Payday Loans in Sadler, Texas

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No payday loan companies in Sadler, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Gold Nuggett Pawn Shop 211 S 25 Mile Ave, Hereford, TX 79045 +1 (806) 364 - 8386
ACE Cash Express 205 N Barton St, Grapevine, TX 76051 +1 (817) 421 - 0994
Covington Credit of Texas 1111 N Town E Blvd 2, Mesquite, TX 75150 +1 (972) 865 - 6660
Bilco Loans 112 W Hefferman St, Beeville, TX 78102 +1 (361) 358 - 8205
Loanstar Title Loans 1303 W Adams Ave, Temple, TX 76501 +1 (254) 742 - 0278
Excel Finance 2809 7th St, Bay City, TX 77414 +1 (979) 244 - 5071
Citizens State Bank 6498 FM 111, Deanville, TX 77852 +1 (979) 535 - 4535
Sage Capital Bank 1406 N Ave E, Shiner, TX 77984 +1 (361) 594 - 2700
Rocket Federal Credit Union 905 W McGregor Dr, McGregor, TX 76657 +1 (254) 840 - 2873
Advance America 27710 Tomball Pkwy, Tomball, TX 77375 +1 (281) 255 - 6352

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sadler, TX, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Abilene, TX, Payday Loans in Allen, TX, Short-term Loans in Amarillo, TX, Payday Loans in Arlington, TX, Payday Loans in Austin, TX, Payday Loans in Baytown, TX, Short-term Loans in Beaumont, TX and Online Loans in Bedford, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sadler, TX.

Payday Loans Available in Sadler, TX By The Following ZIP Codes:

76264

Are Payday Loans Legal In Sadler, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Sadler, TX payday loan calculator

The Ins and Outs of Payday Loans in Sadler, Texas

Payday loans are a type of short-term loan that can provide financial assistance to those who need it. These loans are legal in the state of Texas, including Sadler, and can be a helpful tool for individuals who need a small amount of cash quickly.

How Payday Loans Work

Payday loans are typically issued for small amounts of money, generally between $100 and $1,000. The loan is usually due on the borrower’s next payday, which is why they are called “payday” loans. To receive a payday loan, a borrower must provide proof of income and a valid ID.

The lender will verify the borrower’s income and identity and then issue the loan. The borrower must then write a post-dated check for the amount of the loan plus any interest and fees. The lender will then cash the check on the borrower’s payday.

If the borrower is unable to repay the loan on their payday, they have the option to roll the loan over for an additional fee. Rolling over a loan can quickly lead to a cycle of debt that can be difficult to escape, so it’s important to only use payday loans for emergencies and to pay them off as quickly as possible.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have both advantages and disadvantages. The main advantage of payday loans is their accessibility and speed. They can be a quick way to get cash when you need it, even if you have poor credit or no credit history.

The main disadvantage is the high fees and interest rates associated with payday loans. According to the Texas Office of Consumer Credit Commissioner, the average APR on a payday loan in Texas is over 500%. This means that if you borrow $500, you could end up paying back over $1,500.

Another potential downside of payday loans is the risk of falling into a debt cycle. Rolling over payday loans can quickly lead to a cycle of debt that can be difficult to escape. It’s important to only use payday loans for emergencies and to pay them off as quickly as possible.

Interesting Facts and Statistics about Payday Loans in Sadler, Texas

  • As of December 2019, there were 10 licensed payday lenders in Sadler, Texas.
  • The average payday loan in Texas is $485.
  • According to the Texas Office of Consumer Credit Commissioner, there were over 1.8 million payday loans issued in Texas in 2018.
  • The average APR on a payday loan in Texas is 517%.

Apply Now

If you are considering a payday loan in Sadler, Texas, TheGuaranteedLoans can help. We are a connector service that can pair you with potential lenders who can help you get the cash you need.

It’s important to note that TheGuaranteedLoans is not a direct lender. We simply facilitate your connection with potential lenders. We also firmly believe in responsible borrowing and urge borrowers to only use payday loans for emergencies and to pay them off as quickly as possible.

To get started, simply fill out our online application. We’ll connect you with potential lenders who can help you get the cash you need quickly and easily.

In Conclusion

Payday loans can be a helpful tool for those who need a small amount of cash quickly. However, they can also be expensive and can lead to a cycle of debt if not used responsibly. If you are considering a payday loan in Sadler, Texas, be sure to weigh the pros and cons carefully and only use them for emergencies.

F.A.Q.

What information do I need to provide when applying for a payday loan in Sadler, Texas?

When applying for a payday loan in Sadler, Texas, borrowers will typically need to provide proof of income, a valid government-issued ID, and proof of a checking account. Lenders may also require additional information, such as references or proof of residence.

How long does it take to receive the funds from a payday loan in Sadler, Texas?

If the borrower is approved for a payday loan in Sadler, Texas, the funds are typically deposited into their checking account within one business day. However, the exact timeline may vary depending on the lender and the borrower's individual circumstances.