Payday Loans in Ravenna, Texas

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No payday loan companies in Ravenna, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Preferred Finance 104 S Main St, Bryan, TX 77803 +1 (979) 775 - 5999
Southside Bank - Diboll 104 N Temple Dr, Diboll, TX 75941 +1 (936) 829 - 4721
First Cash Pawn 1315 Brown Trail, Bedford, TX 76022 +1 (817) 282 - 8057
Hidalgo County Loan 708 S Closner Blvd, Edinburg, TX 78539 +1 (956) 380 - 6000
Buna Pawn & Loan LC 34772 US-96, Buna, TX 77612 +1 (409) 994 - 3524
Hill Bank & Trust 201 E Main St, Weimar, TX 78962 +1 (979) 725 - 9575
Credit Suisse 2200 Ross Ave 3000, Dallas, TX 75201 +1 (214) 979 - 4100
Texas Car Title & Payday Loan Services, Inc. 605 W Moore Ave, Terrell, TX 75160 +1 (972) 563 - 1745
ACE Cash Express 719 N Hampton Rd Ste 607, DeSoto, TX 75115 +1 (972) 223 - 8360
Perryton National Bank 825 S Main St, Perryton, TX 79070 +1 (806) 435 - 9641

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ravenna, TX, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Midland, TX, Payday Loans in Mission, TX, Payday Loans in Missouri City, TX, Bad Credit Loans in Nacogdoches, TX, Payday Loans in New Braunfels, TX, Emergency Loan in North Richland Hills, TX, No Credit Check Loans in Odessa, TX and Payday Loans in Pasadena, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ravenna, TX.

Payday Loans Available in Ravenna, TX By The Following ZIP Codes:

75476

Are Payday Loans Legal In Ravenna, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Ravenna, TX payday loan calculator

Payday Loans in Ravenna, Texas: Everything You Need to Know

Payday loans are legal in Texas and Ravenna is no exception. A payday loan is a short-term loan that can help you cover unexpected expenses until your next payday. If you need money quickly, a payday loan may be an ideal solution. However, it is essential to understand the laws and regulations that govern payday loans in Ravenna, Texas.

How Do Payday Loans Work in Ravenna, Texas?

Payday loans are designed to provide short-term financial assistance to those in need. Borrowers receive cash in exchange for a postdated check or electronic access to their bank account. The loan must be repaid with interest and fees on the borrower’s next payday.

To qualify for a payday loan in Ravenna, a borrower needs to have a steady source of income, a bank account, and a government-issued ID. The amount a borrower may receive depends on their income and the lender’s policies. Texas law sets the maximum loan amount at $1,800.

What Are the Fees and Interest Rates for Payday Loans in Ravenna, Texas?

Payday loans can be expensive. In Ravenna, Texas, lenders are allowed to charge up to 10% of the principal amount as an origination fee. Additionally, the interest rates for payday loans can be as high as 662%. In Texas, there are no limits on interest rates for payday loans.

It’s important to understand how much a payday loan will cost before agreeing to the terms. Read the loan agreement carefully and ask the lender any questions you may have.

What Happens if You Can’t Repay Your Payday Loan?

If you can’t repay your payday loan on time, you may be charged additional fees and interest. In Texas, lenders are allowed to charge a late fee of up to 5% of the total amount of the loan. If you don’t repay the loan, the lender may also take legal action to collect the debt.

It’s essential to understand the terms of your loan and make sure you can repay it on time. If you’re unable to do so, contact your lender to discuss your options. You may be able to extend the due date or create a repayment plan.

Is It Safe to Get a Payday Loan in Ravenna, Texas?

When you’re considering a payday loan, it’s crucial to choose a reputable lender. Here are some tips to help you find a safe payday loan:

  • Research the lender before applying
  • Check the lender’s website for security features
  • Read reviews from other customers
  • Avoid lenders that ask for upfront fees

Interesting Facts about Payday Loans in Ravenna, Texas

  • In 2019, over 1.8 million Texans took out payday loans
  • The average payday loan in Texas is $470
  • Payday loan customers in Texas typically take out 8 loans per year

Apply Now for a Payday Loan in Ravenna, Texas

TheGuaranteedLoans is a connector service that can help you find a reputable lender for your payday loan needs. If you need cash quickly, you can apply for a payday loan on our website. We work with a network of lenders who can provide you with a loan that meets your needs.

Remember, a payday loan can be expensive, and it’s essential to understand the terms and fees before applying. If you’re considering a payday loan, make sure you can repay it on time to avoid additional fees and legal action.

F.A.Q.

What are the fees and interest rates associated with payday loans in Ravenna, Texas?

Payday loans in Ravenna, Texas have a maximum APR of 661%. Lenders are also allowed to charge a loan origination fee of up to $10 per $100 borrowed, as well as a database verification fee of up to $2.50 per loan.

Can I rollover my payday loan in Ravenna, Texas?

No, rollovers are not allowed for payday loans in Ravenna, Texas. Borrowers who cannot repay their loan on the due date may be able to request an extended payment plan, but this is not guaranteed.