Payday Loans in Saragosa, Texas

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No payday loan companies in Saragosa, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Amegy Bank 5408 Broadway, San Antonio, TX 78209 +1 (210) 343 - 4573
Regional Finance 1645 Pat Booker Rd Suite 115, Universal City, TX 78148 +1 (210) 507 - 6988
EZPAWN 107-A N Grant St, Roma, TX 78584 +1 (956) 849 - 0149
LoanStar Title Loans 720 E Hopkins St, San Marcos, TX 78666 +1 (512) 214 - 6285
First Cash Pawn 7301 University Ave 700, Lubbock, TX 79423 +1 (806) 445 - 0428
Raymond James Financial Services 110 N E 2nd St, Knox City, TX 79529 +1 (940) 658 - 3527
IBC Bank 2501 W Wheeler Ave, Aransas Pass, TX 78336 +1 (361) 729 - 0500
Check n Go 6743 S Broadway Ave, Tyler, TX 75703 +1 (903) 939 - 8914
Oportun 301 E Expy 83, Mission Hidalgo, TX 78573
TitleMax Title Loans 1595 W Main St, League City, TX 77573 +1 (281) 332 - 2085

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saragosa, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Del Rio, TX, Emergency Loan in Denton, TX, Online Loans in DeSoto, TX, Short-term Loans in Duncanville, TX, Payday Loans in Edinburg, TX, Emergency Loan in El Paso, TX, Payday Loans in Euless, TX and Payday Loan Companies in Farmers Branch, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saragosa, TX.

Are Payday Loans Legal In Saragosa, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Saragosa, TX payday loan calculator

Payday Loans in Saragosa, Texas: What You Need to Know

Payday loans are a popular financial solution for individuals who require immediate access to small amounts of money. In Saragosa, Texas, these loans provide an option for individuals who may have limited access to traditional forms of credit. However, it is important to understand the regulations governing payday loans in Texas and how they may affect your financial future.

How Do Payday Loans Work in Texas?

Payday loans are short-term, high-interest loans designed to bridge the gap between paychecks. In Texas, payday lenders are required to follow strict guidelines established by the Texas Finance Code.

According to Texas law, payday loans cannot exceed 20% of the borrower’s gross monthly income, and lenders are limited in the amount of interest and fees they can charge.

Additionally, Texas law requires payday lenders to provide clear and concise information about loan terms, interest rates, and fees prior to entering into a loan agreement. Borrowers must also be given the opportunity to rescind the loan agreement within three days without penalty.

What Are the Pros and Cons of Payday Loans in Saragosa, Texas?

Payday loans can be a helpful resource for individuals who require immediate access to funds. Some of the main advantages of payday loans in Saragosa, Texas, include:

  • Quick access to cash
  • No credit check required
  • Flexible repayment options

However, there are also several drawbacks to payday loans to consider:

  • High interest rates and fees
  • Potential for predatory lending practices
  • Risk of falling into a cycle of debt

How to Apply for a Payday Loan in Saragosa, Texas

Applying for a payday loan in Saragosa, Texas, is a relatively straightforward process.

First, research licensed payday lenders in the area to determine which lenders offer the best terms and rates. It is important to only work with licensed lenders to avoid potential scams or predatory lending practices.

Next, complete an online application on TheGuaranteedLoans website. Remember, TheGuaranteedLoans is a connector service and not a direct lender. We will facilitate your connection with potential lenders and ensure your personal information is kept secure.

Once you are connected with a lender, carefully review the loan terms and interest rates before agreeing to the loan. If you have any questions or concerns, do not hesitate to ask the lender for clarification.

Interesting Facts About Payday Loans in Saragosa, Texas

Here are some interesting facts and statistics about payday loans in Saragosa, Texas:

  • In Texas, the average payday loan amount is $468
  • The average APR for a payday loan in Texas is 664%
  • Approximately 75% of payday loan borrowers in Texas take out more than one loan per year
  • Payday lenders in Texas collectively earn over $1.5 billion in fees and interest annually

Apply Now for a Payday Loan in Saragosa, Texas

If you are in need of immediate access to funds, a payday loan may be a viable option for you. Apply now on TheGuaranteedLoans website to be connected with licensed lenders in Saragosa, Texas. Remember, our service is free, and we are committed to providing our customers with a secure and hassle-free lending experience.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Saragosa, Texas?

Yes, if you default on a payday loan in Saragosa, Texas, the lender may take legal action against you to collect the debt. This could include filing a lawsuit or obtaining a court order to garnish your wages. It is important to communicate with your lender and seek legal advice if you are unable to make your loan repayment.

Are there any alternatives to payday loans in Saragosa, Texas?

Yes, there are several alternatives to payday loans in Saragosa, Texas, such as small consumer loans, credit union loans, and installment loans. These options may have lower interest rates and more flexible repayment terms, but it is important to compare the terms and conditions of each option before deciding on a lender.