Payday Loans in Maypearl, Texas

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No payday loan companies in Maypearl, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Lendmark Financial Services LLC 3009 S John Redditt Dr C, Lufkin, TX 75904 +1 (936) 632 - 7553
Bar C Finance 120 Circle Way St 1E, Lake Jackson, TX 77566 +1 (979) 297 - 3550
Cash & Title Loans 3731 TX-31, Corsicana, TX 75110
Check n Go 1280 Interstate 35 S, 200, New Braunfels, TX 78130 +1 (830) 626 - 6323
CommunityBank of Texas 319 N Rusk St, Newton, TX 75966 +1 (409) 379 - 8587
Star Loans of Texas 519 1st St E, Humble, TX 77338 +1 (281) 548 - 7827
Security Finance 1928 N Story Rd, Irving, TX 75061 +1 (972) 790 - 7700
Excel Finance 78 Flag Lake Dr, Lake Jackson, TX 77566 +1 (979) 480 - 0933
Charter Bancorp 6836 Bee Caves Rd, Austin, TX 78746 +1 (512) 328 - 4545
Dollar Finance 2012 N Raul Longoria Rd suite c, San Juan, TX 78589 +1 (956) 783 - 8803

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Maypearl, TX, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in San Juan, TX, Quick Loan in San Marcos, TX, Payday Loans in Schertz, TX, Payday Loan Without a Credit Check in Sherman, TX, Payday Loans in Socorro, TX, Payday Loans in Southlake, TX, Payday Loans in Spring, TX and Emergency Loan in Sugar Land, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Maypearl, TX.

Payday Loans Available in Maypearl, TX By The Following ZIP Codes:

76064

Are Payday Loans Legal In Maypearl, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Maypearl, TX payday loan calculator

Payday Loans in Maypearl, Texas: A Comprehensive Guide

Are you in need of quick cash to cover unforeseen expenses or bridge the gap until your next paycheck arrives? Then you may be considering taking out a payday loan. In Texas, payday loans are legal, and they can be a viable option for those in need of immediate cash. In this article, we’ll explore the ins and outs of payday loans in Maypearl, Texas, and answer some of the most common questions about this financial product.

What is a Payday Loan?

A payday loan, also known as a cash advance or check advance loan, is a small short-term loan usually borrowed against the borrower’s next paycheck. In Texas, the maximum amount you can borrow in a payday loan is $1,800. Typically, payday loans come with high-interest rates and short repayment terms, making them a controversial financial product.

How to Apply for a Payday Loan in Maypearl, Texas

If you’ve decided that a payday loan is the right option for you, applying for one is quick and easy. The application process usually takes only a few minutes, and the funds are often deposited into your bank account within hours or the next business day.

To apply for a payday loan in Maypearl, Texas, you’ll need to provide your personal and financial information, including your name, contact information, employment details, and bank account information. Make sure you provide accurate information to avoid any delays or denials.

Requirements and Regulations

To qualify for a payday loan in Texas, you must:

  • Be at least 18 years old
  • Have a steady income
  • Have an active checking account

When you take out a payday loan in Texas, you’ll sign a loan agreement that outlines the terms and conditions of the loan, including the fees, interest rate, and repayment schedule. Be sure to read the agreement carefully to avoid any surprises later on.

Interest Rates and Fees

Payday loans in Texas can carry high-interest rates and fees, making them an expensive financial product. In Texas, the maximum annual percentage rate (APR) for a payday loan is 660%. The loan fees are usually based on the loan amount. For example, if you borrow $100, you may be required to pay $20 in fees, making your total repayment amount $120.

Repayment Terms and Options

In Texas, payday loans usually come with a repayment term of up to 180 days, depending on the lender and the loan amount. It’s important to note that payday loans in Texas cannot be extended and cannot be refinanced. If you’re unable to make your payment on time, you may be charged additional fees and interest, and the lender may contact a collection agency.

Interesting Facts about Payday Loans in Maypearl, Texas

  • In 2018, Texans borrowed more than $2 billion in payday loans, according to the Texas Office of Consumer Credit Commissioner.
  • The average payday loan borrower in Texas takes out eight loans per year, according to the Pew Charitable Trusts.
  • Maypearl is a small town in Ellis County, Texas, with a population of around 1,000 people.
  • There are several payday loan stores and lenders in the Maypearl area, making it easy to access quick cash if needed.

Apply Now

If you’re in need of emergency cash, don’t hesitate to apply for a payday loan through TheGuaranteedLoans. Our application process is easy, and we connect borrowers with potential lenders quickly and efficiently. Keep in mind, however, that we are a connector service and not a direct lender. We will facilitate your connection with a lender that can meet your needs, and make sure you understand the terms and conditions of your loan before signing the agreement.

Take the first step towards financial peace of mind and apply for a payday loan today!

F.A.Q.

Are there any restrictions on how payday loans can be used in Maypearl, Texas?

Yes, payday loans in Maypearl, Texas can only be used for short-term financial needs and cannot be used to pay off existing loans or credit card debt.

Can I renew or extend my payday loan in Maypearl, Texas?

Yes, you may be able to renew or extend your payday loan in Maypearl, Texas if you are unable to make the full repayment on the due date. However, this may result in additional fees and interest charges, and should be avoided if possible.