Payday Loans in Niederwald, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Niederwald, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
SameDayPaydayLoan 945 McKinney St, Houston, TX 77002 +1 (844) 527 - 6459
Loan Depot 3717 Center St, Deer Park, TX 77536 +1 (281) 478 - 6100
Texas Car Title & Payday Loan Services, Inc. 1516 W Berry St, Fort Worth, TX 76110 +1 (817) 921 - 0247
First Finance 1114 SW Military Dr 104, San Antonio, TX 78221 +1 (210) 927 - 0006
Cash Today 1801 E SE Loop 323 200, Tyler, TX 75701 +1 (903) 939 - 9997
Advance America 3216 N Main St, Taylor, TX 76574 +1 (512) 352 - 6649
Uncle Dan's Pawn Shop - Cedar Hill 130 N Clark Rd, Cedar Hill, TX 75104 +1 (972) 291 - 8527
Thrivent Financial 311 N Center Ave, Brownwood, TX 76801 +1 (325) 646 - 0706
Reliable Finance Co 119A Main St, Sealy, TX 77474 +1 (979) 885 - 4000
Action Finance, Inc. 1420 US Hwy 271 N ste a, Gilmer, TX 75644 +1 (903) 797 - 0485

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Niederwald, TX, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in San Juan, TX, Payday Loans in San Marcos, TX, Payday Loans in Schertz, TX, Payday Loans in Sherman, TX, Emergency Loan in Socorro, TX, Payday Loans in Southlake, TX, Payday Loans in Spring, TX and Online Loans in Sugar Land, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Niederwald, TX.

Payday Loans Available in Niederwald, TX By The Following ZIP Codes:

78640

Are Payday Loans Legal In Niederwald, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Niederwald, TX payday loan calculator

Payday Loans in Niederwald, Texas

Are you struggling with unexpected expenses in Niederwald, Texas and wondering how you can get the cash you need to cover them? If you are considering a payday loan, you are in the right place. TheGuaranteedLoans connects potential borrowers like you with trusted lenders that offer payday loans in Niederwald, Texas.

What is a Payday Loan?

A payday loan is a short-term loan that typically comes with high-interest rates. They are designed to help you cover expenses until your next payday. In Texas, payday loans are legal and regulated by the Texas Office of Consumer Credit Commissioner.

You can get a payday loan by visiting a storefront lender or applying online. To qualify for a payday loan, you must provide proof of income and have a bank account. Your lender will give you the money you need, and you will be required to pay it back, plus interest, on your next payday.

How Much Money Can You Borrow?

In Texas, the maximum amount you can borrow with a payday loan is $1,000 or 25% of your gross monthly income, whichever is less. Keep in mind that the amount you can borrow will depend on your lender and your financial situation.

What Are the Interest Rates?

The interest rates on payday loans in Texas can be high, with an average annual percentage rate (APR) of 410%. However, Texas law limits the interest and fees that lenders can charge, depending on the amount you borrow:

  • If you borrow less than $100, the maximum interest rate is 10% of the loan amount.
  • If you borrow between $100 and $250, the maximum interest rate is $10 plus 3% of the loan amount.
  • If you borrow between $250 and $500, the maximum interest rate is $15 plus 3% of the loan amount.
  • If you borrow more than $500, the maximum interest rate is $25 plus 3% of the loan amount.

What Are the Risks of Payday Loans?

While payday loans can be a quick way to get cash when you need it, they are not without risks. The high-interest rates and fees can add up quickly, making it difficult to pay back the loan on time.

If you are unable to pay back the loan on your next payday, you may be trapped in a cycle of debt. Your lender may allow you to roll over the loan, but you will have to pay additional fees and interest.

Before taking out a payday loan, make sure you understand the terms and conditions, including the interest rate and fees, and make a plan to pay it back on time.

Interesting Facts and Statistics About Payday Loans in Niederwald, Texas

  • There are more than 3,500 payday lending storefronts in Texas.
  • In 2018, Texans paid approximately $1.2 billion in payday loan fees and interest charges.
  • 67% of payday loan borrowers in Texas are female.
  • The average payday loan in Texas is $462.

Apply Now

If you are considering a payday loan in Niederwald, Texas, TheGuaranteedLoans can help. We are a connector service that connects potential borrowers like you with trusted lenders that offer payday loans in Niederwald, Texas. Apply now on our website and get connected with lenders that can help you get the cash you need.

Please note that TheGuaranteedLoans is a connector service and not a direct lender. We do not make credit decisions or provide loans. Instead, we facilitate your connection with potential lenders that can offer you a payday loan based on your financial situation.

F.A.Q.

Do I need to have a checking account to take out a payday loan in Niederwald, Texas?

Yes, most payday lenders in Niederwald, Texas require borrowers to have a checking account in order to apply for a loan. This is because the loan amount and fees will be automatically deducted from the borrower's account on the due date.

Are there any restrictions on how I can use the funds from a payday loan in Niederwald, Texas?

No, borrowers are free to use the funds from a payday loan in Niederwald, Texas for any purpose. However, it is important to remember that these loans should only be used for short-term financial emergencies and not for long-term financial planning.