Payday Loans in North Zulch, Texas

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No payday loan companies in North Zulch, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
First Cash Advance 3509 N Belt Line Rd, Irving, TX 75062 +1 (972) 256 - 9500
Texas Heritage National Bank 215 US-259, Ore City, TX 75683 +1 (903) 968 - 3595
Check n Go 20851 FM 1485 Spc D, New Caney, TX 77357 +1 (281) 689 - 9533
Happy State Bank 1908 4th Ave, Canyon, TX 79015 +1 (806) 655 - 2265
Clermont LLC 7334 Blanco Rd 200, San Antonio, TX 78216 +1 (210) 341 - 8097
First Convenience Bank 925 10th St, Floresville, TX 78114 +1 (800) 903 - 7490
TitleMax Title Loans 513 Sawdust Rd Suite B, Spring, TX 77380 +1 (281) 661 - 4645
First Financial Bank 608 W Hale Ave, Decatur, TX 76234 +1 (817) 410 - 2930
Cash Store 2503 S Gregg St Ste A, Big Spring, TX 79720 +1 (432) 267 - 1118
Payment 1 Financial 1014 N Valley Mills Dr D, Waco, TX 76710 +1 (254) 751 - 1761

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in North Zulch, TX, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Mesquite, TX, No Credit Check Loans in Midland, TX, Payday Loans in Mission, TX, Payday Loan Without a Credit Check in Missouri City, TX, Payday Loans in Nacogdoches, TX, Payday Loans in New Braunfels, TX, Bad Credit Loans in North Richland Hills, TX and Same Day Loans in Odessa, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in North Zulch, TX.

Payday Loans Available in North Zulch, TX By The Following ZIP Codes:

77872

Are Payday Loans Legal In North Zulch, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

North Zulch, TX payday loan calculator

Payday loans are a type of short-term lending option that has become increasingly popular in recent years. In North Zulch, Texas, these loans are legal and available to those in need of quick cash.

What are payday loans?

Payday loans are small loans that borrowers typically take out for a short period of time, usually until their next paycheck. These loans have high interest rates, often ranging from 300% to 700%, and typically come with fees that are added to the total amount borrowed. The amount that a borrower can receive varies depending on the lender and their creditworthiness, but can range from a few hundred to a few thousand dollars.

One of the main benefits of payday loans is the speed at which borrowers can get their hands on the money they need. Unlike traditional loans, which can take days or even weeks to process, payday loans are typically approved within hours and the funds are often deposited into the borrower’s account on the same day. This makes payday loans a popular option for those who are in need of emergency funds and don’t have time to wait for a traditional loan to be approved.

How do payday loans work in North Zulch, Texas?

In North Zulch, Texas, payday loans are legal. However, there are some regulations that lenders must follow in order to operate in the state. These regulations include:

  • Lenders must be licensed
  • Borrowers can only receive up to 20% of their gross monthly income
  • The maximum loan term is 180 days
  • Lenders cannot charge fees that exceed 10% of the loan amount

Borrowers in North Zulch have the option to apply for payday loans online or in person at a physical location. To apply, borrowers typically need to provide proof of income, a valid ID, and a checking account. Once approved, the borrower will receive the funds in their checking account. The loan must be repaid within the agreed upon time period, typically on the borrower’s next payday.

What are the risks of payday loans?

While payday loans can be a useful option for those in need of emergency funds, they also come with risks. Because of the high interest rates and fees, borrowers can easily get trapped in a cycle of debt and find themselves unable to repay the loan. In addition, some lenders have been known to engage in predatory lending practices, such as charging excessively high fees or targeting low-income borrowers.

It is important for borrowers to carefully consider their options and only take out a payday loan if they are confident that they can repay it within the specified time frame. It is also important to choose a reputable lender and be aware of the terms and conditions of the loan before agreeing to anything.

Apply now for a payday loan in North Zulch, Texas

If you are in need of emergency funds and are considering a payday loan in North Zulch, Texas, TheGuaranteedLoans can help. We are a connector service that works with a network of lenders to help borrowers find the best lending option for their needs.

To get started, simply fill out our secure online application. We’ll ask you for some basic information, such as your name, address, and employment status, and connect you with potential lenders who may be able to provide you with the funds you need.

It is important to note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. Instead, we provide a service that helps borrowers find potential lenders and facilitate the lending process.

Interesting facts and statistics about payday loans in North Zulch, Texas

  • In 2018, Texans took out nearly 11.8 million payday loans, totaling more than $4 billion in loan volume.
  • The average payday loan borrower in Texas takes out 10 loans per year.
  • 62% of payday loan borrowers in Texas are female.
  • In Texas, the average payday loan amount is $470.
  • Texas has the highest payday loan rates in the country, with an average APR of 664%.

These statistics highlight the prevalence of payday loans in Texas and the importance of choosing a reputable lender and carefully considering the terms and conditions of the loan before agreeing to anything.

F.A.Q.

Is it possible to obtain a payday loan in North Zulch, Texas without a credit check?

Yes, it is possible to obtain a payday loan in North Zulch, Texas without a credit check. However, lenders may still require proof of income and a valid checking or savings account.

How do I compare payday loan options in North Zulch, Texas?

When comparing payday loan options in North Zulch, Texas, it is important to consider factors such as the interest rate, fees, repayment terms, and overall cost of the loan. It is also important to research the lender and read reviews from other customers before making a decision.