Payday Loans in Moody, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Moody, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
First Cash Pawn 214 N 14th St, Kingsville, TX 78363 +1 (361) 592 - 8714
Texas Car Title & Payday Loan Services, Inc. 1225 E Broadway Ave, Sweetwater, TX 79556
TitleMax Title Loans 1337 E Parkerville Rd, DeSoto, TX 75115 +1 (972) 217 - 7062
Capital Farm Credit 2013 Avenue C, Bay City, TX 77414 +1 (979) 245 - 4828
Raymond James Financial Services 401 S Main St, Henderson, TX 75654 +1 (903) 657 - 8594
World Finance 12999 Murphy Rd Ste B2, Stafford, TX 77477 +1 (281) 498 - 4630
First Finance 223 S Main St, Jacksonville, TX 75766 +1 (903) 586 - 2271
Quitties Check Cash 1504 N Interstate 35, Lancaster, TX 75134 +1 (972) 224 - 3627
Allied Cash Advance 9942 Farm to Market 1960 Bypass, Humble, TX 77338 +1 (281) 319 - 4396
Southside Bank - Diboll 104 N Temple Dr, Diboll, TX 75941 +1 (936) 829 - 4721

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Moody, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Allen, TX, Bad Credit Loans in Amarillo, TX, Payday Loans in Arlington, TX, Guaranteed Loans in Austin, TX, Short-term Loans in Baytown, TX, Payday Loans in Beaumont, TX, Payday Loans in Bedford, TX and Payday Loan Companies in Brownsville, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Moody, TX.

Payday Loans Available in Moody, TX By The Following ZIP Codes:

76557

Are Payday Loans Legal In Moody, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Moody, TX payday loan calculator

Payday Loans in Moody, Texas: What You Need to Know

If you’re in a tough financial spot in Moody, Texas, you might be considering a payday loan. These short-term loans can provide quick access to cash for those facing unexpected expenses or bills. But before you jump in, it’s important to understand the facts about payday loans in Moody, Texas.

What are Payday Loans?

Payday loans are a type of loan that is typically paid back in full with the borrower’s next paycheck. These loans are popular with those who need quick access to funds but don’t have the credit score or eligibility for traditional loans. In Texas, payday loans are legal and regulated by state law.

How do Payday Loans Work in Texas?

In Texas, payday lenders are required to follow certain regulations to protect borrowers. The maximum amount you can borrow through a payday loan is $1,800, and the loan must be paid back within a maximum of 180 days. The interest and fees on a payday loan in Texas cannot exceed 10% of the loan amount.

Additionally, Texas law requires that payday lenders disclose all information about the loan, including the interest rate, fees, and repayment terms. You should carefully review these disclosures before signing any loan agreement.

What are the Risks of Payday Loans?

While payday loans can provide quick access to cash, they also come with significant risks. The high interest rates and fees charged by payday lenders can lead to a cycle of debt that is difficult to break. If you’re unable to pay back the loan on time, you may face additional fees and penalties.

It’s important to carefully consider whether a payday loan is the right choice for you. If you’re unsure, consider seeking advice from a financial professional or nonprofit organization before committing to a loan.

How to Apply for a Payday Loan in Moody, Texas

If you’ve decided that a payday loan is the best option for your financial situation, you can apply online through services like TheGuaranteedLoans. Our service connects borrowers with potential lenders, making it easy to find a loan that fits your needs.

Simply fill out our online application with your personal and financial information. We’ll use this information to match you with potential lenders who may be able to provide the loan you need. If a lender approves your application, you’ll receive an offer with all the details about the loan, including interest rates, fees, and repayment terms.

Interesting Facts about Payday Loans in Moody, Texas

  • The average payday loan in Texas is $467.
  • Payday lenders in Texas made over $1.8 billion in loans in 2020.
  • The average APR on a payday loan in Texas is 661%.
  • More than 80% of payday loans in Texas are rolled over or renewed, leading to additional fees and interest charges.

Apply Now with TheGuaranteedLoans

If you’re ready to apply for a payday loan in Moody, Texas, start by filling out our online application. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of potential lenders to find a loan that fits your needs and budget.

With our efficient and secure online application process, you can get the funds you need quickly and easily. Apply now to get started.

F.A.Q.

Can I extend my payday loan in Moody, Texas?

Yes, you may be able to extend your payday loan in Moody, Texas if you are unable to repay it on time. This is commonly known as rolling over the loan, and it may involve additional fees and charges. It is important to carefully consider the potential consequences of extending your payday loan before deciding to do so.

Are payday loans in Moody, Texas regulated by the state government?

Yes, payday loans in Moody, Texas are regulated by the state government. This includes restrictions on the maximum amount you can borrow, the maximum loan term, and the fees and charges that lenders are allowed to charge.