Payday Loans in Petrolia, Texas

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No payday loan companies in Petrolia, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
J&C Loans 309 N Washington Ave, Marshall, TX 75670
Raymond James Financial Services 110 N E 2nd St, Knox City, TX 79529 +1 (940) 658 - 3527
Thrivent Financial for Lutherans 19 Harpold St, Italy, TX 76651 +1 (469) 666 - 3746
Star Pawn LOANS GUNS JEWELRY ELECTRONICS 506 N Broadway St, Joshua, TX 76058 +1 (817) 447 - 2800
Oportun 1315 E 8th St, Odessa, TX 79761 +1 (432) 847 - 4166
Regional Finance 4448 W Jefferson Blvd Suite 316, Dallas, TX 75211 +1 (972) 709 - 7275
Red River Federal Credit Union 822 Gilmer St, Sulphur Springs, TX 75482 +1 (903) 735 - 3000
Tejas Bank 1405 S Stockton Ave, Monahans, TX 79756 +1 (432) 943 - 4230
World Finance 1900 W Irving Blvd 103, Irving, TX 75060 +1 (469) 472 - 9123
Pronto Loans 1418 E Main St, Madisonville, TX 77864 +1 (936) 348 - 7025

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Petrolia, TX, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Wylie, TX, Online Loans in Abilene, TX, Payday Loan Without a Credit Check in Allen, TX, Payday Loans in Amarillo, TX, Payday Loans in Arlington, TX, Payday Loans in Austin, TX, Payday Loan Companies in Baytown, TX and 24-Hour Loan in Beaumont, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Petrolia, TX.

Payday Loans Available in Petrolia, TX By The Following ZIP Codes:

76377

Are Payday Loans Legal In Petrolia, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Petrolia, TX payday loan calculator

Understanding Payday Loans in Petrolia, Texas

If you are facing a financial emergency in Petrolia, Texas, you may be looking for a way to get cash quickly. One option that many people turn to is a payday loan. Payday loans are short-term loans that are designed to provide borrowers with immediate access to cash. In Texas, payday loans are legal, and they can be a useful tool for those who need cash quickly. In this article, we will take a closer look at payday loans in Petrolia, Texas and help you better understand how they work.

How Do Payday Loans Work?

Payday loans are different from traditional loans in a few key ways. First, payday loans are usually for smaller amounts of money, typically ranging from $100 to $1000. Second, payday loans are typically due on the borrower’s next payday, which is usually within two weeks to a month of taking out the loan. Third, payday loans are often easier to qualify for than traditional loans, as borrowers typically only need to provide proof of income and identification.

When you take out a payday loan, you will write a postdated check for the amount you are borrowing plus the lender’s fees. The lender will then give you cash or deposit the money into your bank account. When the loan is due, the lender will cash the check, and the loan will be repaid.

What Are the Benefits of Payday Loans?

One of the main benefits of payday loans is that they are a quick and easy way to get cash when you need it. If you are facing an emergency, such as a car repair or a medical bill, a payday loan can help you cover the costs until your next payday. Payday loans are also easy to qualify for, which can be a boon for people who have poor credit or who don’t have access to traditional lending options.

What Are the Risks of Payday Loans?

While payday loans can be useful in some situations, they also come with risks. One of the main risks of payday loans is that they often come with high fees and interest rates. These fees can add up quickly, making it difficult for borrowers to repay the loan. Additionally, some lenders may use aggressive collection tactics, such as threatening to sue or garnish wages, if the loan is not repaid on time.

Interesting Facts and Statistics about Payday Loans in Petrolia, Texas

– According to a report by the Texas Appleseed organization, Texas has the highest payday loan rates in the country.
– In Texas, the average payday loan is $470.
– The average APR for payday loans in Texas is 533%.

Apply Now

If you are interested in applying for a payday loan in Petrolia, Texas, TheGuaranteedLoans can help. We are a connector service that works with a network of lenders across the country to help borrowers find the right loan for their needs. To get started, simply visit our website and fill out an online application. We’ll connect you with potential lenders who may be able to offer you the cash you need.

Remember, payday loans should not be used as a long-term financial solution. If you are struggling with debt or facing financial hardship, it’s important to seek help from a financial professional. Additionally, before taking out a payday loan, be sure to read the terms and conditions carefully and understand the fees and interest rates associated with the loan.

In Conclusion

Payday loans can be a useful tool for those who need cash quickly in Petrolia, Texas. However, they also come with risks, including high fees and interest rates. If you are considering a payday loan, be sure to weigh the pros and cons carefully and understand the terms and conditions of the loan. And remember, TheGuaranteedLoans is here to help you find the right loan for your needs.

F.A.Q.

Are there any restrictions on the use of payday loan proceeds in Petrolia, Texas?

Yes, payday loan proceeds in Petrolia, Texas can only be used for short-term financial needs, such as emergency expenses or bills. They cannot be used to pay off existing loans or credit card debt. It is important to carefully consider your financial needs and the terms of the loan before borrowing.

What are the eligibility requirements for payday loans in Petrolia, Texas?

To be eligible for a payday loan in Petrolia, Texas, you must be at least 18 years old, have a regular source of income, and have an active checking or savings account.