Payday Loans in Merkel, Texas

Payday Loan Companies in Merkel, TX

Company nameAddressZip codePhone number
First Financial Bank 301 Edwards St 79536 +1 (325) 928 - 1111

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Merkel, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Missouri City, TX, Quick Loan in Nacogdoches, TX, Online Loans in New Braunfels, TX, Payday Loans in North Richland Hills, TX, Short-term Loans in Odessa, TX, 24-Hour Loan in Pasadena, TX, Payday Loans in Pearland, TX and Payday Loans in Pflugerville, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Merkel, TX.

Payday Loans Available in Merkel, TX By The Following ZIP Codes:

79536

Are Payday Loans Legal In Merkel, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Merkel, TX payday loan calculator

F.A.Q.

Are there any protections for consumers who take out payday loans in Merkel, Texas?

Yes, Texas has several consumer protections in place for individuals who take out payday loans. These include a maximum allowable interest rate, a cooling-off period after a certain number of loans, and a requirement for lenders to provide clear and concise information about the terms and conditions of the loan.

Can I be sued or have my wages garnished if I default on a payday loan in Merkel, Texas?

Yes, if you default on a payday loan in Merkel, Texas, the lender may take legal action against you to collect the debt. This could include filing a lawsuit or obtaining a court order to garnish your wages. It is important to communicate with your lender and seek legal advice if you are unable to make your loan repayment.

How Many Cash Advance Companies are in Merkel, TX?

With the help of our service, you will be able to find 1 cash advance companies in Merkel, TX

What Cash Advance Companies in Merkel, TX are the most popular?

You should check First Financial Bank. Also, you can start your application online on our website.