Payday Loans in Mount Calm, Texas

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No payday loan companies in Mount Calm, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Fidelity Express 1301 Main St, Sulphur Springs, TX 75482 +1 (800) 621 - 8030
Security Finance 1104 US-83, Zapata, TX 78076 +1 (956) 765 - 4698
World Finance 1542 Wildcat Dr, Portland, TX 78374 +1 (361) 704 - 9543
Tiny Cash Payday Loans 16970 Dallas Pkwy 300, Dallas, TX 75248 +1 (972) 954 - 4117
Stockton Ford Inc 2300 W Dickinson Blvd, Fort Stockton, TX 79735 +1 (432) 336 - 3351
TitleMax Title Loans 513 Sawdust Rd Suite B, Spring, TX 77380 +1 (281) 661 - 4645
Check n Go 1007 E General Cavazos Blvd 104, Kingsville, TX 78363 +1 (361) 221 - 9083
World Finance 1912 W Pecan St Ste 207, Pflugerville, TX 78660 +1 (512) 670 - 3101
LendNation 2120 W Oaklawn Rd Ste D, Pleasanton, TX 78064 +1 (830) 743 - 9790
Woodforest National Bank 1381 S Main St, Boerne, TX 78006 +1 (830) 249 - 0257

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mount Calm, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in San Antonio, TX, Payday Loans in San Juan, TX, Payday Loans in San Marcos, TX, Short-term Loans in Schertz, TX, Payday Loan Without a Credit Check in Sherman, TX, Payday Loans in Socorro, TX, Payday Loans in Southlake, TX and Quick Loan in Spring, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mount Calm, TX.

Payday Loans Available in Mount Calm, TX By The Following ZIP Codes:

76673

Are Payday Loans Legal In Mount Calm, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Mount Calm, TX payday loan calculator

Payday Loans in Mount Calm, Texas: A Comprehensive Guide

Unexpected expenses can arise at any given moment, leaving you facing a financial crisis that requires immediate attention. Payday loans can be an effective solution to weather your financial storm until your next paycheck arrives. In Texas, payday loans are legal, making them a viable option for anyone residing in the Lone Star State. In this article, we will help you understand how payday loans work in Mount Calm, Texas, and how you can apply for one efficiently.

How Payday Loans Work in Mount Calm, Texas

A payday loan is a small short-term loan, typically due on your next payday, and differs from traditional loan products since they are secured against your income. The maximum loan amount in Texas is $1,800, with the duration of the loan depending on the agreement between you and the lender. Generally, loan repayment is within two weeks.

Many payday lenders in Mount Calm, Texas, operate in storefronts; however, with the advent of online lending, you can also apply for a loan online. When applying for a payday loan, you will be required to provide your income details, financial history, ID number, and contact information.

The Pros and Cons of Payday Loans

Payday loans can help you take care of unexpected expenses, as they offer fast and easy access to cash. However, there are pros and cons to using payday loans that you need to consider before applying.

  • Pros:
    • Quick access to cash since lenders approve loans in minutes or hours.
    • No minimum credit score required; even if your credit history isn’t the best, you still have a chance to get a loan.
    • Easy access; you can apply in-store or online.
    • Payday lenders may offer payment extensions, which means you can delay payment when necessary.
  • Cons:
    • High interest rates, which can quickly spiral out of control if you frequently roll over your loans.
    • Short repayment periods of typically two weeks, making it challenging to repay the loan on time and handle other expenses simultaneously.
    • Due to high-interest rates, some people can find themselves in a cycle of debt where they take out a loan to pay off an existing one.

How to Apply for Payday Loans in Mount Calm, Texas

Applying for a payday loan in Mount Calm, Texas, is a straightforward process, whether you choose to go to the store or apply online. At TheGuaranteedLoans, we specialize in connecting borrowers with potential lenders, and our process is easy, fast, and secure. When you apply for a loan through our site, we connect you to a network of lenders who will review your application and decide whether to approve it or not.

It’s important to realize that we are not a direct lender, so we work as a connector platform to help you get loan offers from our network of trusted lenders and financial service providers. Applying for a payday loan through TheGuaranteedLoans is 100% free, and you will only be charged if you accept an offer from a lender.

Apply Now for a Payday Loan Through TheGuaranteedLoans

If you’re in need of quick cash and reside in Mount Calm, Texas, TheGuaranteedLoans will connect you with trusted lenders for your financial needs. Our online application process is safe, secure, and straightforward. Fill in your details, and we will immediately match you with lenders from our network who will evaluate your application and decide on approval.

Our team is constantly reviewing our network of lenders to ensure we work with experienced and reputable companies that can provide affordable loan solutions while adhering to federal and state regulations.

Interesting Facts and Statistics About Payday Loans in Mount Calm, Texas

  • Payday loan borrowers in Texas pay an average of $23.53 in interest for every $100 they borrow.
  • 56% of payday lenders in Texas are located within a quarter-mile of an army installation, making payday loans a common option among military personnel.
  • The Texas Fair Lending Alliance operates a payday and auto title lending reform campaign across Texas aimed at promoting fair lending practices and safer credit solutions.
  • Between 2012 and 2018, payday lenders in Texas made over $9 billion in loans, leading to over $2.5 billion in fees and interest charges.

The Bottom Line

Payday loans can provide a quick financial fix for anyone with urgent financial needs, especially if unable to wait until their next paycheck. However, it’s important to consider the pros and cons of borrowing before making any decisions. If you’re considering a payday loan, ensure you understand the terms and conditions of your loan and know all the options available to you.

If you need a payday loan in Mount Calm, Texas, TheGuaranteedLoans can help you find the perfect loan solution that fits your needs and budget. Apply on our website now to get your funds today.

F.A.Q.

What is the interest rate on payday loans in Mount Calm, Texas?

The interest rate on payday loans in Mount Calm, Texas is determined by the lender. The maximum allowable interest rate is set by state law at 661% APR.

How do I apply for a payday loan in Mount Calm, Texas?

To apply for a payday loan in Mount Calm, Texas, you will need to provide proof of income and identification, as well as a valid checking or savings account. You can apply online or in person at a payday loan store.