Payday Loans in Montalba, Texas

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No payday loan companies in Montalba, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Wellington State Bank 302 Denrock Ave, Dalhart, TX 79022 +1 (806) 244 - 4526
El Centro Finance 220 Rosewood Dr, Universal City, TX 78148 +1 (210) 658 - 9630
World Finance 1320 Corsicana Hwy Ste 190, Hillsboro, TX 76645 +1 (254) 582 - 7616
ACE Cash Express 3517 N 1st St, Abilene, TX 79603 +1 (325) 672 - 2274
Cash America Pawn 245 US-290, Elgin, TX 78621
Regional Finance 2644 SW 34th Ave, Amarillo, TX 79109 +1 (806) 513 - 6414
TitleMax Title Loans 606 S Walnut Ave Ste 500, New Braunfels, TX 78130 +1 (830) 620 - 5919
Cash Store 800 US Highway 271 N, Gilmer, TX 75644
AC Credit, Inc 6021 43rd St, Lubbock, TX 79407 +1 (806) 687 - 8175
Tower Finance Co 5430 E Grand Ave, Dallas, TX 75223 +1 (214) 827 - 7800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Montalba, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Socorro, TX, Payday Loans in Southlake, TX, Quick Loan in Spring, TX, Payday Loans in Sugar Land, TX, Bad Credit Loans in Temple, TX, Payday Loans in Texarkana, TX, Payday Loans in Texas City, TX and Payday Loans in The Colony, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Montalba, TX.

Are Payday Loans Legal In Montalba, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Montalba, TX payday loan calculator

Payday loans in Montalba, Texas are a feasible option for those who need quick cash. If you’re experiencing a financial emergency, a payday loan could provide you with the funds you need to cover your expenses.

What are payday loans?

Payday loans are a type of short-term lending that is designed to help you when you’re in a tight financial spot. These loans are designed with speed in mind and are typically available within a few business days of application approval.

Are Payday loans legal in Texas?

Yes, payday loans are legal in Texas. The state of Texas regulates payday loans to ensure they meet certain criteria. For instance, Texas law prohibits lenders from charging more than 10% in interest and $25 in fees for every $100 borrowed. This can help borrowers avoid getting into a debt trap.

How payday loans work

The process of obtaining a payday loan is relatively simple. Once you’ve found a lender who you believe is trustworthy, you’ll need to fill out an application. Payday loan applications typically ask for your personal information, such as your name, address, and employment details. You may also be asked to provide a few references.

Payday lenders will typically run a credit check, but they don’t always require good credit. Instead, they base their decision on your ability to pay back the loan, which is often determined by your employment status. If the lender approves your application, you’ll receive the funds you need, and you’ll need to pay back the loan in full on your next payday.

The benefits and drawbacks of payday loans

Just like any other type of loan, payday loans have both benefits and drawbacks. One of the biggest advantages of a payday loan is that you can get the money you need quickly and without the need for extensive paperwork.

However, payday loans are not without their drawbacks. For instance, they are typically more expensive than traditional loans, with APRs that can be in the triple digits. Additionally, payday loans can put you in a debt trap if you’re unable to pay the loan back on time.

Applying for a payday loan in Montalba, Texas

If you’re interested in getting a payday loan in Montalba, Texas, TheGuaranteedLoans can help. TheGuaranteedLoans is a connector service that can connect you with potential lenders who offer payday loans in Montalba.

  • Fill out our quick and easy online application form.
  • We will connect you with a lender who will contact you to complete the application process.
  • If you’re approved, the funds will be deposited into your account within a few business days.

Remember, payday loans are designed to be short-term solutions to financial emergencies. They shouldn’t be used as a long-term solution to ongoing financial problems. If you’re struggling with your finances, it’s important to seek help from a financial professional.

Interesting facts and statistics about Payday loans in Montalba, Texas

  • In Texas, the maximum amount you can borrow is $1,000.
  • A payday loan can be rolled over up to three times in Texas.
  • Despite the state regulations on payday loans, the average APR for a payday loan in Texas is 662%.

Conclusion

Payday loans can be a useful financial tool when you’re in a tight spot. But before applying for a payday loan, it’s important to understand the benefits and drawbacks, as well as the state regulations. If you’re considering taking out a payday loan, TheGuaranteedLoans can help you connect with potential lenders in Montalba, Texas. Fill out our online application form today to get started.

Apply Now

If you’re interested in applying for a payday loan in Montalba, Texas, visit TheGuaranteedLoans now. Remember, we are a connector service, not a direct lender, and we will facilitate your connection with potential lenders. Fill out our online application form now to get started and get the funds you need to cover your financial emergency.

F.A.Q.

What is the maximum amount I can borrow with a payday loan in Montalba, Texas?

The maximum amount you can borrow with a payday loan in Montalba, Texas is $1,000, with a maximum loan term of 6 months.

Are there any restrictions on how I can use the funds from a payday loan in Montalba, Texas?

You are free to use the funds from a payday loan in Montalba, Texas for any purpose, as long as it is legal. However, most payday loans are used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.