, the loan amount, including the interest fee, is automatically deducted from your bank account. The application process is hassle-free and can be completed online in a matter of minutes.

Are Payday Loans Legal in London, Texas?

Yes, payday loans are legal in London, Texas. The state laws in Texas allow payday loans, which attract an annual percentage rate (APR) of up to 662.16%. The lenders in London, Texas, are required to be licensed and registered with the state. This requirement is intended to protect borrowers from fraudulent loan providers.

What Are the Requirements for a Payday Loan in London, Texas?

To apply for a payday loan in London, Texas, you must meet the following requirements:

  • You must be at least 18 years of age
  • You must have a valid government-issued ID
  • You must be a resident of London, Texas
  • You must have a regular source of income
  • You must have an active bank account

What Are the Benefits of Payday Loans in London, Texas?

There are several benefits of payday loans in London, Texas, including:

  • Quick and easy application process
  • Hassle-free qualification requirements
  • Fast access to cash
  • No credit checks required
  • Bad credit history is not a barrier
  • Flexible repayment options

What Are the Risks of Payday Loans in London, Texas?

Despite the numerous benefits of payday loans, there are also several risks associated with them. The high-interest rates charged by lenders in London, Texas, can lead to borrowers getting trapped in a cycle of debt. Thus, it is advisable only to take out a payday loan if you are confident that you can pay it back on time.

Interesting Facts and Statistics About Payday Loans in London, Texas

  • According to the Texas Office of Consumer Credit Commissioner, payday lenders in Texas charged an average APR of 664.16% as of 2019.
  • A survey conducted by the Center for Public Policy Priorities reveals that 60% of payday borrowers in Texas find it challenging to meet their basic financial needs.
  • The same survey shows that payday lenders in Texas made over $1.6 billion in fees from borrowers between 2012 and 2017.

Apply Now for a Payday Loan in London, Texas

If you are in need of quick financial assistance in London, Texas, TheGuaranteedLoans can help you connect with potential lenders. We are a connector service, not a direct lender, and therefore make the loan application process easier for you. Our online application process is quick and easy to complete, and we guarantee a high level of confidentiality throughout the process. Apply now and get connected with potential lenders who can get you the cash you need fast.

F.A.Q.

Can I roll over my payday loan in London, Texas?

Yes, Texas law allows payday loans to be rolled over or extended, but only once per loan. This means that if you are unable to repay the loan on the due date, you can extend the loan for an additional 14 days, but you will be charged additional fees and interest for this service.

Can I obtain a payday loan in London, Texas if I have bad credit?

Yes, payday loans in London, Texas are typically available to individuals with bad credit. Lenders do not typically require a credit check, but may still require proof of income and a valid checking or savings account.