Payday Loans in Lubbock, Texas

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Payday Loan Companies in Lubbock, TX

Company nameAddressZip codePhone number
AC Credit, Inc 6021 43rd St 79407 +1 (806) 687 - 8175
ACE Cash Express 1301D 50th St 79412 +1 (806) 749 - 3374
Advance America 3003 50th St Ste. 500 79413 +1 (806) 784 - 0412
Cash America Pawn 125 N University Ave 79415 +1 (806) 762 - 0584
Cash Store 3211 50th St B 79413 +1 (806) 780 - 2274
Central Finance 2310 Avenue Q 79411 +1 (806) 749 - 2274
Check n Go 4425 50th St 79414 +1 (806) 785 - 4500
EZ Money 105 University Ave 79415 +1 (806) 747 - 5129
First Cash Pawn 7301 University Ave 700 79423 +1 (806) 445 - 0428
GardaWorld 2415 Stanford St 79415 +1 (806) 765 - 6666
IIC Finance 2133 19th St 79401 +1 (806) 765 - 5066
Loan Star 5105 34th St 79410 +1 (806) 771 - 5121
Loanstar Title Loans 2344 19th St 79401 +1 (806) 747 - 9641
Mitch Wright Auto Sales 323 N University Ave B 79415 +1 (806) 762 - 2121
Network Finance 1711 34th St C 79411 +1 (806) 765 - 6688
Oportun 112 N University Ave 79415 +1 (806) 604 - 2032
Payment 1 Financial 2302 19th St 79401 +1 (806) 368 - 7892
Peoples Bank 11011 Quaker Ave 79424 +1 (806) 776 - 2012
Peoples Bank Home Loan Center 5820 82nd St suite b 79424 +1 (806) 687 - 7245
Prosperity Bank - N. University Drive-Thru 114 University Ave Ste. 100 79415 +1 (806) 767 - 7240
Regional Finance 4509 50th St 79414 +1 (806) 791 - 5500
Security Finance 2640 34th St 79410 +1 (806) 791 - 3400
Shamrock Finance 2004 34th St 79411 +1 (806) 744 - 1506
Southwest Bank- Lubbock/West Loop 289 1901 W Loop 289 4 79407 +1 (806) 401 - 8390
Stripes Check Cashing Machine 5801 19th St 79407 +1 (806) 792 - 9682
Sun Loan Company 2108 50th St 79412 +1 (806) 740 - 0402
Texan Credit Corporation 5015 University Ave Space A-1 79413 +1 (806) 788 - 0880
Texas Car Title & Payday Loan Services, Inc. 2702 34th St 79410 +1 (806) 797 - 4400
Texas Tech Credit Union - TTUHSC Branch 3601 4th St 1a 79430 +1 (806) 742 - 3606
TitleMax Title Loans 1318 50th St 79412 +1 (806) 744 - 2554
Western Finance 1812 Avenue Q 79401 +1 (806) 762 - 4673
Westex Federal Credit Union 901 Avenue Q 79401 +1 (806) 765 - 5701
World Finance 1417 34th St 79411 +1 (806) 744 - 1491

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lubbock, TX, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Lufkin, TX, Payday Loans in Mansfield, TX, Payday Loans in McAllen, TX, Quick Loan in McKinney, TX, Payday Loan Companies in Mesquite, TX, Payday Loans in Midland, TX, Payday Loans in Mission, TX and Emergency Loan in Missouri City, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lubbock, TX.

Payday Loans Available in Lubbock, TX By The Following ZIP Codes:

79410, 79409, 79424, 79403, 79453, 79493, 79408, 79457, 79423, 79405, 79411, 79464, 79406, 79404, 79416, 79402, 79490, 79407, 79414, 79401, 79412, 79430, 79415, 79491, 79413, 79452, 79499

Are Payday Loans Legal In Lubbock, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Lubbock, TX payday loan calculator

Payday Loans in Lubbock, Texas: All You Need To Know

Are you looking for a quick and convenient way to access the cash you need? Payday loans could be the answer in Lubbock, Texas. Payday loans provide short-term access to funds, often within mere minutes of your completed application.

Payday loans are legal in Texas, and provide an easy and convenient way to access funds when you’re facing a financial emergency. Read on to learn what you need to know about payday loans in Lubbock and how you can apply today.

What Are Payday Loans?

Payday loans are short-term loans designed to help you cover an unexpected bill or expense. They are designed to help you cover costs in the short-term, and are usually due to be paid back on your next payday. The amount you can borrow and the terms of the loan will depend on the lender, their terms and conditions and your individual credit history.

Are Payday Loans Legal in Texas?

Yes, payday loans are legal in the state of Texas. The Texas Constitution gives borrowers the right to access short-term loan options. Payday lenders in Lubbock must adhere to certain rules and regulations related to advertising, fees, and repayment terms.

Payday Loan Regulations in Lubbock, Texas

Payday lenders in Lubbock must follow all the regulations set out in the Texas Finance Code. For example, the maximum interest rate that a payday lender can charge is 6% per month on the first $3,000 of a loan and 3% per month on any loan over $3,000. A payday lender can also charge an additional $10 administration fee.

Can I Get a Payday Loan in Lubbock?

Yes, payday loans are available in Lubbock. There are many lenders in Lubbock offering payday loans, so you can compare the different options to make sure you are getting the best loan possible. All you need to do is provide the lender with proof of income, a valid ID and a few other details, and you can access the loan you need.

What Is The Application Process?

Applying for a payday loan in Lubbock is simple and easy. You can apply for your payday loan online, over the phone or in person with a lender. All you need to do is provide information about yourself and your finances, and you should receive an answer within minutes.

What Are The Benefits Of Payday Loans?

Payday loans offer several benefits compared to other forms of finance. They are incredibly fast, with most people receiving their funds within minutes. They are also incredibly convenient, with no need to visit a branch in person or have a lengthy conversation with a bank representative. Finally, you can access payday loans regardless of your credit history.

What Do I Need To Apply For a Payday Loan?

In order to apply for a payday loan in Texas, you will need to provide proof of income and a valid ID. You may also be asked to provide other details such as your Social Security number and bank account information.

Apply Now

If you need access to cash fast, apply now for a payday loan with TheGuaranteedLoans. Our online application is quick and easy, and you could access the funds you need within minutes. TheGuaranteedLoans is not a lender, and will connect you with lenders who can offer you a loan.

FAQs

Are payday loans legal in Texas?

Yes, payday loans are legal in the state of Texas.

What do I need to apply?

You will need to provide proof of income and a valid ID in order to apply for a payday loan.

Can I get a payday loan if I have bad credit?

Yes, you can access a payday loan regardless of your credit history.

How quickly will I receive the money?

Most people can access the funds they need within minutes of completing their application.

More F.A.Q.

Can a payday lender garnish my wages in Lubbock, Texas?

Yes, if you default on a payday loan in Lubbock, Texas, the lender may be able to garnish your wages to recover the debt. However, the lender must first obtain a judgment against you in court and follow the state's garnishment laws.

Can a payday lender sue me in Lubbock, Texas?

Yes, if you default on a payday loan in Lubbock, Texas, the lender may choose to sue you in court to recover the debt. If the lender wins the lawsuit, they may be able to obtain a judgment against you, which can result in additional fees and interest, as well as a negative impact on your credit score.

How Many Cash Advance Companies are in Lubbock, TX?

With the help of our service, you will be able to find 33 cash advance companies in Lubbock, TX

What Cash Advance Companies in Lubbock, TX are the most popular?

You should check AC Credit, Inc, ACE Cash Express, and Advance America. Also, you can start your application online on our website.