Payday Loans in Putnam, Texas

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No payday loan companies in Putnam, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens State Bank 102 W Bluff St, Woodville, TX 75979 +1 (409) 283 - 2561
Border Federal Credit Union 2211 N Bedell Ave, Del Rio, TX 78840 +1 (830) 774 - 2328
PLS Check Cashing Store 3300 K Ave STE 100, Plano, TX 75074 +1 (972) 422 - 7434
First National Bank Wallis 6207 Commerce St, Wallis, TX 77485 +1 (979) 478 - 6900
Advance America 1424 E Ridge Rd Ste. 6, McAllen, TX 78503 +1 (956) 994 - 9743
Covington Credit 320 Southmore Ave Ste 312A, Pasadena, TX 77502 +1 (713) 589 - 1514
Mortgage Specialists USA 440 Louisiana St 900, Houston, TX 77002 +1 (713) 236 - 7777
loanDepot 3620 S Western St Suite 100, Amarillo, TX 79109 +1 (806) 452 - 4740
ACE Cash Express 2905 Arkansas Ln #110, Grand Prairie, TX 75052 +1 (972) 641 - 4859
B & F Finance 166 S Sam Houston Blvd UNIT A, San Benito, TX 78586 +1 (956) 399 - 7256

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Putnam, TX, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in El Paso, TX, Quick Loan in Euless, TX, Quick Loan in Farmers Branch, TX, Payday Loan Without a Credit Check in Flower Mound, TX, Payday Loans in Fort Worth, TX, Emergency Loan in Friendswood, TX, Payday Loans in Frisco, TX and Payday Loans in Galveston, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Putnam, TX.

Payday Loans Available in Putnam, TX By The Following ZIP Codes:

76469

Are Payday Loans Legal In Putnam, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Putnam, TX payday loan calculator

In the state of Texas, payday loans are legal, and in Putnam, Texas, residents have access to these loans. Payday loans offer a quick solution to financial emergencies, and in this article, we will examine everything that you need to know about payday loans in Putnam, Texas.

What are Payday Loans?

Payday loans are short-term, high-cost loans that are designed to help borrowers cover unexpected expenses until their next payday. These loans are usually due to be repaid on the borrower’s next payday, and they are different from other types of loans in that they are designed to be repaid quickly.

Payday loans are popular among individuals who have poor credit and are unable to obtain traditional loans, and this is because payday loan lenders do not consider the borrower’s credit score during the application process.

How do Payday Loans Work in Putnam, Texas?

In Putnam, Texas, borrowers can apply for payday loans both online and in person. To apply for a payday loan, borrowers must present a valid form of identification, proof of income, and a post-dated check or an authorization to debit their bank account on the due date of the loan.

Once the application is submitted, the lender will review the application and determine whether the borrower is eligible for a payday loan. If the borrower is approved, they will receive the funds within 24 hours and must repay the loan on their next payday.

What are the Benefits of Payday Loans in Putnam, Texas?

  • Easy Application Process: Payday loan lenders in Putnam, Texas, offer an easy application process, which means that borrowers can access the funds they need quickly.
  • No Credit Check: Payday loan lenders do not perform a credit check, which means that individuals with poor credit scores can obtain a payday loan and improve their credit score as long as they repay the loan on time.
  • Flexible Payment Options: Borrowers in Texas have the option of rolling over their payday loan or paying it off in full on their next payday.
  • Convenient: Payday loan lenders are conveniently located in Putnam, Texas, and borrowers can apply for a loan in person or online.

What are the Risks of Payday Loans in Putnam, Texas?

While payday loans may seem like a convenient option for borrowers in need of quick cash, they come with certain risks, including:

  • High Interest Rates: Payday loans come with high-interest rates, which means that borrowers may end up paying more than double the amount they borrowed.
  • Debt Trap: Payday loans are designed to be repaid quickly, which means that if borrowers are unable to repay the loan on time, they may find themselves trapped in a cycle of debt.
  • Collection Harassment: If borrowers are unable to repay the loan, they may be subject to collection harassment from the payday loan lender.

Interesting Facts and Statistics about Payday Loans in Putnam, Texas

  • According to the Consumer Financial Protection Bureau, the average payday loan in Texas has an annual percentage rate (APR) of 661%.
  • As of 2019, there were over 3,000 payday loan storefronts operating in Texas.
  • In 2018, Texans paid over $1.6 billion in payday and auto title loan fees, with the average borrower paying $520 in fees alone.

Apply Now for a Payday Loan in Putnam, Texas

If you are in need of quick cash to cover unexpected expenses, TheGuaranteedLoans can help you connect with potential lenders in Putnam, Texas. Please note that we are not a direct lender, but a connector service that will facilitate your connection with potential lenders.

To apply for a payday loan, simply fill out an online application on our website, and we will match you with potential lenders that can meet your needs.

Remember, payday loans are a high-cost form of credit, and borrowers should only take out a payday loan if they are able to repay the loan in full on their next payday.

F.A.Q.

Can I cancel a payday loan in Putnam, Texas?

Yes, borrowers in Putnam, Texas have the right to cancel a payday loan within 72 hours of taking out the loan. To do so, the borrower must return the full amount of the loan and any associated fees to the lender.

Are there any alternative options to payday loans in Putnam, Texas?

Yes, there are several alternative options to payday loans in Putnam, Texas, such as personal loans from banks or credit unions, borrowing from friends or family, or seeking assistance from non-profit organizations. These options may have lower interest rates and fees, and can help borrowers avoid the potential pitfalls of payday loans.