Payday Loans in Perrin, Texas

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No payday loan companies in Perrin, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Gold Star Finance, Inc. 321 E Spring St, Palestine, TX 75801 +1 (903) 723 - 1433
Security Finance 743 Main St, Alamo, TX 78516 +1 (956) 702 - 6882
ACE Cash Express 1102 Marshall St 1, Laredo, TX 78045 +1 (956) 516 - 7433
Smiley's Loan Depot 266 FM247 Suite C, Huntsville, TX 77320 +1 (936) 439 - 0505
TitleMax Title Loans 20172 US-59 Suite G, New Caney, TX 77357 +1 (832) 775 - 0085
Freddy's Fast Cash 2815 Gilmer Rd, Longview, TX 75604 +1 (833) 373 - 3391
East Texas Professional Credit Union ETPCU 850 Rice Rd, Tyler, TX 75703 +1 (903) 581 - 5431
Advantage Finance LLC 616 Farm to Market 1960 Rd W 680, Houston, TX 77090 +1 (281) 410 - 5337
Wells Fargo Bank 1106 E Sarah DeWitt Dr, Gonzales, TX 78629 +1 (830) 203 - 3132
Auto Cash Money Center 2720 Old Iowa Park Rd, Wichita Falls, TX 76306 +1 (940) 723 - 7554

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Perrin, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Rockwall, TX, Payday Loans in Rosenberg, TX, Payday Loan Without a Credit Check in Round Rock, TX, Payday Loans in Rowlett, TX, Emergency Loan in San Angelo, TX, Quick Loan in San Antonio, TX, Payday Loans in San Juan, TX and Short-term Loans in San Marcos, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Perrin, TX.

Payday Loans Available in Perrin, TX By The Following ZIP Codes:

76486

Are Payday Loans Legal In Perrin, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Perrin, TX payday loan calculator

Are you looking for fast cash and short-term financial assistance in Perrin, Texas? If so, you may consider payday loans as a viable option. Whether you have an unexpected expense or need to cover overdue bills, payday loans can provide you with the resources you need quickly.

What are payday loans?

Payday loans are a type of short-term loan that generally lasts two weeks until your next paycheck. These loans are designed to provide you with quick access to cash when you need it most. Instead of going through a lengthy loan approval process, payday loans are often approved within minutes.

How do payday loans work?

The process of obtaining a payday loan is straightforward. You simply complete an online application that includes personal information, such as your name, address, and employment information. You also need to provide your banking information so that the lender can deposit your loan directly into your account once approved.

Once your payday loan is approved, you can expect to receive the funds within one business day. When it’s time to repay the loan, the lender will deduct the amount you borrowed, plus interest and any fees, from your bank account.

Are payday loans legal in Texas?

Yes, payday loans are legal in Texas. The state has specific laws that regulate payday lenders and protect consumers from predatory lending practices. According to Texas law, payday loans cannot exceed $1,800, and lenders cannot charge more than 10% APR (annual percentage rate) on the loan amount.

What are the benefits of payday loans in Perrin, Texas?

  • Fast and easy approval process
  • No collateral required
  • No credit check required
  • Loan amounts up to $1,800
  • Flexible repayment terms
  • Convenient online application

What are the risks of payday loans in Perrin, Texas?

While payday loans can provide you with quick access to cash, they also come with risks. Some of the risks associated with payday loans in Perrin, Texas include:

  • High-interest rates and fees
  • Short repayment terms
  • Potential for debt cycle
  • Not a long-term solution

Interesting Facts and Statistics about Payday loans in Perrin, Texas

  • According to a 2021 survey, 94% of Texans believe that the payday lending industry should be more regulated.
  • Between 2013 and 2017, the average payday loan fee in Texas was $23.50 per $100 borrowed.
  • As of 2020, there were more than 3,500 payday lending storefronts in Texas.

Apply Now for a Payday loan in Perrin, Texas

If you’re interested in obtaining a payday loan in Perrin, Texas, look no further than TheGuaranteedLoans. We are a connector service that partners with reputable lenders to provide you with access to the funds you need. Our online application process is quick and easy, and you can expect a response within minutes. Remember that payday loans are a short-term resource, so use them wisely.

Apply now to see how TheGuaranteedLoans can assist you in obtaining a payday loan in Perrin, Texas today!

F.A.Q.

How do I compare payday loan options in Perrin, Texas?

When comparing payday loan options in Perrin, Texas, it is important to consider factors such as the interest rate, fees, repayment terms, and overall cost of the loan. It is also important to research the lender and read reviews from other customers before making a decision.

Can I file a complaint about a payday lender in Perrin, Texas?

Yes, if you have a complaint about a payday lender in Perrin, Texas, you can file a complaint with the Texas Office of Consumer Credit Commissioner. This office is responsible for regulating payday lenders and enforcing consumer protection laws.