Payday Loans in Santa Elena, Texas

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No payday loan companies in Santa Elena, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleMax Title Loans 606 S Walnut Ave Ste 500, New Braunfels, TX 78130 +1 (830) 620 - 5919
Loanstar Title Loans 903 N Timberland Dr, Lufkin, TX 75901 +1 (936) 634 - 9955
First Bank & Trust of Memphis 501 W Main St, Memphis, TX 79245 +1 (806) 259 - 3556
Rocket Federal Credit Union 905 W McGregor Dr, McGregor, TX 76657 +1 (254) 840 - 2873
Yoakum National Bank 301 W Grand Ave, Yoakum, TX 77995 +1 (361) 293 - 5225
Check n Go 1801 Eastchase Pkwy Suite 123, Fort Worth, TX 76120 +1 (817) 261 - 8600
LendNation 1223 SW Military Dr, San Antonio, TX 78221 +1 (210) 932 - 2109
First National Bank of Kemp 100 TX-274, Kemp, TX 75143 +1 (903) 498 - 8541
New Braunfels Finance 532 Comal Ave, New Braunfels, TX 78130 +1 (830) 625 - 1391
Noble Finance Fabens, TX 79838

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Santa Elena, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in San Marcos, TX, Payday Loan Without a Credit Check in Schertz, TX, Online Loans in Sherman, TX, Payday Loans in Socorro, TX, Payday Loans in Southlake, TX, Payday Loans in Spring, TX, Guaranteed Loans in Sugar Land, TX and Payday Loans in Temple, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Santa Elena, TX.

Are Payday Loans Legal In Santa Elena, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Santa Elena, TX payday loan calculator

The Comprehensive Guide to Payday Loans in Santa Elena, Texas

If you are experiencing financial difficulties, you are not alone. Millions of Americans struggle to make ends meet, paycheck-to-paycheck, and unexpected expenses can quickly become overwhelming. Fortunately, payday loans offer a short-term solution for those who need cash fast.

Are you considering a payday loan in Santa Elena, Texas? Here’s everything you need to know:

What are Payday Loans?

Payday loans are a type of short-term loan designed to help individuals who need immediate access to cash. Typically, these loans are due on the borrower’s next payday. The amount of money you can borrow from a payday lender may be limited, depending on your income, credit score, and other factors.

Are Payday Loans Legal in Texas?

Yes, payday loans are legal in Texas. However, there are regulations in place to protect consumers. For example, lenders must be licensed by the state, and the loans they offer must comply with certain guidelines.

What are the Requirements for Getting a Payday Loan in Santa Elena, Texas?

Before you can get a payday loan in Santa Elena, Texas, you must meet certain requirements. These requirements may vary depending on the lender, but typically include:

  • Being at least 18 years old
  • Having a valid photo ID
  • Having proof of income
  • Having an active checking account

It is important to note that having a poor credit score does not necessarily disqualify you from getting a payday loan. However, lenders may consider your credit history when deciding whether to approve your application.

What are the Pros and Cons of Payday Loans?

While payday loans can be a convenient source of short-term cash, they also have some potential drawbacks. Here are some of the pros and cons:

Pros:

  • Quick and easy approval process
  • No collateral required
  • You can use the money for any purpose

Cons:

  • High interest rates and fees
  • Short repayment terms
  • May trap you in a cycle of debt

Interesting Facts and Statistics about Payday Loans in Santa Elena, Texas

  • The average payday loan in Texas is $468.
  • Approximately 8% of Texans have taken out a payday loan in the past year.
  • Payday lenders in Texas charge an average APR of 600%.
  • Payday lending generates $1.4 billion in fees annually in Texas.

Apply Now

If you are interested in getting a payday loan in Santa Elena, Texas, TheGuaranteedLoans can help. As a connector service, we work with a network of reputable lenders who offer payday loans. To get started, simply fill out our online application. We will review your information and connect you with potential lenders who may be able to offer you a loan. Please note that TheGuaranteedLoans is not a direct lender, and we do not make loan decisions.

In Conclusion

Payday loans can be a lifesaver for those who need cash fast. However, it is important to understand the potential risks and benefits before you apply for a loan. By following the guidelines set forth by the state of Texas, you can make an informed decision and get the financial help you need.

F.A.Q.

Are there any alternative options to payday loans in Santa Elena, Texas?

Yes, there are several alternative options to payday loans in Santa Elena, Texas, such as personal loans from banks or credit unions, borrowing from friends or family, or seeking assistance from non-profit organizations. These options may have lower interest rates and fees, and can help borrowers avoid the potential pitfalls of payday loans.

Are payday loans legal in Santa Elena, Texas?

Yes, payday loans are legal in Santa Elena, Texas. The state has specific regulations in place to protect consumers from predatory lending practices.