Payday Loans in McQueeney, Texas

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No payday loan companies in McQueeney, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Heritage Land Bank - Nacogdoches Branch 2519 Stallings Dr N, Nacogdoches, TX 75964 +1 (936) 564 - 8271
Action Credit, Donna 510 N Salinas Blvd 6, Donna, TX 78537 +1 (956) 461 - 0069
Capital Source Finance LLC 5800 Granite Pkwy 310, Plano, TX 75024 +1 (214) 619 - 1840
Security Finance 1266 N Mechanic St, El Campo, TX 77437 +1 (979) 543 - 5341
Barri Agent 1717 Ranch Rd 1431, Marble Falls, TX 78654
Texan Credit Corporation 1601 N Alexander Dr Ste B, Baytown, TX 77520 +1 (281) 425 - 6948
EZ Money 1104 E Front St, Alice, TX 78332
Herring Bank - Vernon Main 1900 Pease St, Vernon, TX 76384 +1 (940) 552 - 5444
Western Finance 1652-F, W Henderson St, Cleburne, TX 76033 +1 (817) 645 - 0383
Western Finance 265 TX-327, Silsbee, TX 77656

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in McQueeney, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mesquite, TX, Payday Loans in Midland, TX, Payday Loans in Mission, TX, Guaranteed Loans in Missouri City, TX, Online Loans in Nacogdoches, TX, Bad Credit Loans in New Braunfels, TX, Payday Loans in North Richland Hills, TX and Payday Loans in Odessa, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in McQueeney, TX.

Payday Loans Available in McQueeney, TX By The Following ZIP Codes:

78123, 78136

Are Payday Loans Legal In McQueeney, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

McQueeney, TX payday loan calculator

Exploring Payday Loans in McQueeney, Texas

When unexpected expenses arise, payday loans can be a helpful solution for those in need of quick cash. In the state of Texas, payday loans serve as a legal option for borrowers. In this article, we will be exploring payday loans in McQueeney, Texas, and discuss how they work, the benefits and drawbacks, and what to look out for when considering this type of loan.

How Do Payday Loans Work in McQueeney, Texas?

A payday loan is a short-term loan designed to help individuals cover unexpected expenses until their next payday. In McQueeney, Texas, payday loans are legal, and borrowers can apply for loans up to $1,800. The loan term can range from seven to 180 days, and the loan fees are capped at 10% per $100 borrowed.

To qualify for a payday loan in McQueeney, borrowers must have a steady source of income, have an active checking account, and provide proof of identification and residency.

The Benefits and Drawbacks of Payday Loans in McQueeney, Texas

Benefits

  • Quick access to cash: Payday loans provide borrowers with fast access to cash, often within 24 hours of approval.
  • No credit check required: Payday lenders do not perform a credit check, making it a viable option for those with poor credit histories.
  • Flexible loan terms: Borrowers can choose the loan term that fits their needs, ranging from seven to 180 days.

Drawbacks

  • High-interest rates: The interest rates for payday loans can be high, often exceeding 400%. This can result in a cycle of debt for borrowers who are unable to repay the loan on time.
  • Short-term solution: Payday loans are meant to be a short-term solution and should not be used for long-term financial issues.
  • Potential for scams: It is important to research and select a reputable payday lender to avoid potential scams or predatory lending practices.

What to Look Out for When Considering Payday Loans in McQueeney, Texas

Before applying for a payday loan in McQueeney, Texas, it is important to consider the following:

  • Loan fees: Be aware of the loan fees, interest rates, and any additional charges.
  • Repayment terms: Make sure to understand the loan repayment terms, including the due date and any potential consequences for late payments.
  • Lender reputation: Research the lender thoroughly and ensure they are a reputable and trustworthy source.

Interesting Facts and Statistics about Payday Loans in McQueeney, Texas

According to recent statistics, the average payday loan in Texas is $470, and the average loan term is 20 days. The total amount of fees paid on a $100 payday loan in Texas can range from $20 to $35, depending on the lender. Additionally, there are over 3,500 payday lenders operating in the state of Texas, making it a highly accessible option for borrowers.

Apply Now

If you are considering a payday loan in McQueeney, Texas, TheGuaranteedLoans can help you connect with potential lenders. As a connector service, we are here to facilitate your application process and connect you with lenders who may be able to meet your financial needs. Apply now and see how we can help you get the cash you need today!

Note: Loan approval is not guaranteed, and borrowers should carefully consider the terms and conditions before accepting any loan offer.

F.A.Q.

Can I extend my payday loan in McQueeney, Texas?

Yes, you may be able to extend your payday loan in McQueeney, Texas if you are unable to repay it on time. This is commonly known as rolling over the loan, and it may involve additional fees and charges. It is important to carefully consider the potential consequences of extending your payday loan before deciding to do so.

Are payday loans in McQueeney, Texas regulated by the state government?

Yes, payday loans in McQueeney, Texas are regulated by the state government. This includes restrictions on the maximum amount you can borrow, the maximum loan term, and the fees and charges that lenders are allowed to charge.