Payday Loans in Mesquite, Texas

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Payday Loan Companies in Mesquite, TX

Company nameAddressZip codePhone number
ACE Cash Express 3330 N Galloway Ave Ste 275 Ste 275 75150 +1 (972) 613 - 9889
Advance America 1220 N Town E Blvd Ste. 125 75150 +1 (972) 698 - 6364
Check n Go 1300 N Town E Blvd 104 75150 +1 (972) 686 - 4176
Covington Credit of Texas 1111 N Town E Blvd 2 75150 +1 (972) 865 - 6660
First cash pawn 12009 Lake June Rd 75180 +1 (972) 289 - 6677
Loanstar Title Loans 3639 Gus Thomasson Rd 75150 +1 (972) 279 - 1386
Mariner Finance 1100 N Town E Blvd 105 75150 +1 (469) 718 - 1990
One Star Check Cashing 4050 Gus Thomasson Rd 75150 +1 (972) 279 - 0680
PLS Insurance 2149 N Town E Blvd 75150 +1 (972) 681 - 9500
Regional Finance 3600 Gus Thomasson Rd Suite 107 75150 +1 (972) 587 - 5906
Speedy Cash 3501 Gus Thomasson Rd 102 75150 +1 (972) 613 - 2274
TitleMax Title Loans 2110 N Galloway Ave Suite 111 75150 +1 (214) 302 - 2360
Toledo Finance 2601 Gus Thomasson Rd Journalism Lab 75150 +1 (972) 681 - 1546
World Finance 1336 N Galloway Ave Ste 128 75149 +1 (972) 285 - 1510

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mesquite, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Midland, TX, Payday Loan Companies in Mission, TX, Payday Loan for Missouri City, TX, Payday Loans in Nacogdoches, TX, Payday Loans in New Braunfels, TX, Payday Loans in North Richland Hills, TX, Payday Loans in Odessa, TX and Payday Loan Companies in Pasadena, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mesquite, TX.

Payday Loans Available in Mesquite, TX By The Following ZIP Codes:

75149, 75185, 75150, 75187, 75181, 75180

Are Payday Loans Legal In Mesquite, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Mesquite, TX payday loan calculator

Payday Loans in Mesquite, Texas: What You Need to Know

Payday loans are a type of short-term loan that can help people get their finances back on track in a pinch. In Texas, payday loans are a legal option for those needing a quick cash influx to cover an unexpected expense or cover a brief cash-flow gap. If you’re considering applying for a payday loan in Mesquite, Texas, it’s important to understand the laws and regulations that govern these loans. Here is what you need to know about payday loans in Mesquite, Texas.

What Are Payday Loans?

Payday loans are short-term loans meant to help people cover costs until their next paycheck. The loans are typically due on the borrower’s next payday, and the amount received is usually determined by the borrower’s income level. Payday loans are typically smaller than other types of loans, and they often come with higher interest rates and fees. Borrowers should be mindful of these extra costs and recognize that they may have to pay more money in the long run if they take out a payday loan.

Are Payday Loans Legal in Texas?

Yes, payday loans are legal in Texas. The Texas Constitution and Texas statutes govern the operations of payday lenders in the state. According to Texas law, the maximum loan amount can be up to 20 percent of the borrower’s gross monthly income, up to a maximum of $500. The loan must be repaid in at least four installments, and the interest and fees on the loan cannot exceed 10 percent of the amount borrowed per month.

How Do I Apply for a Payday Loan in Mesquite, Texas?

If you’re ready to apply for a payday loan in Mesquite, Texas, the process is relatively simple. The first step is to gather all of the required documents, such as proof of income, a valid form of identification, and a bank statement. You will then need to complete an application with the lender and provide any additional information that is required. After the application has been submitted, the lender will review the information and decide whether to approve the loan.

What Are the Benefits of Applying for a Payday Loan?

Payday loans can be a helpful financial tool for those in need of a quick influx of cash. They can provide borrowers with the funds needed to cover an unexpected expense, cover a brief cash-flow gap, or even pay for an emergency. Additionally, payday loans are often easier to qualify for than other types of loans, making them a more attractive option for those with less-than-perfect credit.

What Are the Risks of Taking Out a Payday Loan?

While payday loans can be helpful in the short-term, they do come with some risks. High interest rates and fees can mean that borrowers end up paying more in the long run than they borrowed initially. Additionally, payday loans can create a cycle of debt as borrowers are forced to take out new loans to cover the cost of the old loans. It’s important to be aware of these risks before taking out a payday loan.

F.A.Q.

Q: Can I get a payday loan with bad credit?

A: Yes, you can get a payday loan with bad credit. However, it’s important to note that lenders may charge higher interest rates and fees for borrowers with lower credit scores.

Q: How do I know if a payday lender is legitimate?

A: Before taking out a payday loan, it’s important to make sure the lender is legitimate. Look for lenders that are licensed to operate in the state and make sure the company has a clear explanation of its fees and terms.

Q: How long does it take to get a payday loan?

A: The process of applying for a payday loan is usually fairly quick, and you can often get approved within 24 hours. Once approved, the funds can typically be deposited into your bank account within a few business days.

Apply Now!

If you’re in need of fast cash and you’re considering a payday loan in Mesquite, Texas, TheGuaranteedLoans can help. We can connect you with lenders who are willing to work with you to provide the loan you need. Fill out our online application today and you could have the funds you need in as little as 24 hours. Remember, TheGuaranteedLoans is not a lender, we simply match you with one who can meet your needs.

More F.A.Q.

Can a payday lender require me to sign a post-dated check in Mesquite, Texas?

Yes, payday lenders in Mesquite, Texas may require you to provide a post-dated check as a form of collateral for the loan. This means that the lender can deposit the check on the loan's due date if you do not repay the loan in full.

Can a payday lender require me to sign a contract in Mesquite, Texas?

Yes, payday lenders in Mesquite, Texas are required to provide you with a written contract outlining the terms and conditions of the loan. This contract should include information such as the loan amount, interest rate, and repayment schedule, as well as any additional fees or charges that may apply. You should always read the contract carefully before signing, and you have the right to cancel the loan within three business days of signing.

How Many Cash Advance Companies are in Mesquite, TX?

With the help of our service, you will be able to find 14 cash advance companies in Mesquite, TX

What Cash Advance Companies in Mesquite, TX are the most popular?

You should check ACE Cash Express, Advance America, and Check n Go. Also, you can start your application online on our website.