Payday Loans in Manchaca, Texas

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No payday loan companies in Manchaca, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Store 1375 S Main St Ste 225, Boerne, TX 78006 +1 (830) 249 - 4130
Thrive Mortgage Texas Lending Partners South Texas 128 Bluebonnet Dr Suite C, La Vernia, TX 78121 +1 (830) 253 - 0096
World Finance Corporation 1706 Ave M, Hondo, TX 78861
United States Postal Service 301 E Lavielle St, Kirbyville, TX 75956 +1 (800) 275 - 8777
Cash Store 1233 N Pacific St, Mineola, TX 75773
First Cash Pawn 5251 River Oaks Blvd, Fort Worth, TX 76114 +1 (817) 731 - 9132
Gold Star Finance 429 This Way St, Lake Jackson, TX 77566 +1 (979) 480 - 9347
Gold Star Finance 107 S 1st St B, Garland, TX 75040 +1 (469) 814 - 9341
Star of Texas Financial Solutions 810 N Valley Mills Dr, Waco, TX 76710 +1 (254) 203 - 5242
Mid-Tex Loan Co 119 W 2nd St B, Taylor, TX 76574 +1 (512) 352 - 7605

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Manchaca, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Odessa, TX, Payday Loans in Pasadena, TX, Online Loans in Pearland, TX, Payday Loan Companies in Pflugerville, TX, 24-Hour Loan in Pharr, TX, Payday Loans in Plano, TX, Payday Loans in Port Arthur, TX and Payday Loans in Richardson, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Manchaca, TX.

Payday Loans Available in Manchaca, TX By The Following ZIP Codes:

78652

Are Payday Loans Legal In Manchaca, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Manchaca, TX payday loan calculator

Payday Loans in Manchaca, Texas: What You Need to Know

Payday loans are a type of short-term loan that can help you get through a financial pinch. These loans are often used to cover unexpected expenses or bills that pop up before your next paycheck arrives. While they may be a good option in some cases, it’s important to understand the risks involved before taking out a payday loan. This article will cover everything you need to know about payday loans in Manchaca, Texas.

Are Payday Loans Legal in Texas?

Yes, payday loans are legal in Texas, but the regulations and laws surrounding these loans vary from state to state. In Texas, payday lenders are required to be licensed by the state and must follow certain rules and guidelines. For example, the loan amount cannot exceed 20% of the borrower’s gross monthly income, and the term of the loan cannot be longer than 180 days. Additionally, lenders are not allowed to charge more than 10% interest on the loan.

What Are the Risks of Payday Loans?

One of the biggest risks of payday loans is that they can trap borrowers in a cycle of debt. Because these loans typically have high interest rates and short repayment terms, borrowers may find themselves unable to pay back the loan on time. This can lead to additional fees and interest, which can make it even harder to pay off the loan. In some cases, borrowers may take out additional loans to cover the original loan, which can lead to even more debt.

Another risk of payday loans is that they can be predatory. Some lenders may target vulnerable borrowers, such as those with low credit scores or limited financial resources. These lenders may charge high fees or interest rates and may not fully disclose the terms of the loan. As a result, borrowers may end up owing much more than they anticipated.

How Do I Apply for a Payday Loan in Manchaca, Texas?

If you are considering a payday loan in Manchaca, Texas, there are a few things you need to do before applying. First, make sure you understand the terms of the loan, including the repayment terms, interest rates, and fees. You should also consider alternative options, such as borrowing from friends or family, negotiating with creditors, or using a credit counseling service. If you decide a payday loan is your best option, you can apply online or in person at a licensed lender.

Interesting Facts About Payday Loans in Manchaca, Texas

  • In 2018, Texans paid over $1.2 billion in fees for payday and auto title loans.
  • Payday loans in Texas have an average interest rate of 454%.
  • The average payday loan in Texas is $470.
  • Only 13% of payday loan borrowers in Texas are able to repay the loan on time.

Apply Now with TheGuaranteedLoans

At TheGuaranteedLoans, we understand that unexpected expenses can pop up at any time. That’s why we offer a simple and straightforward way to connect with potential lenders who may be able to help. We are not a direct lender, but rather a connector service that can facilitate your connection with lenders who can provide the funds you need. To apply for a payday loan in Manchaca, Texas, simply fill out our online application. We will use the information you provide to match you with a lender who can provide the loan you need.

Remember, payday loans are a serious financial commitment, and it’s important to understand the risks involved before taking out a loan. Be sure to read the terms and conditions of any loan carefully, and consider whether a payday loan is the best option for your financial situation.

F.A.Q.

What are the consequences of defaulting on a payday loan in Manchaca, Texas?

If a borrower defaults on a payday loan in Manchaca, Texas, the lender may pursue collection efforts, including contacting the borrower's employer, contacting third-party debt collectors, or taking the borrower to court. Defaulting on a payday loan can also have a negative impact on the borrower's credit score.

Can I apply for a payday loan online in Manchaca, Texas?

Yes, many payday lenders in Manchaca, Texas offer the option to apply for a loan online. This can be a convenient option for borrowers who prefer to apply from the comfort of their own home or who do not have access to a physical payday loan store.