Payday Loans in Memphis, Texas

Payday Loan Companies in Memphis, TX

Company nameAddressZip codePhone number
First Bank & Trust of Memphis 501 W Main St 79245 +1 (806) 259 - 3556
Memphis State Bank 621 W Noel St 79245 +1 (806) 259 - 3561

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Memphis, TX, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Brownsville, TX, Short-term Loans in Bryan, TX, Online Loans in Burleson, TX, Short-term Loans in Carrollton, TX, Payday Loan for Cedar Hill, TX, Payday Loans in Cedar Park, TX, 24-Hour Loan in Channelview, TX and 24-Hour Loan in College Station, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Memphis, TX.

Payday Loans Available in Memphis, TX By The Following ZIP Codes:

79245

Are Payday Loans Legal In Memphis, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Memphis, TX payday loan calculator

F.A.Q.

What are the consequences of defaulting on a payday loan in Memphis, Texas?

If a borrower defaults on a payday loan in Memphis, Texas, the lender may pursue collection efforts, including contacting the borrower's employer, contacting third-party debt collectors, or taking the borrower to court. Defaulting on a payday loan can also have a negative impact on the borrower's credit score.

Can I apply for a payday loan online in Memphis, Texas?

Yes, many payday lenders in Memphis, Texas offer the option to apply for a loan online. This can be a convenient option for borrowers who prefer to apply from the comfort of their own home or who do not have access to a physical payday loan store.

How Many Cash Advance Companies are in Memphis, TX?

With the help of our service, you will be able to find 2 cash advance companies in Memphis, TX

What Cash Advance Companies in Memphis, TX are the most popular?

You should check First Bank & Trust of Memphis and Memphis State Bank. Also, you can start your application online on our website.