Payday Loans in Saint Hedwig, Texas

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No payday loan companies in Saint Hedwig, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Happy State Bank 1125 N Hobart St, Pampa, TX 79065 +1 (806) 669 - 2265
Security Finance 722 W Main St, Denison, TX 75020 +1 (903) 463 - 4262
Inwood National Bank 1312 Washington St, Commerce, TX 75428 +1 (903) 886 - 2126
Money & More Pawn 575 Ranch to Market Rd 150, Kyle, TX 78640 +1 (512) 262 - 0285
Cash Store 9708 Business Pkwy Ste 104, Helotes, TX 78023
Approved Money Center 7905 N Navarro St Ste 200, Victoria, TX 77904 +1 (361) 210 - 8597
World Finance 308 N 25 Mile Ave, Hereford, TX 79045 +1 (806) 363 - 1468
Consolidated Finance Inc 219 S Oak St, Pearsall, TX 78061
Get Auto Title Loans San Angelo TX 1018 Linda Lee Dr, San Angelo, TX 76905 +1 (830) 460 - 9029
Your Loan Depot 1421 W South Loop, Stephenville, TX 76401 +1 (254) 918 - 0555

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Hedwig, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Conroe, TX, Bad Credit Loans in Coppell, TX, Payday Loans in Copperas Cove, TX, Payday Loans in Corpus Christi, TX, Payday Loans in Dallas, TX, Payday Loans in Deer Park, TX, Short-term Loans in Del Rio, TX and Payday Loans in Denton, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Hedwig, TX.

Are Payday Loans Legal In Saint Hedwig, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Saint Hedwig, TX payday loan calculator

The Ins and Outs of Payday Loans in Saint Hedwig, Texas

Payday loans are small dollar loans that are meant to be paid back in a short period of time, often between two weeks and a month. They are typically used to cover unexpected expenses, such as car repairs or medical bills, and are designed to bridge the gap between paychecks. In Saint Hedwig, Texas, payday loans are legal, but it’s important to understand the risks and benefits associated with this type of borrowing.

How Do Payday Loans Work?

In order to secure a payday loan in Saint Hedwig, Texas, a borrower typically needs to provide proof of income, a valid ID, and a checking account. The loan amount is usually based on the borrower’s income, and in some cases, the lender may ask for collateral, such as a post-dated check or electronic access to the borrower’s bank account.

Once approved, the borrower receives the funds and agrees to repay the loan on their next payday. The lender typically charges a fee, which can range from $15 to $30 for every $100 borrowed, and if the borrower can’t repay the loan on time, they may be charged additional fees and interest.

Risks and Benefits of Payday Loans

While payday loans can be helpful in a pinch, they also come with significant risks. For one, the fees and interest rates associated with these loans can be incredibly high, which can make them difficult to repay and lead to a cycle of debt. Additionally, payday loans are often marketed to individuals who are in desperate financial situations and may not fully understand the terms and conditions of the loan.

On the other hand, payday loans can be an effective way to cover unexpected expenses when used responsibly. They are also available to individuals with poor credit or no credit history, as lenders typically don’t require a credit check to approve a loan.

Interesting Facts and Statistics About Payday Loans in Saint Hedwig, Texas

  • According to a 2019 report by the Texas Fair Lending Alliance, the average annual percentage rate (APR) for a payday loan in Texas is 528%
  • In 2019, Texans paid a total of $1.9 billion in fees and interest on payday loans
  • The number of payday loan storefronts in Texas has decreased in recent years, but online payday lending has been on the rise

Apply Now for a Payday Loan in Saint Hedwig, Texas

If you’re facing unexpected expenses and need a payday loan in Saint Hedwig, Texas, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application form and we’ll work to match you with a lender who can meet your borrowing needs. Remember, we are a connector service and not a direct lender, so our services are free to use and won’t impact your credit score.

Note: It’s important to use payday loans responsibly and only borrow what you can afford to repay. If you’re struggling with debt, consider seeking the advice of a financial counselor or credit advisor.

F.A.Q.

Are payday loans legal in Saint Hedwig, Texas?

Yes, payday loans are legal in Saint Hedwig, Texas. The state has specific regulations in place to protect consumers from predatory lending practices.

What is the maximum amount I can borrow through a payday loan in Saint Hedwig, Texas?

The maximum amount that can be borrowed through a payday loan in Saint Hedwig, Texas is $1,000.