Payday Loans in Red Rock, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Red Rock, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Covington Credit 1523 Normal Park Dr, Huntsville, TX 77340 +1 (936) 293 - 8090
World Finance 711 Sunset St, Denton, TX 76201 +1 (940) 387 - 5534
Security Credit Loan Co 317 E Commerce St, Mexia, TX 76667 +1 (254) 472 - 4466
Austin Finance Company 315 TX-63 Spur 104, Longview, TX 75601 +1 (903) 686 - 9963
Service Loan Co 2221 US-79, Henderson, TX 75654 +1 (903) 655 - 8397
Service Loan 316 E Kleberg Ave, Kingsville, TX 78363 +1 (361) 592 - 7273
Western Finance 816 W Main St, League City, TX 77573 +1 (281) 557 - 9613
Mercury Acceptance 11209 Market St, Houston, TX 77029 +1 (713) 330 - 9998
Extraco Banks Gatesville 800 E Main St, Gatesville, TX 76528 +1 (254) 774 - 5500
Memphis State Bank 621 W Noel St, Memphis, TX 79245 +1 (806) 259 - 3561

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Red Rock, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bryan, TX, Guaranteed Loans in Burleson, TX, Payday Loans in Carrollton, TX, Payday Loan Companies in Cedar Hill, TX, Payday Loans in Cedar Park, TX, Payday Loans in Channelview, TX, Payday Loans in College Station, TX and Payday Loans in Conroe, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Red Rock, TX.

Are Payday Loans Legal In Red Rock, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Red Rock, TX payday loan calculator

Payday Loans in Red Rock, Texas: Facts and Information

Payday loans, also known as cash advances, are short-term loans that can help you cover unexpected expenses until your next payday. In Red Rock, Texas, payday loans are legal and can assist many people who need additional cash for any reason.

How Payday Loans Work

When you apply for a payday loan, you write a post-dated check to the lender or provide them with access to your checking account. The loan is usually due within two weeks, or on your next payday, and includes interest and fees.

The amount of the payday loan may vary depending on the lender and your income, but it typically ranges from a few hundred to a few thousand dollars. The annual percentage rate (APR) for a payday loan in Texas can range from 409% to over 500%.

Eligibility Requirements

To qualify for a payday loan in Red Rock, you must meet certain eligibility requirements. These requirements typically include:

  • Being at least 18 years old
  • Holding a steady job or source of income
  • Having an active checking account

The Pros and Cons of Payday Loans

Payday loans can be a helpful option when you need quick cash, but they also come with drawbacks. Here are some pros and cons to consider before applying:

Pros:

  • You can get cash quickly without a lengthy application process
  • You can use the money for any purpose
  • You can apply even if you have bad credit

Cons:

  • The fees and interest rates can be very high
  • You may be trapped in a cycle of debt if you can’t pay the loan back on time
  • You may be vulnerable to scams and fraudulent lenders

Interesting Facts and Statistics

According to Texas Appleseed, a nonprofit advocacy organization, the following statistics regarding payday loans and their impact on Texans:

  • Over 1 in 5 Texans have used a payday loan
  • The average payday loan borrower in Texas takes out 10 payday loans per year
  • The majority of payday loan borrowers in Texas are white, female, and between the ages of 25 and 44
  • The total cost of taking out a payday loan in Texas is typically more than twice the original loan amount
  • Community organizations and faith-based groups across the state have advocated for stricter regulations on payday loans

Apply Now for a Payday Loan

Do you need cash quickly to cover an unexpected expense? Visit TheGuaranteedLoans website to fill out an online application for a payday loan in Red Rock, Texas. Our platform is a loan connector service that matches borrowers with potential lenders.

Please remember that payday loans come with high interest rates and fees, so it’s important to consider all options before applying. We encourage you to research the lenders we connect you with and make an informed decision about borrowing.

Thank you for considering TheGuaranteedLoans for your financial needs. We strive to provide valuable resources and support for our readers and borrowers.

F.A.Q.

What is the maximum amount I can borrow through a payday loan in Red Rock, Texas?

The maximum amount that can be borrowed through a payday loan in Red Rock, Texas is $1,000.

What is the interest rate on payday loans in Red Rock, Texas?

The interest rate on payday loans in Red Rock, Texas is determined by the lender. The maximum allowable interest rate is set by state law at 661% APR.