Payday Loans in Pickton, Texas

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No payday loan companies in Pickton, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Swift Cash LLC 1523-G, Normal Park Dr, Huntsville, TX 77340 +1 (936) 436 - 0042
Discount Car Title Loan - Rio Grande City 2121 E US Hwy 83, Rio Grande City, TX 78582 +1 (956) 352 - 1140
Worth Finance Corp 306 W Main St A, Rio Grande City, TX 78582 +1 (956) 716 - 1740
Texas Mezzanine Fund Inc 320 S R L Thornton Freeway Service Rd, Dallas, TX 75203 +1 (214) 943 - 5900
EZ Money 1108 E Rio Grande St, Victoria, TX 77901 +1 (361) 574 - 9011
Texas Farm Credit 244 N Getty St, Uvalde, TX 78801 +1 (830) 278 - 3212
Fairway Independent Mortgage Corp. 1200 S Trade Days Blvd 100, Canton, TX 75103 +1 (903) 266 - 1611
Cash Store 305 S Greer Blvd, Pittsburg, TX 75686
Credit Central 210 N Washington St, Beeville, TX 78102 +1 (361) 362 - 9418
TitleMax Title Loans 1921 W 15th St Suite 400, Plano, TX 75075 +1 (972) 295 - 7272

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pickton, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Denton, TX, No Credit Check Loans in DeSoto, TX, Quick Loan in Duncanville, TX, Payday Loans in Edinburg, TX, Guaranteed Loans in El Paso, TX, Payday Loans in Euless, TX, Payday Loan for Farmers Branch, TX and Payday Loans in Flower Mound, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pickton, TX.

Payday Loans Available in Pickton, TX By The Following ZIP Codes:

75471

Are Payday Loans Legal In Pickton, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Pickton, TX payday loan calculator

Welcome to our guide on payday loans in Pickton, Texas. In this article, we will be covering all the essential information you need to know about payday loans, including their legality in Texas, what they are, how they work, and how to apply for one.

What are payday loans?

Payday loans are short-term loans that are designed to be paid back on the borrower’s next payday. These loans are typically available to individuals with poor or no credit history and are meant to provide quick access to cash to cover unexpected expenses or bills. In Texas, payday loans are legal, which means they are regulated by state law.

How do payday loans work?

The process of getting a payday loan is relatively straightforward. Typically, individuals apply for these loans by filling out an application in person or online, providing personal and financial information, including proof of income. Once the loan application is approved, the funds are typically deposited into the borrower’s bank account within one business day. On the borrower’s next payday, they are required to pay back the loan amount plus any interest and fees incurred.

Interest rates and fees

Payday loans typically carry high-interest rates and fees. In Texas, lenders are allowed to charge up to 10% of the total loan amount as a fee. For example, if you borrow $500, you could be charged up to $50 in fees. The interest rate on a payday loan can range from around 12% APR to upwards of 500% APR, depending on the lender and the loan amount. It is essential to carefully read and understand all the terms and conditions of the loan before agreeing to it.

Benefits and drawbacks of payday loans

Payday loans can offer a short-term solution for those who need quick access to cash. They are relatively easy to apply for and can provide money quickly, even to those with poor credit history. However, payday loans come with high-interest rates and fees, which can quickly add up and make it difficult for borrowers to pay back the loan on time. Late or missed payments can further damage a borrower’s credit score, making it even more challenging to obtain credit in the future.

How to apply for a payday loan

If you are considering applying for a payday loan, there are a few things you can do to increase your chances of approval:

  • Gather all the necessary information, including proof of income and a valid ID
  • Compare lenders and interest rates to find the best deal for your needs
  • Read and understand the loan agreement and terms and conditions carefully
  • Ensure you can pay back the loan on time before agreeing to it

Facts and statistics about payday loans in Pickton, Texas

According to a report by the Office of Consumer Credit Commissioner, Texas residents took out over 2 million payday loans in 2020, with total fees and interest paid on these loans topping $1.5 billion. Pickton is just one of the many areas in Texas where payday loans remain a popular and legal option for those in need of quick cash.

Apply Now with TheGuaranteedLoans

If you are in need of a payday loan in Pickton, Texas, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we do not provide direct loans but can facilitate a connection with lenders who can meet your needs. Fill out an online application on our website today to get started.

Conclusion

Payday loans can be a helpful resource for those in need of quick access to cash. However, it is essential to understand all the terms and conditions of the loan, including interest rates, fees, and payment requirements, before agreeing to it. If you are struggling to make ends meet and need a short-term solution, a payday loan may be an option worth considering.

F.A.Q.

Can I extend my payday loan in Pickton, Texas?

Yes, you may be able to extend your payday loan in Pickton, Texas if you are unable to repay it on time. This is commonly known as rolling over the loan, and it may involve additional fees and charges. It is important to carefully consider the potential consequences of extending your payday loan before deciding to do so.

Are payday loans in Pickton, Texas regulated by the state government?

Yes, payday loans in Pickton, Texas are regulated by the state government. This includes restrictions on the maximum amount you can borrow, the maximum loan term, and the fees and charges that lenders are allowed to charge.