Payday Loans in Plantersville, Texas

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No payday loan companies in Plantersville, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
PFS Auto Finance 1778 N Plano Rd 112, Richardson, TX 75081 +1 (972) 613 - 4700
Texas Car Title & Payday Loan Services, Inc. 1304 S McDonald St, McKinney, TX 75069 +1 (469) 742 - 0414
Barri Financial Group 9800 Centre Pkwy 700, Houston, TX 77036 +1 (800) 926 - 2277
TEXAS WARRANT LOANS 1717 S Pleasant Valley Rd, Austin, TX 78741 +1 (512) 478 - 1653
Hill Country National Bank 1210 S Water St, Burnet, TX 78611 +1 (512) 756 - 7363
Cash Store 107 S Timberland Dr, Lufkin, TX 75901 +1 (936) 639 - 2535
Gulf Credit Union 5140 W Parkway St, Groves, TX 77619 +1 (409) 963 - 1191
Extraco Banks Georgetown 1504 Williams Dr, Georgetown, TX 78628 +1 (512) 868 - 4100
World Finance 104 W Sinton St, Sinton, TX 78387 +1 (361) 364 - 9262
ACE Cash Express 100 S Ridgeway Dr, Cleburne, TX 76033 +1 (817) 556 - 3965

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Plantersville, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Amarillo, TX, Payday Loans in Arlington, TX, Payday Loan Without a Credit Check in Austin, TX, Payday Loan Companies in Baytown, TX, Guaranteed Loans in Beaumont, TX, Payday Loans in Bedford, TX, Quick Loan in Brownsville, TX and Guaranteed Loans in Bryan, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Plantersville, TX.

Are Payday Loans Legal In Plantersville, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Plantersville, TX payday loan calculator

Introduction

Payday loans are a popular form of short-term lending used by many people in need of quick cash. While these loans can be helpful in times of financial need, they also come with high interest rates and fees that can leave borrowers in a never-ending cycle of debt. In this article, we will discuss payday loans in Plantersville, Texas and what you need to know before you consider taking one out.

What are Payday Loans?

Payday loans are short-term loans that typically range from $100 to $500. These loans are intended to be repaid on the borrower’s next payday, usually within two weeks. Payday loans are designed to be quick and easy to obtain, with minimal credit checks and no collateral required.

Interest Rates and Fees

Payday loans come with high interest rates and fees. In Texas, the maximum interest rate for a payday loan is 10%, but lenders can also charge a variety of fees. The average APR (annual percentage rate) for a Texas payday loan is 410%. That means if you borrow $500 for two weeks, you could owe over $600 in fees and interest.

Repayment

Repayment of a payday loan is typically due on the borrower’s next payday. If you are unable to repay the loan in full, you may be able to roll it over for an additional fee. However, rolling over a payday loan can quickly lead to a cycle of debt that can be difficult to escape.

Payday Loans in Plantersville, Texas

Payday loans are legal in Texas, including in Plantersville. There are many lenders in the area that offer payday loans to borrowers in need of quick cash. However, it is important to choose a reputable lender and understand the terms and conditions of the loan before you sign on the dotted line.

Benefits of Payday Loans

  • Quick and easy to obtain
  • No collateral required
  • Minimal credit checks

Drawbacks of Payday Loans

  • High interest rates and fees
  • Short repayment terms
  • Risk of falling into a cycle of debt

Interesting Facts

  • According to the Texas Office of Consumer Credit Commissioner, the average payday loan borrower in Texas takes out more than eight loans per year.
  • In 2019, Texans paid over $1.25 billion in fees on payday and auto title loans.
  • The majority of payday loan borrowers in Texas are low-income individuals who may not have access to traditional forms of credit.
  • In Texas, payday loan companies are not required to offer an extended payment plan like they are in some other states.

Apply Now

Are you in need of quick cash? TheGuaranteedLoans can help connect you with potential lenders in Plantersville, Texas. We are a connector service, not a direct lender, and we work with a network of reputable lenders who may be able to offer you a payday loan. To apply, simply fill out our online application and we will do our best to match you with a lender who can meet your needs.

Important Reminder

Remember, a payday loan should be a last resort. Before you consider taking out a payday loan, explore all of your other options, including borrowing from friends or family, selling unwanted items, or even picking up a side job. If you do decide to take out a payday loan, make sure you understand all of the terms and conditions of the loan and have a plan for repayment.

F.A.Q.

What is the interest rate on payday loans in Plantersville, Texas?

The interest rate on payday loans in Plantersville, Texas is determined by the lender. The maximum allowable interest rate is set by state law at 661% APR.

How do I apply for a payday loan in Plantersville, Texas?

To apply for a payday loan in Plantersville, Texas, you will need to provide proof of income and identification, as well as a valid checking or savings account. You can apply online or in person at a payday loan store.