Payday Loans in Placedo, Texas

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No payday loan companies in Placedo, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
CashMax Title & Loan 551 W Commerce St A, Brownwood, TX 76801 +1 (325) 641 - 1517
Credit Central 1203 E Main St C, Alice, TX 78332 +1 (361) 661 - 0997
Gold Star Financial 615 E Rusk St, Jacksonville, TX 75766 +1 (903) 339 - 6866
ACE Cash Express 100 S Ridgeway Dr, Cleburne, TX 76033 +1 (817) 556 - 3965
ACE Cash Express 1914 E Belt Line Rd, Carrollton, TX 75006 +1 (972) 416 - 2274
Jason Stanley - Raymond James 1905 TX-332 Loop, Liberty Hill, TX 78642 +1 (512) 515 - 9034
Loanstar Title Loans 935 W Pioneer Pkwy, Grand Prairie, TX 75051
Ez Loan 2025 Texas Ave, Bryan, TX 77802 +1 (979) 822 - 0658
Justice Finance 149 W Kingsley Rd Ste 210, Garland, TX 75041 +1 (972) 271 - 2678
City National Bank 118 N Main St, Yantis, TX 75497 +1 (903) 383 - 2250

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Placedo, TX, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Rowlett, TX, 24-Hour Loan in San Angelo, TX, Payday Loans in San Antonio, TX, Payday Loans in San Juan, TX, Payday Loans in San Marcos, TX, Payday Loan for Schertz, TX, Payday Loans in Sherman, TX and Payday Loans in Socorro, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Placedo, TX.

Payday Loans Available in Placedo, TX By The Following ZIP Codes:

77977

Are Payday Loans Legal In Placedo, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Placedo, TX payday loan calculator

Payday Loans in Placedo, Texas: What You Need to Know

Are you strapped for cash in Placedo, Texas? If so, you might be considering taking out a payday loan. These types of loans can be a quick and easy source of cash, but they also come with high fees and interest rates. Here’s what you need to know about payday loans in Placedo, Texas before you decide to take one out.

What is a Payday Loan?

A payday loan is a short-term loan designed to tide you over until your next payday. Typically, you’ll write a post-dated check or provide the lender with authorization to withdraw the loan amount and fees from your bank account on your next payday. Payday loans are usually for small amounts, typically less than $500, and they come with high fees and interest rates.

Payday Loan Laws in Placedo, Texas

Payday loans are legal in Texas, but the state has several regulations in place to protect borrowers. Lenders are required to be licensed and to prominently display their license in their storefront. They are also required to disclose the terms of the loan, including the APR and any fees, in writing before you sign a loan agreement. The maximum loan amount in Texas is $1,800, and the maximum term is 180 days.

The Pros and Cons of Payday Loans

When you’re in a financial bind, a payday loan can seem like a lifesaver. However, it’s important to consider both the pros and cons before you apply.

  • Pros: Payday loans are easy to obtain, with many lenders offering same-day or next-day funding. They also don’t require collateral, so you don’t have to put your car or home on the line.
  • Cons: Payday loans are expensive, with fees and interest rates that can add up quickly. If you can’t repay the loan on time, you may be charged additional fees or even face legal action. They also have the potential to trap you in a cycle of debt if you have to take out additional loans to cover the original loan.

Interesting Facts and Statistics about Payday Loans in Placedo, Texas

  • According to the Texas Fair Lending Alliance, payday loans in Texas cost borrowers an average of 662% APR.
  • In 2019, the Texas Legislature passed a law capping payday loans at 20% of a borrower’s monthly income.
  • As of August 2021, there were over 6,500 payday lending storefronts in Texas.

Apply Now for a Payday Loan in Placedo, Texas

If you’re considering a payday loan in Placedo, Texas, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and we can help you find the right lender for your needs. Simply fill out our online application to get started. Remember, payday loans are expensive and should be used only as a last resort. Be sure to understand the terms of the loan and how much it will cost you before you sign on the dotted line.

F.A.Q.

What information do I need to provide when applying for a payday loan in Placedo, Texas?

When applying for a payday loan in Placedo, Texas, borrowers will typically need to provide proof of income, a valid government-issued ID, and proof of a checking account. Lenders may also require additional information, such as references or proof of residence.

How long does it take to receive the funds from a payday loan in Placedo, Texas?

If the borrower is approved for a payday loan in Placedo, Texas, the funds are typically deposited into their checking account within one business day. However, the exact timeline may vary depending on the lender and the borrower's individual circumstances.