Payday Loans in Ringgold, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Ringgold, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 625 Hwy 290 E, Hempstead, TX 77445
TitleMax Title Loans 4105 TX-121 Suite 612, Bedford, TX 76021 +1 (817) 554 - 5085
Rex Teachenor - State Farm Insurance Agent 201 W California St, Floydada, TX 79235 +1 (806) 983 - 3441
Sun Loan Company I-35, New Braunfels, TX 78130 +1 (830) 620 - 6211
Benny's Pawn Shop 455 N Yarbrough Dr, El Paso, TX 79915 +1 (915) 592 - 2202
EZ Money 319 Rayford Rd, Spring, TX 77386
Gold Star Finance 911 Sunset St, Denton, TX 76201 +1 (940) 381 - 1115
Pilgrim Bank 123 E 3rd St, Clarendon, TX 79226 +1 (806) 874 - 2080
Pantex Federal Credit Union Inside Walmart 1501 Roosevelt St, Borger, TX 79007 +1 (806) 273 - 5698
IBC Bank 1695 N US Hwy 183, Leander, TX 78641 +1 (512) 320 - 9540

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ringgold, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cedar Hill, TX, Payday Loan Without a Credit Check in Cedar Park, TX, Payday Loans in Channelview, TX, No Credit Check Loans in College Station, TX, Payday Loans in Conroe, TX, Payday Loan Without a Credit Check in Coppell, TX, Payday Loans in Copperas Cove, TX and Payday Loans in Corpus Christi, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ringgold, TX.

Are Payday Loans Legal In Ringgold, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Ringgold, TX payday loan calculator

Payday Loans in Ringgold, Texas: What You Need to Know

If you are looking for a payday loan in Ringgold, Texas, there are a few things you need to know. While payday loans are legal in Texas, they can be risky and expensive, and it is important to understand the risks before taking out a payday loan.

What are Payday Loans?

Payday loans are small, short-term loans that are typically due on your next payday. The loans are designed to help you cover unexpected expenses or bills that you are unable to pay with your regular income.

Payday loans are usually offered by payday lenders, which can include both brick-and-mortar stores and online lenders. To apply for a payday loan, you will need to provide proof of income and identification, and you will be required to sign a loan agreement that outlines the terms and conditions of the loan.

How do Payday Loans Work in Texas?

In Texas, payday loans are legal, but there are restrictions on the amount of money you can borrow. The maximum amount you can borrow is $1,000 or 25% of your gross monthly income, whichever is less.

The term of a payday loan in Texas is between 7 and 31 days, and lenders cannot charge more than 10% interest on the loan. Additionally, Texas law requires lenders to provide you with certain disclosures about the loan, including the APR, fees, and repayment terms.

The Risks of Payday Loans

While payday loans can be a quick and easy way to get money when you need it, they can also be risky and expensive. The high interest rates and fees associated with payday loans can quickly add up, making it difficult to pay off the loan on time.

If you are unable to pay off the loan on time, you may be subject to additional fees and interest charges, and the lender may even take legal action against you to recover the debt. Additionally, payday loans can have a negative impact on your credit score if you are unable to pay them off on time.

Interesting Facts and Statistics about Payday Loans in Ringgold, Texas

  • The average payday loan in Texas is $500.
  • 25% of payday borrowers in Texas default on their loans.
  • Payday lenders in Texas made over $1.5 billion in loans in 2019.

Apply Now

If you are considering a payday loan in Ringgold, Texas, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and we work with a network of trusted lenders to help you find the loan that is right for you.

Please note that TheGuaranteedLoans is a connector service, not a direct lender. We do not make credit decisions or determine loan terms. Instead, we facilitate your connection with potential lenders and provide you with the information you need to make an informed decision about your loan.

Conclusion

Payday loans can be a risky and expensive way to borrow money, and it is important to understand the risks before taking out a loan. If you are considering a payday loan in Ringgold, Texas, be sure to do your research and consider all of your options before making a decision.

Remember, TheGuaranteedLoans is here to help connect you with potential lenders and provide you with the information you need to make an informed decision about your loan. Apply now and take the first step towards getting the money you need.

F.A.Q.

Is it possible to get a payday loan in Ringgold, Texas with bad credit?

Yes, it is possible to get a payday loan in Ringgold, Texas with bad credit. Most payday lenders do not require a credit check, so your credit score will not affect your eligibility for a loan. However, you may still be required to provide proof of income and other information to qualify for a payday loan.

How do I apply for a payday loan in Ringgold, Texas?

To apply for a payday loan in Ringgold, Texas, you will typically need to visit a payday lender in person and provide proof of income, a valid ID, and an active checking or savings account. Some lenders may also allow you to apply online or over the phone. It is important to carefully review the terms and conditions of any payday loan before agreeing to borrow.