Payday Loans in O’Donnell, Texas

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No payday loan companies in O'Donnell, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
ACE Cash Express 112 E Seminary Dr, Fort Worth, TX 76115 +1 (817) 923 - 7695
TitleMax Title Loans 3801 North St Suite 21, Nacogdoches, TX 75965 +1 (936) 215 - 6409
Barri Booth 40308 BUSINESS, US-290, Waller, TX 77484 +1 (936) 372 - 2664
World Finance 711 Sunset St, Denton, TX 76201 +1 (940) 387 - 5534
Citizens National Bank of Texas 310 N 9th St, Midlothian, TX 76065 +1 (972) 938 - 4300
Cash Store 2207 US-79 S, Henderson, TX 75654 +1 (903) 657 - 2034
DolEx Dollar Express 3614 Broadway Avenue J, Galveston, TX 77550 +1 (888) 246 - 2527
CommunityBank of Texas 296 TX-62, Buna, TX 77612 +1 (409) 994 - 5954
Education Credit Union - 45th 3615 SW 45th Ave, Amarillo, TX 79109 +1 (806) 358 - 7777
Sun Loan Company 700 S 10th St, McAllen, TX 78501 +1 (956) 630 - 0084

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in O'Donnell, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Brownsville, TX, Short-term Loans in Bryan, TX, Payday Loans in Burleson, TX, Payday Loans in Carrollton, TX, Payday Loans in Cedar Hill, TX, Payday Loans in Cedar Park, TX, Payday Loans in Channelview, TX and Emergency Loan in College Station, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in O'Donnell, TX.

Payday Loans Available in O'Donnell, TX By The Following ZIP Codes:

79351

Are Payday Loans Legal In O'Donnell, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

O'Donnell, TX payday loan calculator

Payday Loans in O’Donnell, Texas

If you are a resident of O’Donnell, Texas, and need quick cash, a payday loan might be your best option. In Texas, payday loans are legal, making them readily available for those who need cash fast. However, before you apply for a payday loan, there are some crucial things you need to know.

What is a Payday Loan?

A payday loan is a short-term loan with high-interest rates, designed to be repaid on the borrower’s next payday. In Texas, payday loans typically range from $100 to $1,000, with a loan term of 14 days to 180 days.

The lender will usually require proof of steady income and a valid bank account. Once you fill out an application and are approved, the funds will be deposited into your bank account and are usually available within 24 hours.

Interest Rates and Fees

Payday loans in Texas are high-cost loans. The annual percentage rate (APR) on a payday loan can be as high as 662.14%. On top of the high-interest rates, there are also other fees associated with payday loans.

These fees might include an origination fee, which is a fee that the lender charges to cover the costs of processing the loan. Some lenders also charge a late payment fee for payments that are not made on time.

The Pros and Cons of Payday Loans

Payday loans can be a lifesaver for people who need quick cash. However, they come with some significant risks. Here are the pros and cons of payday loans:

Pros:

  • Quick and easy application process
  • No credit check required
  • The funds are available within hours

Cons:

  • High-interest rates and fees
  • Short repayment terms
  • Can trap you in a cycle of debt

Apply Now

If you need a payday loan and are a resident of O’Donnell, Texas, The Guaranteed Loans can help. We are a connector service for reliable lenders and can help you get the funds you need quickly and easily.

You can start the application process by filling out a simple form on our website. Once you submit the form, we will connect you with a lender who can provide you with a payday loan that meets your needs. Remember, we are not a direct lender, but we will facilitate your connection with potential lenders.

Interesting Facts and Statistics About Payday Loans in O’Donnell, Texas

  • There are 907 payday loan storefronts in Texas.
  • According to the Texas Office of Consumer Credit, payday lenders collected $1.94 billion in fees from Texas borrowers in 2019 alone.
  • In 2019, the average payday loan in Texas was $470, and the average finance charge was $426.
  • 45 percent of payday loan borrowers in Texas are single mothers.

The Bottom Line

A payday loan might be a viable option for you if you need quick cash. However, it’s essential to understand the risks associated with payday loans before applying for one. Remember to borrow only what you can afford to repay, and always make payments on time to avoid additional fees.

At The Guaranteed Loans, we are committed to connecting you with reputable lenders who will work with you to find the best payday loan for your needs. Apply now and get the funds you need to cover unexpected expenses or bills.

F.A.Q.

What happens if I cannot repay my payday loan in O'Donnell, Texas on time?

If you are unable to repay your payday loan in O'Donnell, Texas on time, you may be charged late payment fees and your loan may be subject to collection actions. You may also be charged additional interest on any unpaid balances. It is important to contact your lender as soon as possible if you are unable to make your scheduled loan payments, so that they can work with you to find a solution.

Can I extend my payday loan in O'Donnell, Texas?

Yes, you may be able to extend your payday loan in O'Donnell, Texas if you are unable to repay it on time. This is commonly known as rolling over the loan, and it may involve additional fees and charges. It is important to carefully consider the potential consequences of extending your payday loan before deciding to do so.