Payday Loans in Rule, Texas

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No payday loan companies in Rule, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
United States Postal Service 301 E Lavielle St, Kirbyville, TX 75956 +1 (800) 275 - 8777
Justice Finance Co 1652 W Henderson St I, Cleburne, TX 76033 +1 (817) 556 - 3590
Security Finance 107 W Austin St, Kermit, TX 79745
CashMax Title & Loan 1288 W Main St, Lewisville, TX 75067 +1 (972) 219 - 2274
First Community Bank 729 E Hidalgo Ave, Raymondville, TX 78580 +1 (956) 689 - 3999
Quick Money 02 3330 Hillcroft Ave z, Houston, TX 77057 +1 (713) 781 - 2112
Instaloans 2429 Austin Hwy, San Antonio, TX 78218 +1 (210) 236 - 9990
Cash Store 1808 Texas Ave S 300, College Station, TX 77840 +1 (979) 693 - 6900
World Acceptance 405 N McDonald St, McKinney, TX 75069 +1 (972) 548 - 2714
Zip Cash 203-B E Coke Rd, Winnsboro, TX 75494 +1 (903) 342 - 1512

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rule, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Grand Prairie, TX, Payday Loans in Grapevine, TX, Same Day Loans in Haltom City, TX, Payday Loans in Harlingen, TX, Guaranteed Loans in Houston, TX, Payday Loans in Huntsville, TX, Payday Loans in Hurst, TX and Payday Loans in Irving, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rule, TX.

Payday Loans Available in Rule, TX By The Following ZIP Codes:

79547, 79548

Are Payday Loans Legal In Rule, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Rule, TX payday loan calculator

Payday Loans in Rule, Texas: What You Need to Know

Payday loans can be a helpful way to access money quickly, but they’re not without risks. Before taking out a payday loan in Rule, Texas, there are a few things you should be aware of. In this article, we’ll provide you with all of the information you need regarding payday loans in Rule, Texas.

How Payday Loans Work in Texas

In Texas, payday loans are legal and regulated by Chapter 393 of the Finance Code. Payday lenders provide short-term, high-cost loans with repayment due on the borrower’s next payday. Typically, lenders charge a flat fee or interest rate that is added to the loan amount. The borrower then makes a post-dated check or authorizes the lender to withdraw the funds from their bank account on the due date.

Payday lenders in Texas are required to be licensed and must prominently display their license number on all advertisements, loan agreements, and other materials. Additionally, lenders must provide borrowers with certain disclosures, including the total amount borrowed, the APR, and the repayment date.

The Costs of Payday Loans in Rule, Texas

As with all loans, payday loans in Rule, Texas come with costs and risks. The Texas Finance Code does not limit the amount a payday lender can charge, but it does require that the lender clearly disclose the total cost of the loan. In addition to the initial fees and interest, there may be penalties for late or non-payment.

According to the Texas Office of the Consumer Credit Commissioner, the average interest rate on a payday loan in Texas is 662%. This is significantly higher than other types of loans and credit products.

The Risks of Payday Loans in Rule, Texas

Payday loans can be an expensive way to access money, and they’re not without risks. One of the main risks associated with payday loans is the potential for a cycle of debt. Because the loans are due on the borrower’s next payday, it can be difficult to pay back the loan in full and still meet other financial obligations. This can lead to the borrower taking out another loan to cover the first loan, and so on, resulting in a cycle of debt that can be hard to break.

Additionally, payday lenders may use aggressive or deceptive tactics to try to collect on the loan. Borrowers may be subject to harassing phone calls, threats of legal action, and other tactics if they’re unable to repay the loan on time.

Facts and Statistics about Payday Loans in Rule, Texas

  • The average payday loan in Texas is $472.
  • More than 80% of payday loans in Texas are issued to borrowers who take out five or more loans per year.
  • In 2020, payday lenders in Texas made more than 1.5 million loans.
  • According to a study by the Consumer Financial Protection Bureau, more than 80% of payday loans are rolled over or renewed within 14 days.
  • The average APR on a payday loan in Texas is 662%.

Applying for a Payday Loan in Rule, Texas with TheGuaranteedLoans

If you’re considering a payday loan in Rule, Texas, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application to get started. Please note that TheGuaranteedLoans is not a direct lender, but a connector service. We’ll help facilitate your connection with potential lenders who may be able to meet your needs.

Before applying for a payday loan, make sure you understand the costs and risks associated with this type of loan. Consider other options, such as borrowing from friends or family, negotiating a payment plan with your creditors, or looking into alternative financial products.

While payday loans can be a helpful way to access money quickly, they’re not without risks. Make sure you’re informed and understand the terms and conditions of any loan you’re considering.

We hope this article has been helpful in providing you with all of the information you need regarding payday loans in Rule, Texas. If you have any further questions, please don’t hesitate to contact us.

F.A.Q.

Are there any fees or charges associated with payday loans in Rule, Texas?

Yes, there are fees and charges associated with payday loans in Rule, Texas. These may include application fees, origination fees, interest charges, and late payment fees. It is important to carefully review the terms and conditions of your payday loan to understand all of the fees and charges you may be responsible for.

What happens if I cannot repay my payday loan in Rule, Texas on time?

If you are unable to repay your payday loan in Rule, Texas on time, you may be charged late payment fees and your loan may be subject to collection actions. You may also be charged additional interest on any unpaid balances. It is important to contact your lender as soon as possible if you are unable to make your scheduled loan payments, so that they can work with you to find a solution.