Payday Loans in McAllen, Texas

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Payday Loan Companies in McAllen, TX

Company nameAddressZip codePhone number
Action Credit, McAllen 1111 S 10th St 78501 +1 (956) 322 - 8105
Advance America 1424 E Ridge Rd Ste. 6 78503 +1 (956) 994 - 9743
Approved Money Center 1201 S 10th St Suite B 78501 +1 (956) 972 - 1110
C & G Loan Co 1521 Dallas Ave 78501 +1 (956) 682 - 6418
Cash N Go Ltd 2800 N 10th St C 78501 +1 (956) 682 - 9171
Check n Go 1514 N 10th St 78501 +1 (956) 682 - 3101
Commercial Cash and Capital 5025 W Expy 83 78503 +1 (956) 465 - 2888
Covington Credit 1201 Chicago Avenue Space 10 78501 +1 (956) 630 - 2256
Discount Car Title Loan- Mcallen: Pecan & 23rd 2257 Pecan Blvd 78501 +1 (956) 803 - 1611
Discount Finance and Personal Loans McAllen 920 N 10th St 40 78501 +1 (956) 322 - 5004
EZ Money 719 S 10th St 78501 +1 (956) 682 - 0101
First Cash Pawn 1421 S 23rd St 78501 +1 (956) 687 - 6161
Mariner Finance 601 W Trenton Rd I 78504 +1 (956) 340 - 4195
McAllen Financial Solutions, LLC. 914 Sycamore Ave 78501 +1 (956) 441 - 2816
Payment 1 Financial 1631 N 10th St 78501 +1 (956) 627 - 5217
South Texas Federal Credit Union 2121 W Dove Ave 78504 +1 (956) 618 - 7500
Speedy Cash 1521 N 10th St 78501 +1 (956) 630 - 9558
Sun Loan Company 700 S 10th St 78501 +1 (956) 630 - 0084
Texas Car Title & Payday Loan Services, Inc. 3111 N 10th St 78501 +1 (956) 631 - 8000
Tiempo Loans 500 S Broadway St 78501 +1 (956) 686 - 4481

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in McAllen, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in McKinney, TX, Payday Loans in Mesquite, TX, Payday Loan Companies in Midland, TX, Guaranteed Loans in Mission, TX, Online Loans in Missouri City, TX, Payday Loans in Nacogdoches, TX, Payday Loans in New Braunfels, TX and Payday Loans in North Richland Hills, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in McAllen, TX.

Payday Loans Available in McAllen, TX By The Following ZIP Codes:

78555, 78504, 78301, 78501, 78505, 78502, 78503

Are Payday Loans Legal In McAllen, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

McAllen, TX payday loan calculator

Short-term loan products such as payday loans are available in a number of states, including Texas. While payday lending is not legal everywhere, in the state of Texas, it is regulated by the Office of Consumer Credit Commissioner (OCCC). This allows lenders to legally offer payday loan services in McAllen and other parts of the state.

What is a Payday Loan?

A payday loan is a short-term loan product that can offer borrowers in financial need access to cash advances. Generally speaking, payday loans offer borrowers a lump sum of money and require repayment of the loan plus fees when the borrower receives their next paycheck.

What Are The Benefits of Payday Loans in McAllen, Texas?

Payday loans offer a number of benefits to people who need access to fast cash. First, they are a convenient option for those who need to access money quickly. Second, they are a much easier and faster process than traditional loans from banks or other financial institutions. Additionally, as long as the lender is licensed to offer this type of loan product in the state of Texas, there is much more flexibility regarding loan amounts and repayment terms. Finally, the application process for payday loans can be completed in as little as a few minutes, so there is no need to stand in line or wait for hours for a loan decision.

What Are The Risks of Payday Loans in McAllen, Texas?

Although payday loans can be a great way to access money quickly in a time of financial need, there are a number of risks that are important to understand before taking out a loan. First, most payday loans have extremely high interest rates, often upwards of 200%. Additionally, if a borrower is unable to repay the loan within the agreed upon time period, they can face additional fees and charges. Finally, since payday loans are not reported to credit bureaus, they cannot help a borrower build their credit.

Are Payday Loans Legal in McAllen, Texas?

Yes, payday loans are legal in McAllen, Texas, as well as the rest of the state. In order to offer such loan services, lenders must obtain a state license from the Office of Consumer Credit Commissioner. Additionally, lenders must conform to certain regulations, including providing borrowers with a number of consumer protection rights including the right to know all fees and charges associated with their loan and the right to receive a written contract detailing all loan terms.

How to Apply for a Payday Loan in McAllen, Texas?

Applying for a payday loan in McAllen, Texas is a relatively easy process. First, the applicant must be at least 18 years old, be a U.S. citizen, and have a steady source of income. The applicant must also provide proof of income, proof of residence and personal references. Once these documents are submitted, the lender will review the information and, if approved, provide the borrower with a loan amount and repayment terms. Borrowers should carefully read and understand the loan agreement before signing it.

Conclusion

Payday loans offer borrowers in McAllen, Texas access to fast cash when they need it most. While payday loans can be a convenient option, it is important to understand the risks, including high interest rates, potential fees and charges, and the inability to build credit. Additionally, it is important to understand the laws and regulations that govern payday loan lending in the state of Texas.

If you need money in McAllen, Texas, you can apply now at TheGuaranteedLoans. We will connect you with the licensed lenders, who can offer you a payday loan.

F.A.Q.

What is a payday loan?

A payday loan is a short-term loan product that can offer borrowers in financial need access to cash advances. Generally speaking, payday loans offer borrowers a lump sum of money and require repayment of the loan plus fees when the borrower receives their next paycheck.

What are the benefits of payday loans in McAllen, Texas?

Payday loans offer a number of benefits to people who need access to fast cash, including convenience, flexibility and fast processing. Additionally, as long as the lender is licensed to offer this type of loan product in the state of Texas, there is much more flexibility regarding loan amounts and repayment terms.

Are payday loans legal in McAllen, Texas?

Yes, payday loans are legal in McAllen, Texas, as well as the rest of the state. In order to offer such loan services, lenders must obtain a state license from the Office of Consumer Credit Commissioner. Additionally, lenders must conform to certain regulations, including providing borrowers with a number of consumer protection rights.

How can I apply for a payday loan in McAllen, Texas?

Applying for a payday loan in McAllen, Texas is a relatively easy process. The applicant must be at least 18 years old, be a U.S. citizen, and have a steady source of income. The applicant must also provide proof of income, proof of residence and personal references. Once these documents are submitted, the lender will review the information and, if approved, provide the borrower with a loan amount and repayment terms.

If you need money in McAllen, Texas, you can apply now at TheGuaranteedLoans. We will connect you with the licensed lenders, who can offer you a payday loan.

More F.A.Q.

Can a payday lender require me to provide collateral in McAllen, Texas?

No, payday lenders in McAllen, Texas are not allowed to require you to provide collateral, such as your car or home, in order to obtain a loan. Payday loans are typically unsecured, which means that the lender does not have the right to seize your property if you default on the loan.

Can a payday lender require me to take out insurance in McAllen, Texas?

No, payday lenders in McAllen, Texas are not allowed to require you to take out insurance in order to obtain a loan. However, some lenders may offer optional insurance products, such as credit life insurance, which can pay off the loan in the event of your death. You are not required to purchase these products, and you should always read the terms and conditions carefully before agreeing to any insurance coverage.

How Many Cash Advance Companies are in McAllen, TX?

With the help of our service, you will be able to find 20 cash advance companies in McAllen, TX

What Cash Advance Companies in McAllen, TX are the most popular?

You should check Action Credit, McAllen, Advance America, and Approved Money Center. Also, you can start your application online on our website.