Payday Loans in Sacul, Texas

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No payday loan companies in Sacul, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Credit Loan Co 317 E Commerce St, Mexia, TX 76667 +1 (254) 472 - 4466
TJD Financial Services 1241 TX-304 Loop, Crockett, TX 75835 +1 (936) 545 - 1700
Prosperity Bank - Early- Drive Thru Only 305 Early Blvd, Early, TX 76802 +1 (325) 643 - 2748
Guarantee Loan 1943 Gessner Rd, Houston, TX 77043 +1 (713) 973 - 9099
First Convenience Bank 925 10th St, Floresville, TX 78114 +1 (800) 903 - 7490
Justice Finance 149 W Kingsley Rd Ste 210, Garland, TX 75041 +1 (972) 271 - 2678
Cash Store 112 W Main St, Clarksville, TX 75426 +1 (903) 427 - 5981
Toledo Finance Corporation 2108 Chihuahua St 2, Laredo, TX 78043 +1 (956) 712 - 3622
Citizens State Bank 1330 W Commerce St, Buffalo, TX 75831 +1 (903) 322 - 4256
Security Finance 208 Cully Dr 500, Kerrville, TX 78028 +1 (830) 896 - 8880

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sacul, TX, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in The Colony, TX, 24-Hour Loan in Tyler, TX, Payday Loans in Victoria, TX, Payday Loans in Waco, TX, Guaranteed Loans in Waxahachie, TX, Payday Loans in Weslaco, TX, Payday Loans in Wichita Falls, TX and Bad Credit Loans in Wylie, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sacul, TX.

Are Payday Loans Legal In Sacul, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Sacul, TX payday loan calculator

Understanding Payday Loans in Sacul, Texas

Payday loans are a type of short-term loan designed to help individuals bridge the gap between paychecks. These loans are typically small, ranging anywhere from $100 to $1,500, and are meant to be repaid within a few weeks or months. In Sacul, Texas, payday loans are legal, meaning borrowers can access them even with bad credit scores or no credit history.

How Do Payday Loans Work in Sacul, Texas?

Payday loans are different from traditional loans from banks and credit unions. The application process for payday loans is quick and straightforward, and borrowers do not need a high credit score to be approved. In some cases, no credit check is required, making them easier to access compared to other types of loans.

To apply for a payday loan in Sacul, Texas, borrowers are required to provide proof of income, bank account information, and a valid ID. Upon approval, the loan amount is deposited into the borrower’s bank account, and they are expected to repay the loan plus interest and fees on their next payday.

Why Consider a Payday Loan?

Payday loans are a popular option for individuals facing unexpected expenses, like medical bills, car repairs, or rent. These loans are particularly useful for people with bad credit who cannot qualify for traditional loans. Payday loans can help these individuals manage their expenses, provided they can pay back the loan on time.

Fees and Interest Rates

Payday loans in Sacul, Texas come with high-interest rates and fees compared to traditional loans. It is crucial to read and understand the terms and conditions of the loan before signing up. Some lenders also charge penalties and additional fees for late payments.

  • The maximum amount that can be borrowed in Texas is $1,500.
  • Lenders can charge up to 10% interest on the loan amount.
  • An additional verification fee of $1 per $5 borrowed is charged.
  • There is no limit to the finance charges, meaning the interest rates can go up to 662.60% APR for a two-week loan.

Repaying a Payday Loan in Sacul, Texas

Borrowers are expected to repay payday loans in Sacul, Texas on their next payday, usually within two to four weeks. If they cannot repay the loan, they have the option of renewing the loan by paying additional fees and interest rates. They also have the option of repaying the loan in installments, but this might result in additional fees and interest rates.

Interesting Facts About Payday Loans in Sacul, Texas

  • There are currently over 3,500 payday loan providers in Texas.
  • The average payday loan amount in Texas is $450.
  • In Texas, payday loans have a maximum term of 180 days.
  • Payday loans in Texas can be renewed an unlimited number of times.

Apply Now for a Payday Loan in Sacul, Texas

If you’re facing a financial emergency and need a payday loan in Sacul, Texas, TheGuaranteedLoans can help. We are a connector service, not a direct lender, meaning we work with a network of lenders who can connect you with potential loan providers. Our application process is quick and straightforward, and you could receive a loan decision in minutes. Apply now on our website and get connected with a lender who can help you get the funds you need.

F.A.Q.

What are the consequences of defaulting on a payday loan in Sacul, Texas?

If a borrower defaults on a payday loan in Sacul, Texas, the lender may pursue collection efforts, including contacting the borrower's employer, contacting third-party debt collectors, or taking the borrower to court. Defaulting on a payday loan can also have a negative impact on the borrower's credit score.

Can I apply for a payday loan online in Sacul, Texas?

Yes, many payday lenders in Sacul, Texas offer the option to apply for a loan online. This can be a convenient option for borrowers who prefer to apply from the comfort of their own home or who do not have access to a physical payday loan store.