Payday Loans in Rosser, Texas

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No payday loan companies in Rosser, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Midwest Finance 228 Main St, Hereford, TX 79045 +1 (806) 363 - 1300
Texas Farm Credit 112 US-82, Bonham, TX 75418 +1 (903) 583 - 3217
Texasgulf Federal Credit Union 1313 West Loop, El Campo, TX 77437 +1 (979) 578 - 9000
Check n Go 808 S Shary Rd Ste 3, Mission, TX 78572 +1 (956) 580 - 6966
Security Service Federal Credit Union 1360 W Oaklawn Rd, Pleasanton, TX 78064 +1 (800) 525 - 9570
Western Finance 331 S Wheeler St, Jasper, TX 75951 +1 (409) 384 - 7300
Oportun 1603 Spencer Hwy, South Houston, TX 77587 +1 (346) 216 - 4312
Covington Credit 2921 Palmer Hwy, Texas City, TX 77590 +1 (409) 941 - 9090
First Bank Texas 610 Columbia St, Stamford, TX 79553 +1 (325) 773 - 2122
World Finance 403 A N McCoy Blvd, New Boston, TX 75570 +1 (903) 628 - 5627

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rosser, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Port Arthur, TX, Online Loans in Richardson, TX, Payday Loans in Rockwall, TX, Guaranteed Loans in Rosenberg, TX, Payday Loans in Round Rock, TX, Short-term Loans in Rowlett, TX, Payday Loans in San Angelo, TX and Payday Loans in San Antonio, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rosser, TX.

Payday Loans Available in Rosser, TX By The Following ZIP Codes:

75157

Are Payday Loans Legal In Rosser, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Rosser, TX payday loan calculator

Payday loans are a popular financial tool for those in need of quick cash. A payday loan is a small, short-term loan that is typically due on the borrower’s next payday. These loans are often used to cover unexpected expenses, such as medical bills, car repairs, or other emergencies.

Payday Loans in Rosser, Texas

In Texas, payday loans are legal, and Rosser is no exception. Payday lenders in Rosser provide a valuable service to those in need of quick cash. However, it is important to understand the terms and conditions of a payday loan before taking one out.

Payday loans typically come with high interest rates and fees. These fees can add up quickly, making it difficult to repay the loan in full. In addition, some borrowers may find themselves in a cycle of debt, taking out multiple loans to cover the fees and interest of their previous loans.

What You Need to Know Before Taking Out a Payday Loan in Rosser

Before taking out a payday loan in Rosser, it is important to do your research and understand the terms and conditions of the loan. Here are some things to keep in mind:

  • Payday loans typically come with high interest rates and fees. Make sure you understand the APR (annual percentage rate) and any other fees associated with the loan.
  • Payday loans are short-term loans and must be repaid in full by the borrower’s next payday. Make sure you have the funds to repay the loan before taking it out.
  • If you are unable to repay the loan in full by the due date, you may be subject to additional fees and interest charges.
  • Some payday lenders in Rosser may require a postdated check or access to your bank account in order to secure the loan.
  • Payday loans should only be used for emergencies and unexpected expenses. They should not be used as a long-term financial solution.

By understanding these key points, you can make an informed decision about whether a payday loan is right for you.

Interesting Facts and Statistics about Payday Loans in Rosser, Texas

According to a report from the Texas Office of the Consumer Credit Commissioner, in 2018, there were 2,026 licensed payday lenders in Texas. Of these, 860 were located in the Dallas-Fort Worth Metroplex. The report also found that the average payday loan in Texas was $470, with an average APR of 567%.

While these statistics may seem alarming, it is important to remember that payday loans can be a valuable tool for those in need of emergency cash. By understanding the terms and conditions of the loan and using payday loans responsibly, borrowers in Rosser can get the financial assistance they need.

Apply Now with TheGuaranteedLoans

If you are in need of a payday loan in Rosser, Texas, TheGuaranteedLoans can help. We are a connector service, not a direct lender. We work with a network of reputable lenders to help you find the best loan for your needs.

To get started, simply fill out our online application form. We will connect you with a lender who can provide you with the cash you need in as little as one business day. Applying for a payday loan in Rosser has never been easier or more convenient.

Remember, payday loans should only be used for emergencies and unexpected expenses. By using payday loans responsibly and understanding the terms and conditions of the loan, borrowers in Rosser can get the financial assistance they need.

F.A.Q.

What happens if I am unable to repay my payday loan in Rosser, Texas?

If you are unable to repay your payday loan in Rosser, Texas, the lender may attempt to collect the debt through various means, including phone calls, letters, and legal action. If the debt is not repaid, it may be sold to a collection agency, which could negatively impact your credit score.

Are there any protections for consumers who take out payday loans in Rosser, Texas?

Yes, Texas has several consumer protections in place for individuals who take out payday loans. These include a maximum allowable interest rate, a cooling-off period after a certain number of loans, and a requirement for lenders to provide clear and concise information about the terms and conditions of the loan.